COMALU
ActiveCOMALU has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €3k. Equity is growing by ~62.4% per year across the filed fiscal years. Its solvency ranks better than 41% of 3110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-16
Solvency49▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.37 in 2024; short-term debt: 61.7% and cash: 0% of total assets), and 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.1%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
8 d early
2022
6 d early
2021
3 d early
2020
9 d late
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 5.9%
2024 · €49k
2019: €7k
2020: €431
2021: €11k
2022: €11k
2023: €19k
2024: €49k
2019 → 2025
Total assets
€215k▲ 17.5%
2024 · €183k
2019: €197k
2020: €170k
2021: €174k
2022: €121k
2023: €112k
2024: €183k
2019 → 2025
Net result
€3k▼ 90.4%
2024 · €30k
2019: €64k
2020: €-6k
2021: €11k
2022: €-797
2023: €8k
2024: €30k
2019 → 2025
Working capital
€-69k▲ 11.4%
2024 · €-78k
2019: €-95k
2020: €-86k
2021: €-61k
2022: €-58k
2023: €-80k
2024: €-78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€11k▼ 7.0%€19k▲ 77.9%€49k▲ 159%€52k▲ 5.9%
Operating result€15k-€3k▼ 82.4%€-5k€1k€7k▲ 577%
Net result€11k-€-797€8k€30k▲ 266%€3k▼ 90.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 577% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€152k▲ 10.6%
Current assets
€63k▲ 37.9%
Equity and liabilities €215k
Equity
€52k▲ 5.9%
Provisions
€8k▼ 14.9%
Debt
€155k▲ 24.6%
The debt ratio rises from 67.9% to 72.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €27k
Cash flow
€26k▼
2024 · €56k
Solvency
24.1%▼
2024 · 26.8%
Current ratio
0.48▲
2024 · 0.37
Quick ratio
0.48▲
2024 · 0.35
Debt / equity
2.98▲
2024 · 2.54
ROE
5.6%▼
2024 · 61.8%
ROA
1.3%▼
2024 · 16.5%
Interest coverage
9.07▲
2024 · 5.63
Debt
€155k▲
2024 · €124k
Debt ≤ 1 year
€133k▲
2024 · €124k
Debt > 1 year
€22k
Income taxes
€3k▲
2024 · €376
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€183k€215k▲
Fixed assets21/28€137k€152k▲
Tangible fixed assets22/27€137k€152k▲
Land and buildings22€63k€56k▼
Plant, machinery and equipment23€74k€96k▲
Current assets29/58€46k€63k▲
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€44k€63k▲
Trade receivables40€44k€62k▲
Other amounts receivable41-€779
Cash at bank and in hand54/58€14€28▲
Deferred charges and accrued income490/1-€180
Equity and liabilities
Total equity and liabilities10/49€183k€215k▲
Equity10/15€49k€52k▲
Contributions10/11€19k€19k=
Reserves13€30k€33k▲
Tax-exempt reserves132€29k€25k▼
Distributable reserves133€1k€8k▲
Provisions and deferred taxes16€10k€8k▼
Deferred taxes168€10k€8k▼
Amounts payable17/49€124k€155k▲
Amounts payable after more than one year17-€22k
Financial debts170/4-€22k
Amounts payable within one year42/48€124k€133k▲
Current portion of amounts payable after more than one year42-€19k
Financial debts43€12k€12k▼
Credit institutions430/8€12k€12k▼
Trade debts44€43k€29k▼
Suppliers440/4€43k€29k▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€68k€68k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€24k▼
Other operating charges640/8€594€637▲
Gross operating margin9900€28k€31k▲
Operating profit (loss)9901€1k€7k▲
Financial income75/76B€44k€593▼
Recurring financial income75€44k€8▼
Non-recurring financial income76B€44k€585▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€40k€4k▼
Transfer from deferred taxes780€381€1k▲
Transfer to deferred taxes680€10k-
Income taxes67/77€376€3k▲
Profit (loss) for the period9904€30k€3k▼
Transfer from tax-exempt reserves789€1k€4k▲
Transfer to tax-exempt reserves689€30k-
Profit (loss) for the period to be appropriated9905€1k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€7k▲
Profit (loss) brought forward from the previous period14P€103-
Transfer to equity691/2€1k€7k▲
To other reserves6921€1k€7k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
30-06
Financial
Weakest financial yearnet €-6k ▼110%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 204 days late
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
08-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Pont 626150 AnderluesGround area
948 m²
Building footprint
164 m²
Volume, LiDAR
732 m³
Parcel 56302E0447/00E000, Wallonia · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Pont 62, 6150 Anderlues
since 20092.229.052.674
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56302E0447/00E000 | Wallonia | 948 m² | 1 · 164 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,593 companies in sector 01500 we hold annual accounts for 1,149. 705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2009
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
01610Support activities for crop production
01620Support activities for animal production
01630Crop and animal production, hunting and related service activities
01640Crop and animal production, hunting and related service activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:071 52 52 77