Turnover
≈ €280,000 estimated
The micro format states no turnover.
Collet Construct
Overview
Lifetime
1 annual account with figurespeak €55,943 (2025)
€55,943
peak €42,354 (2025)
€42,354
peak €44,354 (2025)
€44,354
€77,112
Board1 name since 2025
Documentsfilings and deeds
02-06-202659 days before the deadline
2025micro format
Incorporation 12-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 200 shares
Position in the sector
€42,354
Higher net result than 83% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
Checked score
66
Healthy
Financially stronger than 52% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 1.0%lowest value
08-2026: 1.0%● unchanged vs 07-2026lowest value
09-2026: 1.1%▲ +0.1 percentage points vs 08-2026
10-2026: 1.2%▲ +0.1 percentage points vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Size: total assets €121,465
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 1.10, cash €19,803
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 39% of them on solvency, 25% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Collet Construct has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of Collet Construct itself is higher: 1.2% within 12 months. It rests on far more data about Collet Construct than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Collet Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.1, below the usual 1.5. Short-term debt is 63.5% and cash 16.3% of total assets. 63.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
59 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- COLLET Simon Olivier Augustin Arthur Benoit 200 sharesdeed of 12-06-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1024154506
Incorporation
Founding capital of €2,000, 200 shares · Founder: COLLET Simon Olivier Augustin Arthur Benoit (fondateur,comparant) · Appointment: COLLET Simon Olivier Augustin Arthur Benoit (director) · published on 12-06-2025 · Gazette deed
First establishment
Rue de Scoumont 37, Seneffe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Collet Construct Seneffe | €121,465 | €55,943 | 36.5% | - |
| KARKAN AND J Etterbeek | €101,368 | €52,575 | 26.3% | 2 |
| Vanbienne Construction Lens (Hainaut) | €133,620 | €76,110 | 46.6% | - |
| KOVA BOUWWERKEN Wingene | €144,094 | €58,621 | 31.0% | - |
| BOUWWERKEN BREBELS Bocholt | €131,976 | €55,941 | 21.1% | - |
| ALGEMENE KARWEIEN SVEN Ichtegem | €121,060 | €45,529 | 17.2% | - |
| SYLVAIN ASSELBORN CONSTRUCTION Vaux-sur-Sûre | €125,457 | €60,948 | 22.1% | - |
These companies have the same main activity as Collet Construct: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €101,000 and €144,000, founded in 2025.
Official details
Source: KBO- Status
- Active since 10-06-2025Normal situation
- Activity
- Bricklaying and masonry workNACE 43910and 6 others
- Establishment unit
- 2.378.979.3397181 Seneffe, since 10-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 12-10-2025
Annual accounts 2025
- €55,943
- €42,354
- €44,354
- €121,465
- Filing
- Filed on 02-06-2026, 59 days before the end of the filing period
Insights on Collet Construct
Collet Construct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,354 and a net result of €42,354.
Its solvency ranks better than 39% of 35,136 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 02-06-2026, 59 days before the deadline€55,943
€53,049
€42,354
€7,815
36.5%
1.10
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €280,000. Estimated: probably between €220,000 and €500,000.
Balance sheet
balance sheet total €121,465 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
36.5%
Higher than 39% of 35,136 companies in 2025.
1.10
Higher than 25% of 34,510 companies in 2025.
34.9%
Higher than 90% of 34,711 companies in 2025.
Collet Construct
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
121,465 | |
21/28 |
36,538 | |
22/27 |
36,538 | |
23 |
3,603 | |
24 |
32,936 | |
29/58 |
84,927 | |
40/41 |
65,124 | |
40 |
48,091 | |
41 |
17,034 | |
54/58 |
19,803 | |
| Balance sheet: equity and liabilities | ||
10/49 |
121,465 | |
10/15 |
44,354 | |
10/11 |
2,000 | |
14 |
42,354 | |
17/49 |
77,112 | |
42/48 |
77,112 | |
44 |
902 | |
440/4 |
902 | |
45 |
12,767 | |
450/3 |
12,767 | |
47/48 |
63,442 | |
| Income statement | ||
9900 |
55,943 | |
630 |
2,788 | |
640/8 |
106 | |
9901 |
53,049 | |
65/66B |
38 | |
65 |
38 | |
9903 |
53,012 | |
67/77 |
10,658 | |
9904 |
42,354 | |
9905 |
42,354 | |
| Appropriation of the result | ||
9906 |
42,354 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 02-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-06-2026 | 2026-00142585 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 55,837 | ||
| 45,141 | ||
| 39,326 | ||
| 7,815 | ||
| 36.5% | ||
| 1.10 | ||
| 1.74 | ||
| 95.5% | ||
| 34.9% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €39,326 |
| €2,788 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Collet Construct
Debt's share of the balance-sheet total is 63.5%.
Board & ownership
Board
1 director, since incorporationDirector
since 10-06-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 02-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 12-06-2025
Mandates through the years
1 name, the dashed line is todayBoard
Mandates as a list
- COLLET Simon Olivier Augustin Arthur Benoit
- Director, from 10-06-2025 to date
Control
This company
Collet Construct
Equity €44,354
Profit €42,354 in 2025
Capital
- Contribution
- €2,000
- Shares
- 200
- Contribution per share
- €10
- Equity per share
- €222 in 2025
- Source
- deed of 12-06-2025
Articles of association
deed of 12-06-2025 (in French)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of May at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “État résumant situation active et passive arrêté à date ne remontant pas à plus de trois mois, commissaire ou,à défaut,réviseur…”
Shareholders
At incorporation
deed of 12-06-2025 ↗
- COLLET Simon Olivier Augustin Arthur Benoit 200 shares (100%) · €2,000 in cash
Network & group
No group
Collet Construct has no parent and no holdings in its annual accounts. COLLET Simon Olivier Augustin Arthur Benoit is the only director. Collet Construct shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 59 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1024154506
IncorporationFounding capital of €2,000, 200 shares · Founder: COLLET Simon Olivier Augustin Arthur Benoit (fondateur,comparant) · Appointment: COLLET Simon Olivier Augustin Arthur Benoit (director) · published on 12-06-20254 points ▸
- Founder, COLLET Simon Olivier Augustin Arthur Benoit (fondateur,comparant)
- Founding capital, €2,000, 200 shares
- Registered office clause, rue de Scoumont 37, 7181 Petit-Roeulx
- Director appointment, COLLET Simon Olivier Augustin Arthur Benoit
- The deed holds 3 more points.
First establishment Rue de Scoumont 37, Seneffe
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1024.154.506
- VAT number
- BE 1024.154.506
- Peppol ID
- 0208:1024154506
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 10-06-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of May at 18:00deed of 12-06-2025 (in French)
- Peppol
- Reachable since 12-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Collet Construct in French
- Entity type
- Legal entity
- Name clauseThe company operates under this name according to its articles.
- Collet Constructdeed of 12-06-2025 (in French)
Activities
NACEBEL 2025VAT activities
43910
Bricklaying and masonry work main activity
43230
Insulation installation
43331
Floor and wall tiling
43410
Roofing work
43422
Screed work
Social security (RSZ) activities
41001
General construction of residential buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Les activités de gestion de chantiers,de coordination générale(sécurité et santé)sur chantier pour des travaux de construction et de…”deed of 12-06-2025 (in French)
6 activities
- Les activités de gestion de chantiers,de coordination générale(sécurité et santé)sur chantier pour des travaux de construction et de rénovation.
- L'étude et la réalisation de tous travaux de construction,publics et privés,en qualité d'entrepreneur général ou en sous-traitance,la conception et la construction de tous bâtiments et édifices,l'étude et la réalisation de décorations tant intérieures qu'extérieures
- Tous travaux de couverture,le montage de charpentes,les travaux de couverture en tous matériaux,la mise en place des éléments d’évacuation des eaux de pluie,les travaux d’étanchéifiassions des murs,des toitures et des toitures-terrasses,le traitement des murs avec les produits hydrofuges
- L’entreprise générale de zinguerie et de couvertures métalliques,couvertures non métalliques de constructions,tous travaux de couvertures,couverture en tous matériaux
- La réparation,l’entretien,la construction,l’aménagement,l’isolation des toitures de tous genres
- Les activités d’entreprise générale en ce compris notamment le gros œuvre(travaux de maçonnerie,béton et de démolition),le plafonnage,cimentage et pose de chapes,le carrelage,marbre et pierre naturelle,la menuiserie et la vitrerie,les finitions(peinture,tapisserie,pose de revêtements de sol souples),l’installation de chauffage central,de climatisation,de gaz et de sanitaire
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de Scoumont 37 registered office 7181 Seneffe | 10-06-2025 | 2.378.979.339 |
Buildings and parcels at the address
- Ground area
- 1,301 m²
- Buildings
- 52 m²
- Volume, LiDAR
- 360 m³
- Tallest building
- 8.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52003D0131/00L000 | 1,301 m² | 1 · 52 m² | 8.2 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1024.154.506