Amalie
ActiveAmalie has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €34k. Equity is growing by ~49% per year across the filed fiscal years. Its solvency ranks better than 77% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-6
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 5.35 against 4.35 in 2024; short-term debt: 15.4% and cash: 44.6% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
15.5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
12 d late
2023
13 d late
2022
1 d early
2021
30 d early
2020
2 d early
2019
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 18.1%
2024 · €138k
2018: €4k
2019: €8k
2020: €17k
2021: €38k
2022: €66k
2023: €98k
2024: €138k
2018 → 2025
Total assets
€218k▲ 6.6%
2024 · €204k
2018: €60k
2019: €72k
2020: €54k
2021: €73k
2022: €86k
2023: €182k
2024: €204k
2018 → 2025
Net result
€34k▼ 16.3%
2024 · €40k
2018: €4k
2019: €5k
2020: €10k
2021: €28k
2022: €29k
2023: €49k
2024: €40k
2018 → 2025
Working capital
€146k▲ 24.5%
2024 · €117k
2018: €719
2019: €6k
2020: €15k
2021: €35k
2022: €63k
2023: €74k
2024: €117k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€66k▲ 74.8%€98k▲ 49.0%€138k▲ 40.3%€163k▲ 18.1%
Operating result€38k-€45k▲ 18.0%€61k▲ 37.2%€55k▼ 10.1%€50k▼ 8.8%
Net result€28k-€29k▲ 3.5%€49k▲ 67.8%€40k▼ 16.7%€34k▼ 16.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€38k▼ 26.3%
Current assets
€180k▲ 17.8%
Equity and liabilities €218k
Equity
€163k▲ 18.1%
Debt
€55k▼ 17.3%
The debt ratio falls from 32.5% to 25.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €69k
Cash flow
€47k▼
2024 · €54k
Solvency
74.8%▲
2024 · 67.5%
Current ratio
5.35▲
2024 · 4.35
Quick ratio
5.35▲
2024 · 4.35
Debt / equity
0.34▼
2024 · 0.48
ROE
20.8%▼
2024 · 29.3%
ROA
15.5%▼
2024 · 19.8%
Interest coverage
41.13▲
2024 · 34.33
Debt
€55k▼
2024 · €66k
Debt ≤ 1 year
€34k▼
2024 · €35k
Debt > 1 year
€21k▼
2024 · €31k
Income taxes
€17k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€218k▲
Fixed assets21/28€52k€38k▼
Tangible fixed assets22/27€52k€38k▼
Plant, machinery and equipment23€445€222▼
Furniture and vehicles24€51k€38k▼
Current assets29/58€152k€180k▲
Amounts receivable within one year40/41€10k€11k▲
Trade receivables40€10k€11k▲
Current investments50/53€129k€70k▼
Cash at bank and in hand54/58€11k€97k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€204k€218k▲
Equity10/15€138k€163k▲
Contributions10/11€6k€6k=
Reserves13€131k€157k▲
Distributable reserves133€131k€157k▲
Profit (loss) carried forward14€350-
Amounts payable17/49€66k€55k▼
Amounts payable after more than one year17€31k€21k▼
Financial debts170/4€31k€21k▼
Amounts payable within one year42/48€35k€34k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€16k€10k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€5k€2k▼
Other amounts payable47/48€4k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€510€641▲
Gross operating margin9900€69k€64k▼
Operating profit (loss)9901€55k€50k▼
Financial income75/76B€7k€3k▼
Recurring financial income75€7k€3k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€60k€51k▼
Income taxes67/77€19k€17k▼
Profit (loss) for the period9904€40k€34k▼
Profit (loss) for the period to be appropriated9905€40k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€34k▼
Profit (loss) brought forward from the previous period14P€224€350▲
Transfer from equity791/2-€8k
Transfer to equity691/2€40k€34k▼
To other reserves6921€40k€34k▼
Profit to be distributed694/7€800€9k▲
Return on contributions (dividend)694€800€9k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €163k ▲18.1%
8 profitable years in a row build equity to €163k.
12-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
30-09
Financial
Equity above €100kEq €138k ▲40.3%
7 profitable years in a row build equity to €138k.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
30-09
Financial
Highest result since 2018net €49k ▲67.8%
Operating result €61k, net result €49k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 4.19
Current ratio from 2.00 to 4.19; short-term debt falls from €36k to €20k.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 2 days late
2019
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg 3958710 WielsbekeGround area
838 m²
Building footprint
162 m²
Volume, LiDAR
940 m³
Parcel 37017A0634/00A002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rijksweg 395, 8710 Wielsbeke
since 20092.182.663.910
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37017A0634/00A002 | Flanders | 838 m² | 1 · 162 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAGON PRODUCTS
BE 0894.487.973
Erpe-Mere · Eq €164k
MC FLON DISTRIB
BE 0821.955.234
Dison · Eq €164k
Said Group
BE 0795.397.426
Borsbeek · Eq €164k
BELGIUM PREMIUM BRANDS
BE 0843.178.141
Torhout · Eq €160k
MAISON DEPARIS
BE 0832.884.065
Tournai · Eq €158k
Of 1,641 companies in sector 46170 we hold annual accounts for 671. 462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2009
Fiscal year end30-09
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
46150Agents in the wholesale of furniture, household goods and hardware
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46419Wholesale trade
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.