BATIMDECO
ActiveBATIMDECO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 85% of 27268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy▼ -38 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.01 against 4.69 in 2024), and 19.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.2%
Return on assets
-24.5%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
31 d early
2021
1 d early
2020
3 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 23.4%
2024 · €32k
2018: €-7k
2019: €6k
2020: €16k
2021: €15k
2022: €-15k
2023: €-2k
2024: €32k
2018 → 2025
Total assets
€31k▼ 55.1%
2024 · €68k
2018: €10k
2019: €40k
2020: €45k
2021: €32k
2022: €22k
2023: €44k
2024: €68k
2018 → 2025
Net result
€-8k
2024 · €34k
2018: €-11k
2019: €13k
2020: €10k
2021: €-1k
2022: €-30k
2023: €13k
2024: €34k
2018 → 2025
Working capital
€24k▼ 54.5%
2024 · €54k
2018: €-7k
2019: €6k
2020: €16k
2021: €25k
2022: €-6k
2023: €20k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€-15k€-2k▲ 88.2%€32k€25k▼ 23.4%
Operating result€-868-€-30k▼ 3,386%€14k€41k▲ 199%€-8k
Net result€-1k-€-30k▼ 2,406%€13k€34k▲ 154%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €41k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€192=
Current assets
€31k▼ 55.2%
Equity and liabilities €31k
Equity
€25k▼ 23.4%
Provisions
€0▼ 100%
Debt
€6k▼ 58.1%
The debt ratio falls from 21.2% to 19.8%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
80.2%▲
2024 · 47.0%
Current ratio
5.01▲
2024 · 4.69
Quick ratio
5.01▲
2024 · 4.69
Debt / equity
0.25▼
2024 · 0.45
ROE
-30.6%▼
2024 · 105.6%
ROA
-24.5%▼
2024 · 49.6%
Debt
€6k▼
2024 · €15k
Debt ≤ 1 year
€6k▼
2024 · €15k
Income taxes
€172▼
2024 · €7k
Staff costs
€408▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€31k▼
Fixed assets21/28€192€192=
Financial fixed assets28€192€192=
Current assets29/58€68k€31k▼
Amounts receivable within one year40/41€56k€10k▼
Trade receivables40€26k€7k▼
Other amounts receivable41€30k€3k▼
Cash at bank and in hand54/58€12k€13k▲
Deferred charges and accrued income490/1€612€8k▲
Equity and liabilities
Total equity and liabilities10/49€68k€31k▼
Equity10/15€32k€25k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€12k€4k▼
Provisions and deferred taxes16€22k-
Provisions for liabilities and charges160/5€22k-
Other liabilities and charges164/5€22k-
Amounts payable17/49€15k€6k▼
Amounts payable within one year42/48€15k€6k▼
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Remuneration and social security454/9€276-
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€1k€408▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3-
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-22k
Other operating charges640/8€715€3k▲
Gross operating margin9900€43k€-26k▼
Operating profit (loss)9901€41k€-8k▼
Financial income75/76B€65€236▲
Recurring financial income75€65€236▲
Financial charges65/66B€230€94▼
Recurring financial charges65€230€94▼
Profit (loss) for the period before taxes9903€41k€-7k▼
Income taxes67/77€7k€172▼
Profit (loss) for the period9904€34k€-8k▼
Profit (loss) for the period to be appropriated9905€34k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€4k▼
Profit (loss) brought forward from the previous period14P€-22k€12k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €34k ▲154%
Operating result €41k, net result €34k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 4.69
Current ratio from 1.83 to 4.69; short-term debt falls from €24k to €15k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
30-09
Financial
Liquidity triplescurrent ratio 1.83
Current ratio from 0.61 to 1.83.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity triplescurrent ratio 4.63
Current ratio from 1.57 to 4.63; short-term debt falls from €28k to €7k.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 1.17
Current ratio from 0.54 to 1.17.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2003
Ground area
748 m²
Building footprint
73 m²
Volume, LiDAR
419 m³
Parcel 25023H0066/00E000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue des Genêts 16, 1490 Court-Saint-Etienne
since 20032.127.160.708
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0066/00E000 | Wallonia | 748 m² | 1 · 73 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,533 companies in sector 41001 we hold annual accounts for 15,863. 11,895 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2003
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43320Joinery installation
45422
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.