COMFORT CLEANING
ActiveSummary
COMFORT CLEANING has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.32M and a net result of €310k. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 1202 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-10
Solvency95▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 2.47 in 2024; short-term debt: 27.8% and cash: 28.1% of total assets), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
9.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
on the day
2023
22 d late
2022
on the day
2021
31 d late
2020
8 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.32M▲ 15.5%
2024 · €2.01M
2018: €247k
2019: €389k
2020: €651k
2021: €934k
2022: €1.18M
2023: €1.50M
2024: €2.01M
2018 → 2025
Total assets
€3.31M▲ 13.0%
2024 · €2.93M
2018: €705k
2019: €965k
2020: €1.21M
2021: €1.60M
2022: €1.97M
2023: €2.56M
2024: €2.93M
2018 → 2025
Net result
€310k▼ 38.0%
2024 · €500k
2018: €73k
2019: €142k
2020: €262k
2021: €283k
2022: €241k
2023: €380k
2024: €500k
2018 → 2025
Working capital
€1.49M▲ 23.8%
2024 · €1.21M
2018: €213k
2019: €359k
2020: €405k
2021: €541k
2022: €676k
2023: €857k
2024: €1.21M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€934k-€1.18M▲ 25.8%€1.50M▲ 28.1%€2.01M▲ 33.2%€2.32M▲ 15.5%
Operating result€363k-€310k▼ 14.7%€519k▲ 67.5%€671k▲ 29.3%€444k▼ 33.8%
Net result€283k-€241k▼ 14.6%€380k▲ 57.5%€500k▲ 31.7%€310k▼ 38.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.31M
Fixed assets
€897k ▼ 0.7%
Current assets
€2.41M ▲ 19.1%
Equity and liabilities €3.31M
Equity
€2.32M ▲ 15.5%
Debt
€994k ▲ 7.7%
Debt's share of the balance-sheet total falls from 31.5% to 30.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€747k▼
2024 · €933k
Cash flow
€613k▼
2024 · €762k
Current ratio
2.62▲
2024 · 2.47
Debt to equity
0.43▼
2024 · 0.46
ROE
13.4%▼
2024 · 24.9%
ROA
9.4%▼
2024 · 17.1%
Interest coverage
37.24▼
2024 · 39.40
Debt ≤ 1 year
€920k▲
2024 · €819k
Debt > 1 year
€75k▼
2024 · €104k
Income taxes
€122k▼
2024 · €162k
Staff costs
€5.40M▲
2024 · €4.56M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.93M€3.31M▲
Fixed assets21/28€904k€897k▼
Tangible fixed assets22/27€904k€897k▼
Plant, machinery and equipment23€214k€198k▼
Furniture and vehicles24€506k€516k▲
Other tangible fixed assets26€183k€183k=
Current assets29/58€2.02M€2.41M▲
Amounts receivable within one year40/41€1.17M€1.16M▼
Trade receivables40€1.11M€1.05M▼
Other amounts receivable41€56k€108k▲
Current investments50/53€125k€325k▲
Cash at bank and in hand54/58€671k€930k▲
Deferred charges and accrued income490/1€62k-
Equity and liabilities
Total equity and liabilities10/49€2.93M€3.31M▲
Equity10/15€2.01M€2.32M▲
Contributions10/11€19k€19k=
Reserves13€222k€524k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€211k€365k▲
Distributable reserves133€10k€159k▲
Profit (loss) carried forward14€1.76M€1.77M▲
Amounts payable17/49€923k€994k▲
Amounts payable after more than one year17€104k€75k▼
Financial debts170/4€104k€75k▼
Amounts payable within one year42/48€819k€920k▲
Current portion of amounts payable after more than one year42€72k€69k▼
Trade debts44€91k€28k▼
Suppliers440/4€91k€28k▼
Taxes, remuneration and social security45€575k€745k▲
Taxes450/3€36k€29k▼
Remuneration and social security454/9€540k€716k▲
Other amounts payable47/48€81k€78k▼
Income statement
Code20242025
Non-recurring operating income76A€3k€3k▼
Remuneration, social security and pensions62€4.56M€5.40M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€261k€303k▲
Other operating charges640/8€21k€8k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€5.51M€6.16M▲
Operating profit (loss)9901€671k€444k▼
Financial income75/76B€14k€7k▼
Recurring financial income75€14k€7k▼
Financial charges65/66B€24k€20k▼
Recurring financial charges65€24k€20k▼
Profit (loss) for the period before taxes9903€662k€432k▼
Income taxes67/77€162k€122k▼
Profit (loss) for the period9904€500k€310k▼
Transfer to tax-exempt reserves689€211k€155k▼
Profit (loss) for the period to be appropriated9905€290k€155k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.76M€1.92M▲
Profit (loss) brought forward from the previous period14P€1.47M€1.76M▲
Transfer to equity691/2-€147k
To other reserves6921-€147k
Social balance
Average headcount (FTE)908791.8107.4▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €500k ▲31.7%
Operating result €671k, net result €500k, both a record.
31-12
Financial
Equity above €2MEq €2.01M ▲33.2%
7 profitable years in a row build equity to €2.01M.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €1MEq €1.18M ▲25.8%
5 profitable years in a row build equity to €1.18M.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €651k ▲67.3%
3 profitable years in a row build equity to €651k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardestraat 699870 ZulteGround area
2,266 m²
Building footprint
974 m²
Volume, LiDAR
4,348 m³
Parcel 44050B0622/00H002, Flanders · tallest building 5.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COMFORT CLEANING
since 19952.070.890.216
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44050B0622/00H002 | Flanders | 2,266 m² | 1 · 974 m² | 5.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 20,443 EUR awarded · 18,750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,305 EUR | 9,362 EUR |
| 2024 | 1 | 7,717 EUR | 6,351 EUR |
| 2023 | 1 | 2,934 EUR | 1,216 EUR |
| 2022 | 1 | 2,487 EUR | 1,821 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 463 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-1995
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
41001General construction of residential buildings
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.