COLOUR&GREEN
ActiveCOLOUR&GREEN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206k and a net result of €50k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 11210 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+12
Solvency57▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.12 in 2024; short-term debt: 40.8% and cash: 32.9% of total assets), and 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
7.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
4 d early
2022
2 d early
2021
2 d early
2020
3 d early
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€206k▲ 31.7%
2024 · €157k
2018: €30k
2019: €42k
2020: €44k
2021: €92k
2022: €123k
2023: €134k
2024: €157k
2018 → 2025
Total assets
€652k▼ 8.5%
2024 · €712k
2018: €418k
2019: €333k
2020: €274k
2021: €624k
2022: €620k
2023: €714k
2024: €712k
2018 → 2025
Net result
€50k▲ 117%
2024 · €23k
2018: €5k
2019: €12k
2020: €1k
2021: €48k
2022: €31k
2023: €11k
2024: €23k
2018 → 2025
Working capital
€88k▲ 112%
2024 · €42k
2018: €25k
2019: €38k
2020: €22k
2021: €70k
2022: €50k
2023: €72k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€123k▲ 34.2%€134k▲ 8.8%€157k▲ 17.1%€206k▲ 31.7%
Operating result€71k-€54k▼ 23.7%€30k▼ 45.2%€50k▲ 69.6%€93k▲ 84.1%
Net result€48k-€31k▼ 34.7%€11k▼ 65.6%€23k▲ 112%€50k▲ 117%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 84% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €652k
Fixed assets
€298k▼ 8.3%
Current assets
€354k▼ 8.6%
Equity and liabilities €652k
Equity
€206k▲ 31.7%
Debt
€446k▼ 19.8%
The debt ratio falls from 78.0% to 68.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€120k▲
2024 · €77k
Cash flow
€77k▲
2024 · €50k
Solvency
31.6%▲
2024 · 22.0%
Current ratio
1.33▲
2024 · 1.12
Quick ratio
1.33▲
2024 · 1.12
Debt / equity
2.16▼
2024 · 3.55
ROE
24.1%▲
2024 · 14.6%
ROA
7.6%▲
2024 · 3.2%
Interest coverage
7.46▲
2024 · 5.20
Debt
€446k▼
2024 · €556k
Debt ≤ 1 year
€266k▼
2024 · €346k
Debt > 1 year
€180k▼
2024 · €210k
Income taxes
€27k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€712k€652k▼
Fixed assets21/28€325k€298k▼
Tangible fixed assets22/27€325k€298k▼
Land and buildings22€307k€288k▼
Plant, machinery and equipment23€18k€10k▼
Current assets29/58€387k€354k▼
Amounts receivable within one year40/41€5k€77k▲
Trade receivables40-€73k
Other amounts receivable41€5k€4k▼
Current investments50/53€41k€53k▲
Cash at bank and in hand54/58€172k€215k▲
Deferred charges and accrued income490/1€169k€9k▼
Equity and liabilities
Total equity and liabilities10/49€712k€652k▼
Equity10/15€157k€206k▲
Contributions10/11€6k€6k=
Reserves13€150k€200k▲
Distributable reserves133€150k€200k▲
Amounts payable17/49€556k€446k▼
Amounts payable after more than one year17€210k€180k▼
Financial debts170/4€210k€180k▼
Amounts payable within one year42/48€346k€266k▼
Current portion of amounts payable after more than one year42€30k€30k=
Trade debts44€300k€199k▼
Suppliers440/4€300k€199k▼
Taxes, remuneration and social security45€13k€27k▲
Taxes450/3€13k€27k▲
Other amounts payable47/48€3k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k=
Other operating charges640/8€216€165▼
Gross operating margin9900€78k€120k▲
Operating profit (loss)9901€50k€93k▲
Financial income75/76B€139€181▲
Recurring financial income75€139€181▲
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€36k€77k▲
Income taxes67/77€13k€27k▲
Profit (loss) for the period9904€23k€50k▲
Profit (loss) for the period to be appropriated9905€23k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€50k▲
Transfer to equity691/2€23k€50k▲
To other reserves6921€23k€50k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €50k ▲117%
Operating result €93k, net result €50k, both a record.
30-09
Financial
Equity above €200kEq €206k ▲31.7%
8 profitable years in a row build equity to €206k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €150kEq €157k ▲17.1%
7 profitable years in a row build equity to €157k.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €100kEq €123k ▲34.2%
5 profitable years in a row build equity to €123k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €1k ▼89.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 29 days late
2019
27-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2015
Ground area
981 m²
Building footprint
158 m²
Volume, LiDAR
799 m³
Parcel 46384C0433/00P000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COLOUR & GREEN
since 20152.254.612.768
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384C0433/00P000 | Flanders | 981 m² | 1 · 158 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLokeren2.254.612.768
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Of 552 companies in sector 46220 we hold annual accounts for 307. 231 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2015
Fiscal year end30-09
Activities, NACEBEL
46220Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.