COLLECTIFY
ActiveCOLLECTIFY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-18k) and a net result of €-19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
12
/ 100
Critical▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency43▲+32
Growth55=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 0.93 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-14.2%
Return on assets
-15.2%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
13 d early
2024
334 d late
2023
1 d early
2022
3 d early
2021
4 d early
2020
2 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€181k▲ 62.5%
2022 · €111k
2022: €111k
2022 → 2023
EBIT margin
5.5%▲ 1.3pp
2022 · 4.2%
2022: 4.2%
2022 → 2023
Net result
€-19k▼ 111%
2024 · €-9k
2018: €12k
2019: €-10k
2020: €769
2021: €16k
2022: €2k
2023: €-683
2024: €-9k
2018 → 2025
Working capital
€-7k▼ 124%
2024 · €-3k
2018: €4k
2019: €-7k
2020: €4k
2021: €29k
2022: €22k
2023: €5k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€111k€181k▲ 62.5%
Equity€29k-€31k▲ 6.3%€10k▼ 67.3%€1k▼ 88.5%€-18k
Operating result€22k-€5k▼ 78.9%€10k▲ 113%€-2k€-16k▼ 896%
Net result€16k-€2k▼ 88.8%€-683€-9k▼ 1,205%€-19k▼ 111%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €2k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€142▼ 96.8%
Current assets
€124k▲ 188%
Key figures and ratios
EBITDA
€-12k▼
2024 · €4k
Cash flow
€-14k▼
2024 · €-3k
Solvency
-14.2%▼
2024 · 2.4%
Current ratio
0.94▲
2024 · 0.93
Quick ratio
0.94▲
2024 · 0.93
Debt / equity
-8.03▼
2024 · 39.94
ROE
106.6%▲
2024 · -769.2%
ROA
-15.2%▲
2024 · -18.8%
Interest coverage
-2.01▼
2024 · 0.70
Debt
€141k▲
2024 · €46k
Debt ≤ 1 year
€131k▲
2024 · €46k
Income taxes
€348▼
2024 · €2k
Staff costs
€0▼
2024 · €48
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€124k▲
Fixed assets21/28€4k€142▼
Tangible fixed assets22/27€4k€142▼
Furniture and vehicles24€4k€142▼
Current assets29/58€43k€124k▲
Amounts receivable within one year40/41€35k€124k▲
Trade receivables40€14k€5k▼
Other amounts receivable41€21k€119k▲
Cash at bank and in hand54/58€1k€0▼
Deferred charges and accrued income490/1€7k€0▼
Equity and liabilities
Total equity and liabilities10/49€47k€124k▲
Equity10/15€1k€-18k▼
Contributions10/11€1k€1k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-10k€-28k▼
Amounts payable17/49€46k€141k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€46k€131k▲
Current portion of amounts payable after more than one year42€5k€0▼
Financial debts43-€12k
Credit institutions430/8-€12k
Trade debts44€21k€89k▲
Suppliers440/4€21k€89k▲
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€10k€13k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€10k€17k▲
Accrued charges and deferred income492/3-€10k
Income statement
Code20242025
Remuneration, social security and pensions62€48€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€5k€9k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€9k€-3k▼
Operating profit (loss)9901€-2k€-16k▼
Financial income75/76B€492€4k▲
Recurring financial income75€492€4k▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€-7k€-18k▼
Income taxes67/77€2k€348▼
Profit (loss) for the period9904€-9k€-19k▼
Profit (loss) for the period to be appropriated9905€-9k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-28k▼
Profit (loss) brought forward from the previous period14P€-683€-10k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 334 days late
2025
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series.
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €16k ▲2009%
Operating result €22k, net result €16k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €769
Net result €769 after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ernest Van Dijckkaai 28/1002000 AntwerpenGround area
210 m²
Building footprint
121 m²
Volume, LiDAR
2,033 m³
Parcel 11804D0105/00E000, Flanders · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Wetters Buro voor Administratie & Incasso
since 20182.271.571.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0105/00E000 | Flanders | 210 m² | 1 · 121 m² | 19.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 5,622 EUR awarded · 5,622 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 4,650 EUR | 4,650 EUR |
| 2023 | 1 | 297 EUR | 297 EUR |
| 2022 | 1 | 675 EUR | 675 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 5,389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.