Invento
ActiveSummary
Invento has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247,660 and a net result of €63,718. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 4926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▼-11
Solvency75▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 2.36 against 1.79 in 2024; short-term debt: 42% and cash: 2.8% of total assets), but 50.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.8%
Return on assets
12.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
14 d early
2023
63 d late
2022
9 d late
2021
5 d early
2020
67 d early
2019
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?Floré · 9 companies How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, full schema
Turnover
€3.7m
EBIT margin
1.9%
Net result
€63,718▲ 16.3%
2024 · €54,768
Working capital
€284,590▲ 0.4%
2024 · €283,523
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€223,689▲ 44.3%€88,241▼ 60.6%€146,043▲ 65.5%€78,669▼ 46.1%€99,975▲ 27.1%
Net result€173,116within the sector's middle half▲ 30.6%€58,043within the sector's middle half▼ 66.5%€120,061within the sector's middle half▲ 107%€54,768within the sector's middle half▼ 54.4%€63,718within the sector's middle half▲ 16.3%
EBIT margin
Equity€350,260within the sector's middle half▲ 97.7%€308,303within the sector's middle half▼ 12.0%€358,364within the sector's middle half▲ 16.2%€259,797within the sector's middle half▼ 27.5%€247,660below the sector's middle half▼ 4.7%
Total assets€431,317below the sector's middle half▲ 69.3%€501,624below the sector's middle half▲ 16.3%€569,971below the sector's middle half▲ 13.6%€644,923within the sector's middle half▲ 13.2%€496,975below the sector's middle half▼ 22.9%
Debt€81,056▲ 4.4%€193,321▲ 139%€211,608▲ 9.5%€385,126▲ 82.0%€249,315▼ 35.3%
Working capital€345,990▲ 95.3%€305,405▼ 11.7%€356,837▲ 16.8%€283,523▼ 20.5%€284,590▲ 0.4%
Solvency81.2%above the sector's middle half▲ 11.7pp61.5%within the sector's middle half▼ 19.7pp62.9%within the sector's middle half▲ 1.4pp40.3%within the sector's middle half▼ 22.6pp49.8%within the sector's middle half▲ 9.6pp
Staff (FTE)0.1below the sector's middle half0.1below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €496,975
Fixed assets
€3,617 ▲ 166%
Current assets
€493,358 ▼ 23.3%
Equity and liabilities €496,975
Equity
€247,660 ▼ 4.7%
Debt
€249,315 ▼ 35.3%
Debt's share of the balance-sheet total falls from 59.7% to 50.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€100,083▲
2024 · €78,835
Cash flow
€63,826▲
2024 · €54,934
Current ratio
2.36▲
2024 · 1.79
Quick ratio
2.29▲
2024 · 1.73
Debt to equity
1.01▼
2024 · 1.48
ROE
25.7%▲
2024 · 21.1%
ROA
12.8%▲
2024 · 8.5%
Interest coverage
3.93▼
2024 · 7.44
Debt ≤ 1 year
€208,768▼
2024 · €360,040
Debt > 1 year
€40,547
Income taxes
€22,269▲
2024 · €18,780
Staff costs
€3,427▲
2024 · €596
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €596 | €3,427 | ▲ 475% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,206 | €1,372 | €1,372 | €166 | €108 | ▼ 35.2% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€15,722 | - | - | - | - | - |
| Other operating charges640/8 | €833 | €4,422 | €9,965 | €490 | €1,936 | ▲ 295% |
| Non-recurring operating charges66A | - | €257 | - | - | - | - |
| Gross operating margin9900 | €210,005 | €94,293 | €157,379 | €79,921 | €105,446 | ▲ 31.9% |
| Operating profit (loss)9901 | €223,689 | €88,241 | €146,043 | €78,669 | €99,975 | ▲ 27.1% |
| Financial income75/76B | €8,941 | €7,748 | €28,188 | €5,470 | €11,469 | ▲ 110% |
| Recurring financial income75 | €8,941 | €7,748 | €28,188 | €5,470 | €11,469 | ▲ 110% |
| Non-recurring financial income76B | - | €7,748 | - | - | - | - |
| Financial charges65/66B | €1,459 | €16,929 | €13,050 | €10,592 | €25,457 | ▲ 140% |
| Recurring financial charges65 | €1,459 | €16,929 | €13,050 | €10,592 | €25,457 | ▲ 140% |
| Non-recurring financial charges66B | - | €16,929 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €231,170 | €79,060 | €161,181 | €73,547 | €85,987 | ▲ 16.9% |
| Income taxes67/77 | €58,054 | €21,017 | €41,120 | €18,780 | €22,269 | ▲ 18.6% |
| Profit (loss) for the period9904 | €173,116 | €58,043 | €120,061 | €54,768 | €63,718 | ▲ 16.3% |
| Profit (loss) for the period to be appropriated9905 | €173,116 | €58,043 | €120,061 | €54,768 | €63,718 | ▲ 16.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €431,317 | €501,624 | €569,971 | €644,923 | €496,975 | ▼ 22.9% |
| Fixed assets21/28 | €4,270 | €2,898 | €1,526 | €1,360 | €3,617 | ▲ 166% |
| Tangible fixed assets22/27 | €2,910 | €1,538 | €166 | - | €305 | - |
| Plant, machinery and equipment23 | €2,227 | €1,145 | €62 | - | €305 | - |
| Furniture and vehicles24 | €683 | €393 | €104 | - | - | - |
| Financial fixed assets28 | €1,360 | €1,360 | €1,360 | €1,360 | €3,313 | ▲ 144% |
| Current assets29/58 | €427,047 | €498,726 | €568,445 | €643,563 | €493,358 | ▼ 23.3% |
| Stocks and contracts in progress3 | €2,500 | €25,008 | €14,029 | €20,892 | €15,624 | ▼ 25.2% |
| Stocks30/36 | €2,500 | €25,008 | €14,029 | €20,892 | €15,624 | ▼ 25.2% |
| Amounts receivable within one year40/41 | €134,571 | €232,286 | €302,030 | €503,294 | €381,444 | ▼ 24.2% |
| Trade receivables40 | €77,984 | €101,376 | €232,920 | €338,172 | €153,584 | ▼ 54.6% |
| Other amounts receivable41 | €56,587 | €130,910 | €69,110 | €165,122 | €227,860 | ▲ 38.0% |
| Current investments50/53 | - | €70,946 | €82,620 | €70,305 | €82,305 | ▲ 17.1% |
| Cash at bank and in hand54/58 | €289,976 | €143,758 | €87,452 | €49,072 | €13,985 | ▼ 71.5% |
| Deferred charges and accrued income490/1 | - | €26,729 | €82,314 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €431,317 | €501,624 | €569,971 | €644,923 | €496,975 | ▼ 22.9% |
| Equity10/15 | €350,260 | €308,303 | €358,364 | €259,797 | €247,660 | ▼ 4.7% |
| Contributions10/11 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Outside capital11 | €40,000 | - | - | - | €40,000 | - |
| Other1109/19 | €40,000 | - | - | - | €40,000 | - |
| Reserves13 | €310,260 | €268,303 | €318,364 | €219,797 | €207,660 | ▼ 5.5% |
| Non-distributable reserves130/1 | €4,000 | - | - | - | - | - |
| Reserves not available under the articles1311 | €4,000 | - | - | - | - | - |
| Distributable reserves133 | €306,260 | €268,303 | €318,364 | €219,797 | €207,660 | ▼ 5.5% |
| Amounts payable17/49 | €81,056 | €193,321 | €211,608 | €385,126 | €249,315 | ▼ 35.3% |
| Amounts payable after more than one year17 | - | - | - | - | €40,547 | - |
| Financial debts170/4 | - | - | - | - | €40,547 | - |
| Amounts payable within one year42/48 | €81,056 | €193,321 | €211,608 | €360,040 | €208,768 | ▼ 42.0% |
| Current portion of amounts payable after more than one year42 | €50,000 | €40,000 | - | €35,000 | €89,127 | ▲ 155% |
| Financial debts43 | - | - | - | €0 | - | - |
| Credit institutions430/8 | - | - | - | €0 | - | - |
| Trade debts44 | €22,953 | €144,465 | €163,496 | €292,506 | €113,422 | ▼ 61.2% |
| Suppliers440/4 | €22,953 | €144,465 | €163,496 | €292,506 | €113,422 | ▼ 61.2% |
| Taxes, remuneration and social security45 | €8,054 | €8,054 | €40,922 | €28,144 | - | - |
| Taxes450/3 | €8,054 | €8,054 | €40,922 | €28,144 | - | - |
| Other amounts payable47/48 | €49 | €803 | €7,190 | €4,390 | €6,220 | ▲ 41.7% |
| Accrued charges and deferred income492/3 | - | - | - | €25,086 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €173,116 | €58,043 | €120,061 | €54,768 | €63,718 | ▲ 16.3% |
| + Depreciation and write-downs630 | €1,206 | €1,372 | €1,372 | €166 | €108 | ▼ 35.2% |
| Operating cash flow (approximation) | €174,322 | €59,415 | €121,432 | €54,934 | €63,826 | ▲ 16.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€2,365 | - |
| Change in cash | - | -€146,218 | -€56,306 | -€38,380 | -€35,087 | ▲ 8.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 63 days late
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €173,116 ▲30.6%
Operating result €223,689, net result €173,116, both a record.
31-12
Financial
Equity above €200,000Eq €350,260 ▲97.7%
4 profitable years in a row build equity to €350,260.
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €47,496 ▼27.6%
Net result drops to €47,496, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200,000Eq €223,553 ▲27%
2 profitable years in a row build equity to €223,553.
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2010
Ground area
1,208 m²
Building footprint
156 m²
Parcel 44017B0246/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
Invento
since 20102.194.823.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017B0246/00L000 | Flanders | 1,208 m² | 1 · 156 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
Floré
9 companies
Group, risk and exposure
Owners and holdings
2 ownersOwners 2
- ROPparentSourceaccounts ROP 2025100%
- FloréparentSourceLEI registerconsolidated
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.194.823.156
Legal Entity Identifier
549300N7RY9K6B9RZZ20
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Of 552 companies in sector 46220 we hold annual accounts for 308. 233 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
46220Wholesale trade
Contact
E-mail
christophe@invento.eu.com
E-mail
info@invento.eu.comGent
E-invoicing
Reachable via Peppol
Peppol ID
0208:0832237828
Also
9925:BE0832237828
Registered
30-01-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.