Summary
Colonia OPS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €146,466 and a net result of €45,006. Equity is growing by ~62.9% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
39 d early
2024
34 d early
2023
31 d early
2022
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€146,466▲ 44.4%
2023 · €101,461
Net result
€45,006▼ 45.6%
2023 · €82,716
Total assets
€157,447▲ 21.0%
2023 · €130,133
Solvency
93.0%▲ 15.1pp
2023 · 78.0%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€11,617-€109,396▲ 842%€61,171▼ 44.1%
Net result€8,744within the sector's middle half-€82,716above the sector's middle half▲ 846%€45,006within the sector's middle half▼ 45.6%
Equity€18,744below the sector's middle half-€101,461within the sector's middle half▲ 441%€146,466within the sector's middle half▲ 44.4%
Total assets€39,617below the sector's middle half-€130,133within the sector's middle half▲ 228%€157,447within the sector's middle half▲ 21.0%
Debt€20,873-€28,672▲ 37.4%€10,981▼ 61.7%
Working capital€16,050within the sector's middle half-€99,557within the sector's middle half▲ 520%€145,353within the sector's middle half▲ 46.0%
Solvency47.3%within the sector's middle half-78.0%above the sector's middle half▲ 30.7pp93.0%above the sector's middle half▲ 15.1pp
Current ratio1.77within the sector's middle half-4.47above the sector's middle half▲ 2.7014.24above the sector's middle half▲ 9.76
Return on assets (ROA)22.1%within the sector's middle half-63.6%above the sector's middle half▲ 41.5pp28.6%above the sector's middle half▼ 35.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 44% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €156,765
Fixed assets
€431 ▼ 55.6%
Current assets
€156,334 ▲ 21.9%
Equity and liabilities €157,447
Equity
€146,466 ▲ 44.4%
Debt
€10,981 ▼ 61.7%
Debt's share of the balance-sheet total falls from 22.0% to 7.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
30.7%▼
2023 · 81.5%
Debt ≤ 1 year
€10,981▼
2023 · €28,672
Income taxes
€11,905▼
2023 · €21,833
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €177 | €790 | €790 | = |
| Other operating charges640/8 | €70 | €1,119 | €1,039 | ▼ 7.2% |
| Gross operating margin9900 | €11,864 | €111,305 | €63,000 | ▼ 43.4% |
| Operating profit (loss)9901 | €11,617 | €109,396 | €61,171 | ▼ 44.1% |
| Financial income75/76B | - | €0 | - | - |
| Recurring financial income75 | - | €0 | - | - |
| Financial charges65/66B | €697 | €4,846 | €4,260 | ▼ 12.1% |
| Recurring financial charges65 | €697 | €4,846 | €4,260 | ▼ 12.1% |
| Profit (loss) for the period before taxes9903 | €10,920 | €104,550 | €56,911 | ▼ 45.6% |
| Income taxes67/77 | €2,176 | €21,833 | €11,905 | ▼ 45.5% |
| Profit (loss) for the period9904 | €8,744 | €82,716 | €45,006 | ▼ 45.6% |
| Profit (loss) for the period to be appropriated9905 | €8,744 | €82,716 | €45,006 | ▼ 45.6% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €39,617 | €130,133 | €157,447 | ▲ 21.0% |
| Formation expenses20 | €1,182 | €932 | €682 | ▼ 26.8% |
| Fixed assets21/28 | €1,512 | €971 | €431 | ▼ 55.6% |
| Tangible fixed assets22/27 | €1,512 | €971 | €431 | ▼ 55.6% |
| Furniture and vehicles24 | €1,512 | €971 | €431 | ▼ 55.6% |
| Current assets29/58 | €36,923 | €128,229 | €156,334 | ▲ 21.9% |
| Amounts receivable within one year40/41 | €14,520 | €24,717 | €16,668 | ▼ 32.6% |
| Trade receivables40 | €14,520 | €16,723 | €16,553 | ▼ 1.0% |
| Other amounts receivable41 | - | €7,994 | €114 | ▼ 98.6% |
| Cash at bank and in hand54/58 | €11,733 | €95,555 | €133,713 | ▲ 39.9% |
| Deferred charges and accrued income490/1 | €10,670 | €7,957 | €5,953 | ▼ 25.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €39,617 | €130,133 | €157,447 | ▲ 21.0% |
| Equity10/15 | €18,744 | €101,461 | €146,466 | ▲ 44.4% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €8,744 | €91,461 | €136,466 | ▲ 49.2% |
| Distributable reserves133 | €8,744 | €91,461 | €136,466 | ▲ 49.2% |
| Amounts payable17/49 | €20,873 | €28,672 | €10,981 | ▼ 61.7% |
| Amounts payable within one year42/48 | €20,873 | €28,672 | €10,981 | ▼ 61.7% |
| Trade debts44 | €253 | €720 | €2,863 | ▲ 298% |
| Suppliers440/4 | €253 | €720 | €2,863 | ▲ 298% |
| Taxes, remuneration and social security45 | €4,435 | €12,148 | €7,537 | ▼ 38.0% |
| Taxes450/3 | €4,435 | €9,148 | €7,537 | ▼ 17.6% |
| Remuneration and social security454/9 | - | €3,000 | - | - |
| Other amounts payable47/48 | €16,185 | €15,805 | €581 | ▼ 96.3% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,744 | €82,716 | €45,006 | ▼ 45.6% |
| + Depreciation and write-downs630 | €177 | €790 | €790 | = |
| Operating cash flow (approximation) | €8,921 | €83,507 | €45,796 | ▼ 45.2% |
| Investment in fixed assets (approximation) | - | -€250 | -€250 | = |
| Change in cash | - | €83,822 | €38,158 | ▼ 54.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 14.24
Current ratio from 4.47 to 14.24; short-term debt falls from €28,672 to €10,981.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €82,716 ▲846%
Operating result €109,396, net result €82,716, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.47
Current ratio from 1.77 to 4.47.
31-12
Financial
Equity above €100,000Eq €101,461 ▲441%
2 profitable years in a row build equity to €101,461.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ganzenweg 42840 Rumst1 establishment unit
Colonia OPS
since 20222.336.008.141
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 13,188 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded16-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0790893656
Also
9925:BE0790893656
Registered
24-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.