Skip to content

3282-DATA

Active
Private limited company·Ontwerpen van computerprogramma’s· 2 yrs active
Schuttersvest 42-44 ·2800 Mechelen, Belgium
KBO/BCE: BE 1008.540.078
Watch Print / PDF
Age2 yrs
Real estate1 parcel · 98 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of 3282-DATA is 1.0% (low). The 2024 annual accounts show negative equity (€-29k) and a net result of €-29k. Its solvency ranks better than 5% of 7351 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.0% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-10-2025, 85 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 24-10-2025 85 d late 2025-00550333

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-29k
Working capital€-81k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 24-10-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -27.7% 65.0%
better than 5% of 7351 sector peers
Net result €-29k €32k
better than 5% of 7348 sector peers
Equity €-29k €58k
better than 5% of 7353 sector peers
Gross operating margin €-24k €52k
better than 5% of 7342 sector peers
Total assets €104k €103k
better than 51% of 7354 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-24k
Net profit€-29k
Cash flow€-24k
Staff costs-
Income taxes€210
Dividends-
Total assets€104k
Equity€-29k
Debt€133k
of which ≤ 1y€133k
of which > 1y-
Working capital€-81k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.39
Quick ratio0.39
Working capital ratio-77.4%
Solvency-27.7%
Debt / equity-4.60
Long-term debt ratio-
Interest coverage-330.81
Gross margin-
Net margin-
ROA-28.2%
ROE101.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€104k
Fixed assets 21/28€52k
Intangible fixed assets 21€51k
Financial fixed assets 28€1k
Current assets 29/58€52k
Amounts receivable within one year 40/41€47k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€104k
Equity 10/15€-29k
Contributions / capital 10/11€500
Accumulated profits (losses) 14€-29k
Amounts payable 17/49€133k
Amounts payable within one year 42/48€133k
Trade debts payable within one year 44€92k
Income statement
Gross operating margin 9900€-24k
Operating result 9901€-29k
Financial charges 65€72
Result before taxes 9903€-29k
Income taxes 67/77€210
Net result for the period 9904€-29k
Result to be appropriated 9905€-29k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
10 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schuttersvest 42-442800 Mechelen

Establishment units

1 location
3282-DATA
Schuttersvest 42-44, 2800 MechelenOntwerpen en programmeren van computerprogramma's
since 20242.364.435.178
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area98 m²
Buildings1
Building footprint60 m²
Volume (LiDAR)887 m³
Tallest building17.4 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12403D0021/00R000 Flanders 98 m² 1 · 60 m² 17.4 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
24-07-2025
Registered-office move
All acts · 1 updated 1 year ago
2025
24-07-2025 Registered office moved from Grimbergen to Mechelen Registered-office change
  • 1853 Grimbergen, Temselaan 100 → 2800 Mechelen, Schuttersvest 42-44

Analysis

Financial profile

4 of 5 axes measured
Health10Profitability100Solvency33Growth-Stability67
52 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10
Profitability 100
Solvency 33
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 2,811 of the 16,784 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100
Primary activity highlighted.
Names & trade names
Legal nameNL 3282-DATA
Registered office
Schuttersvest 42-44
2800 Mechelen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.