Turnover
≈ €2.3m estimated
The abbreviated format states no turnover.
Combats
Overview
Lifetime
2 annual accounts with figures on one time axispeak €805,515 (2025)
€805,515▲ 282%
peak €36,828 (2025)
€36,828▲ 412%
peak €54,022 (2025)
€54,022▲ 214%
€322,606▲ 15.8%
peak 15.7 FTE (2025)
15.7 FTE▲ 274%
Board1 name since 2024
1 directorKORFMAKER René Jelle
Owners
100%HJBP
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Gross margin from €210,746 to €805,515Result from €7,194 to €36,828Staff from 4.2 FTE to 15.7 FTEEquity from €17,194 to €54,022Debts from €278,688 to €322,606
Key points
from the 2025 annual accountsChecked score
64
Healthy
Financially stronger than 59% of small companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 1,618 companies (NACE 56, small).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 2.1%
11-2025: 2.1%● unchanged vs 10-2025
12-2025: 2.1%● unchanged vs 11-2025
01-2026: 1.8%▼ -0.3 percentage points vs 12-2025
02-2026: 1.9%▲ +0.1 percentage points vs 01-2026
03-2026: 1.8%▼ -0.1 percentage points vs 02-2026
04-2026: 2.0%▲ +0.2 percentage points vs 03-2026
05-2026: 2.0%● unchanged vs 04-2026
06-2026: 2.0%● unchanged vs 05-2026
07-2026: 2.0%● unchanged vs 06-2026
08-2026: 2.2%▲ +0.2 percentage points vs 07-2026
09-2026: 2.6%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 1.5%▼ -1.1 percentage points vs 09-2026lowest value
11-2026: 1.5%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Sector: Food and beverage service activities (NACE 56)
Size: 15.7 FTE, total assets €376,628
lowers risk
Liquidity: current ratio 1.42, cash €260,745
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, small). It does better than 32% of them on solvency, 73% on liquidity, 37% on profitability and 97% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,602 companies had the same profile as Combats has now. Each dot stands for 5 companies, two years later.
96.6%
were still trading
0.9%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Combats itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,602 companies, not a prediction for Combats. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.42 (1.18 in 2024), below the usual 1.5. Short-term debt is 70% and cash 69.2% of total assets. 85.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 days early
2024
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 34 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013218151
Incorporation
Founding capital of €10,000 · Founder: HJBP · Appointment: Korfmaker René Jelle (director) · published on 09-09-2024 · Gazette deed
First establishment
Turnhoutsebaan 407, Schilde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Combats Schilde | €376,628 | €805,515 | 14.3% | 15.7 |
| BACK2WAVRE Wavre | €373,828 | €768,807 | 14.5% | 15.5 |
| VIS UNITA Puurs-Sint-Amands | €315,642 | €528,370 | 13.2% | 9.8 |
| SWATERBACK Waterloo | €354,123 | €786,921 | -11.6% | 21.1 |
| Het friethuis Kampenhout Kampenhout | €402,304 | €591,715 | 30.0% | 11.1 |
| MC RESTAURANT Tournai | €475,621 | €688,650 | 27.1% | 13.7 |
| BROSB Brussels | €314,175 | €482,928 | 46.4% | 14.1 |
These companies have the same main activity as Combats: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €314,000 and €476,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 05-09-2024Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.363.404.9012970 Schilde, since 05-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-11-2025
Annual accounts 2025
- €805,515▲ 282%
- €36,828▲ 412%
- €54,022▲ 214%
- €376,628▲ 27.3%
- Employeeson 31-12-2025
- 36▼ 12.2%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on Combats
The computed 12-month bankruptcy probability of Combats is 1.5% (moderate). The 2025 annual accounts show equity of €54,022 and a net result of €36,828.
Its solvency ranks better than 34% of 4,824 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 29-06-2026, 32 days before the deadline€805,515
▲ 282%
€65,119
▲ 285%
€36,828
▲ 412%
€110,113
▲ 141%
14.3%
▲ 8.5 percentage points
1.42
▲ 0.23
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €2.3m. Estimated: probably between €1.9m and €2.5m.
Balance sheet
balance sheet total €376,628 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
14.3%
Higher than 34% of 4,824 companies in 2025.
1.42
Higher than 62% of 4,725 companies in 2025.
9.8%
Higher than 68% of 4,749 companies in 2025.
Combats
Middle half of the sector
80% of the sector
Abbreviated accounts in food and beverage service (NACE 56)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter · Staff: top quarter
Staff
€47,052
Staff costs divided by the average number of full-time equivalents.
-5 people
people who joined
people who left
In 2025, 18 people joined and 23 left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
376,628 | 295,882 | |
21/28 |
3,000 | 3,000 | |
28 |
3,000 | 3,000 | |
29/58 |
373,628 | 292,882 | |
3 |
19,990 | 25,200 | |
30/36 |
19,990 | 25,200 | |
40/41 |
86,641 | 12,065 | |
40 |
13,268 | 12,065 | |
41 |
73,372 | - | |
54/58 |
260,745 | 244,092 | |
490/1 |
6,253 | 11,525 | |
| Balance sheet: equity and liabilities | |||
10/49 |
376,628 | 295,882 | |
10/15 |
54,022 | 17,194 | |
10/11 |
10,000 | 10,000 | |
13 |
44,022 | 7,194 | |
133 |
44,022 | 7,194 | |
17/49 |
322,606 | 278,688 | |
42/48 |
263,515 | 247,252 | |
44 |
167,735 | 195,907 | |
440/4 |
167,735 | 195,907 | |
46 |
4,495 | - | |
45 |
89,314 | 44,939 | |
450/3 |
18,621 | 4,918 | |
454/9 |
70,692 | 40,021 | |
47/48 |
1,972 | 6,406 | |
492/3 |
59,090 | 31,436 | |
| Income statement | |||
9900 |
805,515 | 210,746 | |
62 |
738,710 | 192,628 | |
640/8 |
1,685 | 1,193 | |
9901 |
65,119 | 16,925 | |
75/76B |
52 | 107 | |
75 |
52 | 107 | |
65/66B |
13,164 | 6,396 | |
65 |
13,164 | 6,396 | |
9903 |
52,008 | 10,636 | |
67/77 |
15,180 | 3,442 | |
9904 |
36,828 | 7,194 | |
9905 |
36,828 | 7,194 | |
| Appropriation of the result | |||
9906 |
36,828 | 7,194 | |
691/2 |
36,828 | 7,194 | |
6921 |
36,828 | 7,194 | |
| Social balance sheet | |||
9087 |
15.7 | 4.2 | |
Hours worked1013 |
26,684 | 6,598 | |
| Document | |||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 0 | 3,000 | ||
| 16,652 | - | ||
| 110,113 | 45,630 | ||
| 14.3% | 5.8% | ||
| 1.42 | 1.18 | ||
| 1.34 | 1.08 | ||
| 5.97 | 16.21 | ||
| 68.2% | 41.8% | ||
| 9.8% | 2.4% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 |
|---|---|---|
| Employees at the balance-sheet date | 36 | 41 |
| full-time | 3 | 4 |
| part-time | 33 | 37 |
| in full-time equivalents | 16.1 | 17.5 |
| 15.7 | 4.2 | |
| On a permanent contract | 8 | 8 |
| Joined | 18 | 46 |
| Left | 23 | 5 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Financial fixed assets | €0 | €3,000 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Combats
The operating result for 2025 is over 3.8 times that of 2024.
Debt's share of the balance-sheet total falls from 94.2% to 85.7%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 05-09-2024
term without a fixed end
also on the board of 2 other companies
listed in the 2025 annual accounts, filed on 29-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “De bestuurder(s) kan (kunnen) de uitoefening van een deel van hun bevoegdheid ten titel van bijzondere volmacht opdragen aan een derde…”“De vennootschap wordt tevens rechtsgeldig verbonden door de bij bijzondere volmacht aangestelde vertegenwoordiger. De vergadering besliste…”deed of 09-09-2024
Full text
De vennootschap wordt tevens rechtsgeldig verbonden door de bij bijzondere volmacht aangestelde vertegenwoordiger. De vergadering besliste het aantal bestuurders te bepalen op één. Werd benoemd tot niet-statutair bestuurder voor een onbepaalde duur: - De heer Korfmaker René Jelle, geboren te Rotterdam (Nederland) op 17 september 1963, wonende te 2900 Schoten, Vordensteinstraat 1 B0005.
Mandates through the years
1 name, the dashed line is todayKORFMAKER René Jelle
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- KORFMAKER René Jelle
- Director (not named in the articles), from 05-09-2024 to date
Control
100%
This company
Combats
Equity €54,022
Profit €36,828 in 2025
Capital
- Contribution
- €10,000
- Source
- deed of 09-09-2024
Owners through the years
as the annual accounts name themOwners as a list
- HJBP
Source: shareholder structure in its own accounts
Articles of association
deed of 09-09-2024 (in Dutch)- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “De bestuurder(s) kan (kunnen) de uitoefening van een deel van hun bevoegdheid ten titel van bijzondere volmacht opdragen aan een derde…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Tuesday of June at 19:00
Capital transactions
Shareholders according to the deeds
At incorporation
deed of 09-09-2024 ↗
- HJBP (BE 0797.017.920) €10,000
Capital over time
- 09-09-2024 Incorporation · €10,000
Network & group
Group
HJBP has 6 direct subsidiaries (2025 accounts)Belgium 6 Equity Result
- BE Combats €54,022 result €36,828
- BE Retrifa BV €244,572 result €39,545
- BE Korfmaker BV €218,697 result €117,352
- BE RCK-Group €126,661 result €17,583
- BE Exko BV €115,045 result €15,318
- BE Tresciff BV €14,108 result €49,842
Source: list of holdings in the 2025 accounts of HJBP. Every holding stands with its own latest accounts.
At the same address
Turnhoutsebaan 407, 2970 Schilde · 1 other company| EXKO
establishment since 11-01-2024 · founded in 2003 |
13 FTE (2025) 0861.924.578 |
Connections & network
2 connected companiesThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
→
Moski Real Estate
via KORFMAKER René Jelle · Director (not named in the articles) · deed of 16-05-2025
Founded in 2025
→
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBabbreviated format · 32 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1013218151
Annual accounts 2024 filed NBBabbreviated format · 35 days before the deadline
2024
IncorporationFounding capital of €10,000 · Founder: HJBP · Appointment: Korfmaker René Jelle (director) · published on 09-09-20243 points ▸
- Founder, HJBP
- Director appointment, Korfmaker René Jelle (director (not named in the articles))
- Founding capital, €10,000
- The deed holds 2 more points.
First establishment Turnhoutsebaan 407, Schilde
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1013.218.151
- VAT number
- BE 1013.218.151
- Peppol ID
- 0208:1013218151
- Other Peppol ID
- 9925:BE1013218151
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 05-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Tuesday of June at 19:00deed of 09-09-2024 (in Dutch)
- Meeting accessThe articles set who may attend the meeting and what is needed to be admitted.
- “Mag deelnemen aan de algemene vergadering, evenwel zonder te kunnen deelnemen aan de stemming”deed of 09-09-2024 (in Dutch)
- Peppol
- Reachable since 04-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Combats in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Turnhoutsebaan 407, 2970 Schilde”deed of 09-09-2024 (in Dutch)
Activities
NACEBEL 2025VAT activities
56112
Limited-service restaurants, excluding mobile food services main activity
Social security (RSZ) activities
56112
Limited-service restaurants, excluding mobile food services main activity
Joint committees annual accounts 2025
JC 302
Hotels and catering
Codes under NACEBEL 2008
VAT activities
56102
Limited-service restaurants main activity
Social security (RSZ) activities
56102
Limited-service restaurants main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het ter beschikking stellen van derden onder welke vorm ook van benodigdheden, materiaal, instrumenten, hard- en software; Het huren en…”deed of 09-09-2024 (in Dutch)
14 activities
- Het ter beschikking stellen van derden onder welke vorm ook van benodigdheden, materiaal, instrumenten, hard- en software; Het huren en verhuren en het ter beschikking stellen in gelijk welke vorm aan ondernemingen en verenigingen van materialen, materieel en van installaties.
- De organisatie van en deelname aan manifestaties, tentoonstellingen, evenementen en beurzen allerhande.
- Het voorbereiden en uitvoeren in verband met hetgeen voorafgaat aan concrete projecten.
- Het dienstbetoon inzake organisatie en toepassing van de meest verschillende wetgevingen.
- Het handelen als tussenpersoon in de handel, dit zowel voor eigen rekening, in consignatie als op commissie, in deelneming met derden, van handels-, nijverheids- of andere ondernemingen, bestaande onder om het even welke vorm, en dit zonder enige beperking.
- De groot- en kleinhandel in roerende goederen, in de meest ruime zin van het woord.
- Het organiseren van het aankoop-, verkoop- en commercieel beleid van ondernemingen, met inbegrip van het marketing- en publiciteitsbeleid.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een eigen onroerend vermogen; alle verrichtingen met betrekking tot eigen onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van eigen onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van eigen onroerende goederen; de aan- en verkoop, huur en verhuur van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en eigen onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en eigen onroerende goederen.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen.
- Het beheren, het instandhouden, het valoriseren en het verhandelen van onroerende goederen, alsook het stellen van alle handelingen van burgerlijke, commerciële, industriële of financiële aard die daar rechtstreeks of onrechtstreeks betrekking op hebben zoals – ten exemplatieve titel – het aankopen, het bouwen, het oprichten, het verkavelen, het ruilen, het uitrusten, het opschikken, het verbouwen, het huren, het verhuren, het vervreemden en het vestigen van alle zakelijke rechten.
- Het beleggen van beschikbare middelen in roerende goederen en waarden en het beheer van beleggingen en vermogens, zonder evenwel die handelingen van vermogensbeheer te stellen waarvoor krachtens bijzondere wetgeving bijkomende voorwaarden worden gesteld, en waarvoor onder meer de vorm van een Naamloze Vennootschap en een hoger kapitaal vereist is.
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen, het stimuleren, de planning, de coördinatie, de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt.
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm; in dit kader kan zij zich ook borg stellen of haar aval verlenen; in de meest ruime zin, alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen.
- Het verwerven, te gelde maken, inbrengen, afstaan en verhandelen door uitgiften of andere middelen van alle soorten marktwaarden, aandelen of obligaties, van participaties of belangen onder gelijk welke vorm in Belgische of buitenlandse vennootschappen, bestaande of op te richten, waarvoor in de wetgeving geen bijkomende bijzondere eisen zijn opgelegd.
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Turnhoutsebaan 407 registered office 2970 Schilde | 05-09-2024 | 2.363.404.901 | Restaurant |
Buildings and parcels at the address
- Ground area
- 1,437 m²
- Buildings
- 529 m²
- Volume, LiDAR
- 2,142 m³
- Tallest building
- 7.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11039A0563/00N000 | 1,437 m² | 1 · 529 m² | 7.9 m · 1 |
Recognitions
Food safety, FASFC
1 siteSchildeunit number 2.363.404.901
Dual-learning approval
2 live approvalsMedewerker fastfood (vwo)
Medewerker fastfood duaal (so)