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COMFORT INTERIEUR

Active
Private limited company (pre-2019)founded 2004active for 22 yearsEuropark 1066, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0864.429.752
Summary

The computed 12-month bankruptcy probability of COMFORT INTERIEUR is 4.1% (elevated). The 2024 annual accounts show negative equity (-€49,652) and a net result of -€18,618. Equity is shrinking by about 66% per year across the filed financial years. Its solvency ranks better than 5% of 7,407 sector peers (NACE 43, financial year 2024). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€32,456total assets 2024
Equity
-€49,652
Loss
-€18,618
Turnover not published (abbreviated format)
Financial health
45 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.1%
Structure
Accounts 77 days overdue
Why 45raises riskLiquidity: current ratio 0.811 financial year not filed after the legal deadline; latest accounts 56 days late; 2 of the last 3 latelowers riskSize: total assets €32,456Founded in 2004Show the evidence

Checked score

Score 2024
45 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 4% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Weak
Solvency 0=
equity -153.0% of total assets
Liquidity 0-25
short-term debt 89.8%
Profitability 0=
return on assets -57.4%
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,554 companies, NACE 43, micro)
Last 24 months 11-2024: 4.2% 12-2024: 4.2%● unchanged vs 11-2024 01-2025: 4.2%● unchanged vs 12-2024 02-2025: 4.2%● unchanged vs 01-2025 03-2025: 4.0%▼ -0.2 percentage points vs 02-2025 04-2025: 4.0%● unchanged vs 03-2025 05-2025: 3.9%▼ -0.1 percentage points vs 04-2025 06-2025: 3.8%▼ -0.1 percentage points vs 05-2025 07-2025: 4.1%▲ +0.3 percentage points vs 06-2025 08-2025: 4.5%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 4.4%▼ -0.1 percentage points vs 08-2025 10-2025: 3.8%▼ -0.6 percentage points vs 09-2025 11-2025: 3.8%● unchanged vs 10-2025 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 3.8%● unchanged vs 12-2025 02-2026: 3.8%● unchanged vs 01-2026 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 3.8%● unchanged vs 03-2026 05-2026: 3.7%▼ -0.1 percentage points vs 04-2026lowest value 06-2026: 3.7%● unchanged vs 05-2026 07-2026: 3.8%▲ +0.1 percentage points vs 06-2026 08-2026: 4.4%▲ +0.6 percentage points vs 07-2026 09-2026: 4.2%▼ -0.2 percentage points vs 08-2026 10-2026: 4.1%▼ -0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.81, compared with 1.48 in 2023, below 1; short-term debt: 89.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 2% on liquidity, 4% on profitability and 7% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €32,456
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.81
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 56 days late; 2 of the last 3 late
NBB · filings
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€49,652
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 77 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline16-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
56 days late
2023
28 days late
2022
59 days late
2021
89 days late
2020
256 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 97 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Annual accounts filedfinancial year 2023 · abbreviated…
  3. Annual accounts filedfinancial year 2022 · abbreviated…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€49,652 View
  • Risk: 3 loss-making years in a rowloss financial year 2024 -€18,618 View
  • Caution: Among the weakest 5% on solvencysector median 43.4% · 7,407 companies -153.0% View
  • Caution: Accounts not fileddeadline was 31-07-2026 77 days late View
  • Known shareholdersaccounts at 31-12-2023 100% View

By topic

Financials

Financial year
2024
Total assets
€32,456
Loss
-€18,618
Solvency
-153.0%
Total assets▼ 26.2%
Net result
20182024
Go to Financials

Timeline

Events
24
Since
2005
  1. 31-12-2022Weakest financial year
  2. 28-10-2022Annual accounts filed
  3. 13-04-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Joinery installationNACE 43320
Founded
31-03-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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