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COLLET SERVICES

Active
Private limited companyfounded 200818 yrs activeChaussée de Wavre(WAN) 319, 4520 Wanze, BelgiumKBO/BCE: BE 0897.757.467
Summary

COLLET SERVICES has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,386 and a net result of €26,318. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Agents in the wholesale of food, beverages and tobacco
NACE 46170
1 site
Size
€265,474total assets 2025
Staff
0.3 FTE
Equity
€118,386
Profit
€26,318
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts filed 39 d late0 of 4 deeds read
Why 85- Latest accounts 39 days late; 1 of the last 3 late- Liquidity: current ratio 0.57, cash €11,457- Sector Wholesale trade (NACE 46)+ Founded in 2008Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 70+17
equity 44.6% of total assets
Liquidity 34+6
short-term debt 43.6% · cash 4.3%
Profitability 81+14
return on assets 9.9%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
Last 14 months 09-2025: 0.4% 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.4%▲ +1.9% vs 01-2026 03-2026: 0.5%▲ +8.8% vs 02-2026 04-2026: 0.5%▲ +7.2% vs 03-2026 05-2026: 0.5%▼ -3.0% vs 04-2026 06-2026: 0.5%▼ -4.0% vs 05-2026 07-2026: 0.5%▲ +4.4% vs 06-2026 08-2026: 1.0%▲ +108% vs 07-2026 09-2026: 1.3%▲ +29.6% vs 08-2026highest value 10-2026: 0.4%▼ -69.9% vs 09-2026lowest value
  • Founded in 2008 lowers the probability for this profile
  • Latest accounts 39 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 0.57, cash €11,457 raises the probability
  • Sector Wholesale trade (NACE 46) raises the probability
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.6 in 2024; short-term debt: 43.6% and cash: 4.3% of total assets), and 55.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 52%, liquidity 32%, profitability 74%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Latest accounts 39 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 0.57, cash €11,457
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Wholesale trade (NACE 46)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
39 d late
2024
4 d late
2023
37 d early
2022
29 d late
2021
39 d early
2020
18 d early
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €26,318
  3. Equity above €100,000Eq €118,386 ▲28.6%

Key points

  • Total assets 20256 fiscal years filed €265,474 View
  • Active since 2008founded 07-05-2008 18 years View

By topic

Financials

Fiscal year
2025
Total assets
€265,474
Profit
€26,318
Solvency
44.6%
Turnover▼ 4.2%
Net result
20182024
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 08-09-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in the wholesale of food, beverages and…NACE 46170
Founded
07-05-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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