Com'ca
ActiveSummary
Com'ca has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183,224 and a net result of €6,240. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 95% of 1654 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 45.73 against 45.81 in 2024; short-term debt: 2.2% and cash: 6% of total assets), and 2.2% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
3.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €183,224
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
14 d late
2023
8 d late
2022
21 d late
2021
10 d late
2020
12 d late
2019
4 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6,240▼ 42.6%
2024 · €10,876
Working capital
€183,224▲ 3.5%
2024 · €176,984
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€917▲ 33.4%€3,860€20,185▲ 423%€16,439▼ 18.6%€9,359▼ 43.1%
Net result-€230▲ 83.9%-€10,641▼ 4,531%€13,758€10,876▼ 20.9%€6,240▼ 42.6%
Equity€162,991▼ 0.1%€152,350▼ 6.5%€166,108▲ 9.0%€176,984▲ 6.5%€183,224▲ 3.5%
Total assets€208,682▼ 0.2%€167,060▼ 19.9%€183,146▲ 9.6%€180,934▼ 1.2%€187,320▲ 3.5%
Debt€650▼ 13.3%€14,710▲ 2,163%€17,038▲ 15.8%€3,950▼ 76.8%€4,096▲ 3.7%
Working capital€208,032▼ 0.1%€152,350▼ 26.8%€166,108▲ 9.0%€176,984▲ 6.5%€183,224▲ 3.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €187,320
Equity
€183,224 ▲ 3.5%
Debt
€4,096 ▲ 3.7%
Debt's share of the balance-sheet total stays at 2.2%.
Key figures and ratios
Current ratio
45.73▼
2024 · 45.81
Debt to equity
0.02▲
2024 · 0.02
ROE
3.4%▼
2024 · 6.1%
ROA
3.3%▼
2024 · 6.0%
Debt ≤ 1 year
€4,096▲
2024 · €3,950
Income taxes
€3,103▼
2024 · €5,526
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €348 | - | €791 | - | - |
| Gross operating margin9900 | -€917 | €4,208 | €20,185 | €17,230 | €9,359 | ▼ 45.7% |
| Operating profit (loss)9901 | -€917 | €3,860 | €20,185 | €16,439 | €9,359 | ▼ 43.1% |
| Financial income75/76B | €707 | €0 | €16 | €10 | €32 | ▲ 223% |
| Recurring financial income75 | €707 | €0 | €16 | €10 | €32 | ▲ 223% |
| Financial charges65/66B | €20 | €43 | €42 | €47 | €48 | ▲ 2.0% |
| Recurring financial charges65 | €20 | €43 | €42 | €47 | €48 | ▲ 2.0% |
| Profit (loss) for the period before taxes9903 | -€230 | €3,818 | €20,158 | €16,402 | €9,343 | ▼ 43.0% |
| Transfer from deferred taxes780 | - | €45,041 | - | - | - | - |
| Income taxes67/77 | - | €59,500 | €6,400 | €5,526 | €3,103 | ▼ 43.8% |
| Profit (loss) for the period9904 | -€230 | -€10,641 | €13,758 | €10,876 | €6,240 | ▼ 42.6% |
| Transfer from tax-exempt reserves789 | - | €135,122 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€230 | €124,481 | €13,758 | €10,876 | €6,240 | ▼ 42.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €208,682 | €167,060 | €183,146 | €180,934 | €187,320 | ▲ 3.5% |
| Current assets29/58 | €208,682 | €167,060 | €183,146 | €180,934 | €187,320 | ▲ 3.5% |
| Amounts receivable after more than one year29 | €27,910 | - | - | - | - | - |
| Other amounts receivable291 | €27,910 | - | - | - | - | - |
| Amounts receivable within one year40/41 | - | - | €3,529 | €900 | €1,045 | ▲ 16.1% |
| Trade receivables40 | - | - | €3,529 | - | - | - |
| Other amounts receivable41 | - | - | - | €900 | €1,045 | ▲ 16.1% |
| Current investments50/53 | - | - | - | €175,000 | €175,008 | = |
| Cash at bank and in hand54/58 | €180,772 | €167,044 | €179,617 | €5,034 | €11,267 | ▲ 124% |
| Deferred charges and accrued income490/1 | - | €16 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €208,682 | €167,060 | €183,146 | €180,934 | €187,320 | ▲ 3.5% |
| Equity10/15 | €162,991 | €152,350 | €166,108 | €176,984 | €183,224 | ▲ 3.5% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €139,515 | €124,393 | €137,893 | €148,393 | €154,393 | ▲ 4.0% |
| Non-distributable reserves130/1 | €1,393 | €1,393 | €1,393 | €1,393 | €1,393 | = |
| Reserves not available under the articles1311 | €1,393 | €1,393 | €1,393 | €1,393 | €1,393 | = |
| Tax-exempt reserves132 | €135,122 | - | - | - | - | - |
| Distributable reserves133 | €3,000 | €123,000 | €136,500 | €147,000 | €153,000 | ▲ 4.1% |
| Profit (loss) carried forward14 | €17,277 | €21,757 | €22,015 | €22,391 | €22,631 | ▲ 1.1% |
| Provisions and deferred taxes16 | €45,041 | - | - | - | - | - |
| Deferred taxes168 | €45,041 | - | - | - | - | - |
| Amounts payable17/49 | €650 | €14,710 | €17,038 | €3,950 | €4,096 | ▲ 3.7% |
| Amounts payable within one year42/48 | €650 | €14,710 | €17,038 | €3,950 | €4,096 | ▲ 3.7% |
| Trade debts44 | €650 | €1,210 | €2,138 | - | - | - |
| Suppliers440/4 | €650 | €1,210 | €2,138 | - | - | - |
| Taxes, remuneration and social security45 | - | €13,000 | €14,400 | €1,400 | - | - |
| Taxes450/3 | - | €13,000 | €14,400 | €1,400 | - | - |
| Other amounts payable47/48 | - | €500 | €500 | €2,550 | €4,096 | ▲ 60.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€230 | -€10,641 | €13,758 | €10,876 | €6,240 | ▼ 42.6% |
| Operating cash flow (approximation) | -€230 | -€10,641 | €13,758 | €10,876 | €6,240 | ▼ 42.6% |
| Change in cash | - | -€13,728 | €12,573 | -€174,583 | €6,233 | ▲ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 14 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 45.81
Current ratio from 10.75 to 45.81; short-term debt falls from €17,038 to €3,950.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 8 days late
2023
31-12
Financial
Back to profitnet €13,758
Net result €13,758 after 4 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 21 days late
2022
31-12
Financial
Weakest financial yearnet -€10,641
Net result drops to -€10,641, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 10 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 12 days late
2020
31-12
Financial
Liquidity times 7current ratio 278.68
Current ratio from 41.43 to 278.68; short-term debt falls from €5,186 to €750.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
31-12
Financial
Liquidity times 5current ratio 41.43
Current ratio from 7.69 to 41.43; short-term debt falls from €31,375 to €5,186.
Show earlier events
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 1994
Ground area
4,319 m²
Building footprint
171 m²
Volume, LiDAR
1,058 m³
Parcel 25025B0438/00M000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Moulin,Dion-V. 26, 1325 Chaumont-Gistoux
since 19942.068.271.909
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025B0438/00M000 | Wallonia | 4,319 m² | 1 · 171 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SIGNE LAZER
BE 0439.668.039
Brussel · Eq €183,266
GRAPHIC STUDIO
BE 0426.288.769
Pittem · Eq €183,282
MOOD MEDIA BELGIUM
BE 0459.799.596
Antwerpen · Eq €183,064
TRICKX
BE 0453.407.494
Temse · Eq €183,518
MORRIS & CHAPMAN BELGIUM
BE 0467.712.224
Elsene · Eq €182,589
Of 9,864 companies in sector 73110 we hold annual accounts for 3,752. 2,852 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded23-08-1994
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0453277931
Also
9925:BE0453277931
Registered
12-04-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.