Comice
ActiveComice has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €112k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.44 against 3.75 in 2024; short-term debt: 18.8% and cash: 20.5% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
52.5%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
40 d early
2024
64 d early
2023
41 d early
2022
42 d early
2021
41 d early
2020
26 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€170k▲ 15.1%
2024 · €147k
2019: €77k
2020: €154k
2021: €94k
2022: €109k
2023: €135k
2024: €147k
2019 → 2025
Total assets
€214k▲ 14.9%
2024 · €186k
2019: €144k
2020: €217k
2021: €131k
2022: €144k
2023: €159k
2024: €186k
2019 → 2025
Net result
€112k▲ 35.9%
2024 · €83k
2019: €51k
2020: €65k
2021: €60k
2022: €55k
2023: €76k
2024: €83k
2019 → 2025
Working capital
€98k▼ 0.7%
2024 · €98k
2019: €17k
2020: €123k
2021: €40k
2022: €54k
2023: €79k
2024: €98k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€109k▲ 15.6%€135k▲ 23.7%€147k▲ 9.4%€170k▲ 15.1%
Operating result€81k-€76k▼ 6.4%€102k▲ 35.2%€115k▲ 12.1%€151k▲ 31.6%
Net result€60k-€55k▼ 9.5%€76k▲ 38.5%€83k▲ 9.0%€112k▲ 35.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€76k▲ 46.4%
Current assets
€138k▲ 2.8%
Equity and liabilities €214k
Equity
€170k▲ 15.1%
Debt
€44k▲ 14.2%
The debt ratio falls from 20.8% to 20.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€161k▲
2024 · €122k
Cash flow
€122k▲
2024 · €90k
Solvency
79.3%▲
2024 · 79.2%
Current ratio
3.44▼
2024 · 3.75
Quick ratio
3.44▼
2024 · 3.75
Debt / equity
0.26▼
2024 · 0.26
ROE
66.2%▲
2024 · 56.1%
ROA
52.5%▲
2024 · 44.4%
Interest coverage
529.23▲
2024 · 37.80
Debt
€44k▲
2024 · €39k
Debt ≤ 1 year
€40k▲
2024 · €36k
Income taxes
€38k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€186k€214k▲
Fixed assets21/28€52k€76k▲
Tangible fixed assets22/27€52k€76k▲
Land and buildings22€21k€20k▼
Plant, machinery and equipment23€929€162▼
Furniture and vehicles24€437€14k▲
Other tangible fixed assets26€30k€42k▲
Current assets29/58€134k€138k▲
Amounts receivable within one year40/41€83k€93k▲
Trade receivables40€35k€36k▲
Other amounts receivable41€48k€56k▲
Cash at bank and in hand54/58€49k€44k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€186k€214k▲
Equity10/15€147k€170k▲
Contributions10/11€19k€19k=
Reserves13€129k€151k▲
Tax-exempt reserves132€10k€10k=
Distributable reserves133€119k€141k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€39k€44k▲
Amounts payable within one year42/48€36k€40k▲
Trade debts44€10k€7k▼
Suppliers440/4€10k€7k▼
Taxes, remuneration and social security45€25k€33k▲
Taxes450/3€25k€33k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€663€0▼
Gross operating margin9900€123k€162k▲
Operating profit (loss)9901€115k€151k▲
Financial income75/76B€23€72▲
Recurring financial income75€23€72▲
Financial charges65/66B€3k€303▼
Recurring financial charges65€3k€303▼
Profit (loss) for the period before taxes9903€111k€150k▲
Income taxes67/77€29k€38k▲
Profit (loss) for the period9904€83k€112k▲
Profit (loss) for the period to be appropriated9905€83k€112k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€112k▲
Transfer from equity791/2€70k€90k▲
Transfer to equity691/2€83k€112k▲
To other reserves6921€83k€112k▲
Profit to be distributed694/7€70k€90k▲
Return on contributions (dividend)694€70k€90k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €112k ▲35.9%
Operating result €151k, net result €112k, both a record.
30-06
Financial
Equity above €150kEq €170k ▲15.1%
7 profitable years in a row build equity to €170k.
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €100kEq €109k ▲15.6%
4 profitable years in a row build equity to €109k.
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity triplescurrent ratio 3.43
Current ratio from 1.37 to 3.43.
30-06
Financial
Equity above €150kEq €154k ▲101%
2 profitable years in a row build equity to €154k.
17-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hazegoedweg 118800 RoeselareGround area
2,884 m²
Building footprint
313 m²
Parcel 36503C0866/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
COMICE
since 20172.266.749.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C0866/00E000 | Flanders | 2,884 m² | 1 · 313 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 173 EUR awarded · 173 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 173 EUR | 173 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
6488J8IR97JUZ543A824
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PROFESSIONAL MANAGEMENT CONSULTING
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,385 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2017
Fiscal year end30-06
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.