Equity
€115,912 ▲ 215%
Equity rose in 2025 from €36,796 to €115,912.
COMITTY
Overview
Lifetime
2 annual accounts with figures on one time axispeak -€63,843 (2024)
-€75,375▼ €11,532
lowest -€95,883 (2025)
-€95,883▼ €31,679
peak €115,912 (2025)
€115,912▲ 215%
€6,146▼ 49.5%
Board1 name since 2024
Documentsfilings and deeds
10-09-202641 days late
2025micro format
Gross margin from -€63,843 to -€75,375Loss of €95,883Share issue · Amendment of the articles 11-08Equity from €36,796 to €115,912Debts from €12,168 to €6,146Investments €30,536
Key points
from the 2025 annual accountsLosses
-€160,088 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Investments
€30,321 9.0 × depreciation
Green is investment, beige is depreciation. Machinery stands 140.2% higher than in 2024.
Liquidity
14.24 was 3.40 in 2024
Short-term debts fell from €12,168 to €6,146.
Starting capital
€101,000 1,000 shares
Position in the sector
-€95,883
Lower net result than 95% of companies in computer programming and consultancy. Sector median €28,574 · 21,192 companies.
2025 accounts filed 41 days after the deadlineTurnover not published (micro format)
Checked score
56
Fair
Financially stronger than 63% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,925 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.4%highest value
09-2025: 0.1%▼ -0.3 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%▼ -0.2 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €95,883, the second in a row (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 14.24, cash €31,275
Size: total assets €122,058
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 66% on liquidity, 5% on profitability and 95% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as COMITTY has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of COMITTY itself is lower: 0.1% within 12 months. It rests on far more data about COMITTY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for COMITTY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 14.24 (3.4 in 2024), above the usual 1.5. Short-term debt is 5% and cash 25.6% of total assets. 5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 41 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
41 days late
2024
7 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 24 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- FARRAUTO Thomas Bernadette Didier Ghislain 880 sharesdeed of 08-07-2024
- BLOCK Jean-Michel Marie Guy 60 sharesdeed of 08-07-2024
- LEFEVRE Mélanie Simone Lucienne 60 sharesdeed of 08-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011154328
Share issue · Amendment of the articles
1,133 shares · Gazette deed
Incorporation
Founding capital of €101,000, 1,000 shares · Founders: FARRAUTO Thomas Bernadette Didier Ghislain, BLOCK Jean-Michel Marie Guy and LEFEVRE Mélanie Simone Lucienne · Appointment: FARRAUTO Thomas Bernadette Didier Ghislain (director) · published on 08-07-2024 · Gazette deed
First establishment
Rue de Fenal, Furnaux 72, Mettet
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COMITTY Mettet | €122,058 | -€75,375 | 95.0% | - |
| TrialCraft Overijse | €119,299 | -€1,881 | 16.9% | - |
| Lynqo Antwerp | €128,878 | -€73,050 | 80.4% | - |
| STORALYTIC Koksijde | €118,107 | -€103,973 | 29.4% | - |
| MedHive Gavere | €108,447 | -€54,585 | -30.4% | - |
| BrainPhonics Leuven | €109,963 | -€25,058 | 90.6% | - |
| 3282-DATA Tremelo | €104,218 | -€23,828 | -27.7% | - |
These companies have the same main activity as COMITTY: computer programming (NACE 62100). They are comparable in size and age: total assets between €104,000 and €129,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 04-07-2024Normal situation
- Activity
- Computer programmingNACE 62100
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.361.832.2145641 Mettet, since 04-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Annual accounts 2025
- -€75,375▼ 18.1%
- €95,883▲ 49.3%
- €115,912▲ 215%
- €122,058▲ 149%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 10-09-2026
Insights on COMITTY
The annual accounts of COMITTY for financial year 2025 show a net loss of 79% of total assets and of 261% of the equity at the start of that year. The 2025 annual accounts show equity of €115,912 and a net result of -€95,883.
Its solvency ranks better than 95% of 21,186 sector peers (NACE 62, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 10-09-2026, 41 days late-€75,375
▼ €11,532
-€95,593
▼ €31,431
-€95,883
▼ €31,679
€81,349
▲ 179%
95.0%
▲ 19.8 percentage points
14.24
▲ 10.84
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €122,058 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
95.0%
Higher than 95% of 21,186 companies in 2025.
14.24
Higher than 92% of 20,549 companies in 2025.
-78.6%
Lower than 95% of 20,725 companies in 2025.
COMITTY
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
€16,436
Staff costs divided by the average number of full-time equivalents.
+1 person
people who joined
people who left
In 2025, 1 person joined and nobody left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
122,058 | 48,964 | |
20 |
806 | 1,021 | |
21/28 |
33,757 | 6,603 | |
22/27 |
33,757 | 6,603 | |
23 |
15,860 | 6,603 | |
24 |
1,941 | - | |
27 |
15,956 | - | |
29/58 |
87,495 | 41,340 | |
3 |
2,946 | 2,946 | |
30/36 |
2,946 | 2,946 | |
40/41 |
53,274 | 8,355 | |
40 |
44,543 | 1,571 | |
41 |
8,731 | 6,785 | |
54/58 |
31,275 | 30,038 | |
| Balance sheet: equity and liabilities | |||
10/49 |
122,058 | 48,964 | |
10/15 |
115,912 | 36,796 | |
10/11 |
276,000 | 101,000 | |
14 |
-160,088 | -64,204 | |
17/49 |
6,146 | 12,168 | |
42/48 |
6,146 | 12,168 | |
44 |
3,232 | 12,168 | |
440/4 |
3,232 | 12,168 | |
45 |
2,914 | - | |
454/9 |
2,914 | - | |
| Income statement | |||
9900 |
-75,375 | -63,843 | |
62 |
16,436 | - | |
630 |
3,382 | 318 | |
640/8 |
400 | - | |
9901 |
-95,593 | -64,161 | |
75/76B |
122 | - | |
75 |
122 | - | |
65/66B |
410 | 43 | |
65 |
410 | 43 | |
9903 |
-95,881 | -64,204 | |
67/77 |
2 | - | |
9904 |
-95,883 | -64,204 | |
9905 |
-95,883 | -64,204 | |
| Appropriation of the result | |||
9906 |
-160,088 | -64,204 | |
14P |
-64,204 | - | |
| Social balance sheet | |||
9087 |
1 | - | |
Hours worked1013 |
463 | - | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 10-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 41 days after the deadline. Filed on 10 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00510718.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -92,211 | -63,843 | ||
| -92,502 | -63,886 | ||
| 30,321 | 6,867 | ||
| 1,236 | - | ||
| 81,349 | 29,172 | ||
| 95.0% | 75.1% | ||
| 14.24 | 3.40 | ||
| 13.76 | 3.16 | ||
| 0.05 | 0.33 | ||
| -82.7% | -174.5% | ||
| -78.6% | -131.1% | ||
| -224.79 | -1480.60 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 1 |
| full-time | 1 |
| part-time | 0 |
| in full-time equivalents | 1 |
| 1 | |
| On a permanent contract | 1 |
| Joined | 1 |
| Left | 0 |
Source: social balance sheet in the 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €30,321 | €6,867 |
| €3,382 | €318 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on COMITTY
The operating result for 2025 is a loss of €95,593, larger than the loss of €64,161 in 2024.
Debt's share of the balance-sheet total falls from 24.9% to 5.0%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 04-07-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 10-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 11 - Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 08-07-2024
Mandates through the years
1 name, the dashed line is todayFARRAUTO Thomas Bernadette Didier Ghislain
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- FARRAUTO Thomas Bernadette Didier Ghislain
- Director (not named in the articles), from 04-07-2024 to date
Control
Founders
FARRAUTO Thomas Bernadette Didier Ghislain, BLOCK Jean-Michel Marie Guy, LEFEVRE Mélanie Simone Lucienne
This company
COMITTY
Equity €115,912
Loss €95,883 in 2025
Capital
- Contribution
- €276,000
- Shares
- 1,133
- Contribution per share
- €244
- Equity per share
- €102 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 08-07-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Écrit lettre ordinaire ou adresse électronique sous peine nullité, prix offert,à défaut expert désigné par organe ou commun accord,à défaut…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Dissolution pour quelque cause et à quelque moment, peut désigner un ou plusieurs liquidateurs déterminer pouvoirs émoluments”
Shareholders
At incorporation
deed of 08-07-2024 ↗
- FARRAUTO Thomas Bernadette Didier Ghislain 880 shares (88%)
- BLOCK Jean-Michel Marie Guy 60 shares (6%)
- LEFEVRE Mélanie Simone Lucienne 60 shares (6%)
Capital transactions
Capital over time
- 11-08-2025 Capital stated in the deed · 1,133 shares
- 08-07-2024 Incorporation · €101,000 · 1,000 shares
Network & group
No group
COMITTY has no parent and no holdings in its annual accounts. FARRAUTO Thomas Bernadette Didier Ghislain is the only director. COMITTY shares no director with another company.
Timeline
Timeline
8 events since 2024Capital
Filings
Financial
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 41 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1011154328
2025
Liquidity more than quadruples current ratio 14.24 The current ratio rises from 3.40 to 14.24. Short-term debt falls from €12,168 to €6,146.
Equity above €100,000 equity €115,912 ▲215% Equity rises from €36,796 to €115,912.
Share issue · Amendment of the articles1,133 shares2 points ▸
- 1,133 shares
- Amendment of the articles, article 5
- The deed holds 7 more points.
Annual accounts 2024 filed NBBmicro format · 7 days late
2024
IncorporationFounding capital of €101,000, 1,000 shares · Founders: FARRAUTO Thomas Bernadette Didier Ghislain, BLOCK Jean-Michel Marie Guy and LEFEVRE Mélanie Simone Lucienne · Appointment: FARRAUTO Thomas Bernadette Didier Ghislain (director) · published on 08-07-20248 points ▸
- Founder, FARRAUTO Thomas Bernadette Didier Ghislain
- Founder, BLOCK Jean-Michel Marie Guy
- Founder, LEFEVRE Mélanie Simone Lucienne
- Founding capital, €101,000, 1,000 shares
- 1,000 shares
- Registered office clause, Rue de Fenal 72, 5641 Mettet (Furnaux)
- Director appointment, FARRAUTO Thomas Bernadette Didier Ghislain (director (not named in the articles))
- Permanent representative, FARRAUTO Thomas Bernadette Didier Ghislain
- The deed holds 3 more points.
First establishment Rue de Fenal, Furnaux 72, Mettet
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 4 July 2024, COMITTY was incorporated as a private limited company by three natural persons, with a starting capital of €101,000.12 FARRAUTO Thomas Bernadette Didier Ghislain has served as director since 2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1011.154.328
- VAT number
- BE 1011.154.328
- Peppol ID
- 0208:1011154328
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-07-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of Junedeed of 08-07-2024 (in French)
- Peppol
- Reachable since 06-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- COMITTY in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-07-2024 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
Joint committees annual accounts 2025
JC 200
Auxiliary committee for white-collar workers
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’activité de programmeur informatique dans son sens le plus large,ceci comprenant notamment la conception de la structure et du contenu…”deed of 08-07-2024 (in French)
14 activities
- L’activité de programmeur informatique dans son sens le plus large,ceci comprenant notamment la conception de la structure et du contenu et/ou l’écriture du code informatique nécessaire à la création et au lancement de logiciels informatiques,les applications logicielles,les bases de données et les pages web
- Le commerce de matériel informatique et électronique de toute nature en ce compris toutes les activités annexes telles que la conception,la réalisation et la commercialisation de logiciels et programmes,d’applications mobiles,la production,l’entretien et la maintenance de matériel électronique,cette énumération étant exemplative et non limitative
- La consultance,la prestation de services,la formation,et l’expertise dans les domaines de la conception et la mise au point de modèles numériques,algorithmes et logiciels de tous types et de manière générale la consultance,la prestation de services,la formation,et l’expertise dans tout ce qui relève de l’objet de la société
- D’effectuer des études,de programmer et de mettre en route des systèmes d’organisation,de vente,de publicité,de marketing,de mettre en application des systèmes pour traiter des données et toutes techniques en rapport avec la gestion technique,administrative,économique et générale d’entreprises
- De concevoir,d’étudier,de promouvoir et de réaliser tous projets informatiques,bureautiques et tout ce qui s’y rapporte
- Tous travaux de secrétariat en général
- Tous travaux d’encodage et de traitement de l’information et/ou de données informatiques
- La réalisation d’études,sur base des domaines précités,et en particulier,la réalisation de simulations et analyses numériques ainsi que l’étude de l’optimisation de procédés et/ou procédures
- La consultance,la prestation de services,la formation,et l’expertise - la recherche,la conception,le développement,l’engineering,la production,le commerce,la diffusion,le marketing,l’amélioration et la réalisation de tous matériels et concepts dans les domaines de la modélisation,de l’informatique et de la programmation,pour tout particulier,toute industrie ou administration publique ou privée
- L’acceptation et l’exercice de mandats relatifs à l’administration,à la gestion,à la direction,au contrôle et à la liquidation de toutes sociétés,entreprises ou associations
- Se livrer au commerce en gros et au détail de boissons de toute nature,alcools et spiritueux,la vente ou la location de tout matériel accessoire s’y rapportant
- Toutes activités en relation avec la création,l'organisation,la promotion,la production et la gestion d'événements ou manifestations en tout genre
- L’achat,la vente,l’échange,la construction,la reconstruction,la démolition,la transformation,l’exploitation,la location et la gérance de tous immeubles bâtis,meublés ou non
- L’achat,la vente,l’échange,la mise en valeur,le lotissement,l’exploitation,la location et l’affermage de tous immeubles non bâtis
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de Fenal, Furnaux 72 registered office 5641 Mettet | 04-07-2024 | 2.361.832.214 |
Buildings and parcels at the address
- Ground area
- 1,325 m²
- Buildings
- 65 m²
- Volume, LiDAR
- 566 m³
- Tallest building
- 10.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 92051A0181/00R000 | 1,325 m² | 1 · 65 m² | 10.2 m · 3 |