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COLEO

Active
Private limited companyfounded 20233 yrs activeRue des Ruelles 11, 4610 Beyne-Heusay, BelgiumKBO/BCE: BE 0803.579.177
Summary

COLEO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€12,112) and a net result of -€9,791. Equity is shrinking by ~276.7% per year across the filed fiscal years. Its solvency ranks better than 8% of 8711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-8
Solvency17▼-6
Growth32=
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0.1% and cash: 2.3% of total assets, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-8.3%
Return on assets
-6.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€12,112
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
20 d late
2024
6 d early
2023
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

COLEO was incorporated on 4 July 2023 as a Private limited company.1 Total assets rose from EUR 2,672 in 2023 to EUR 145,479 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€12,112▼ 422%
2024 · -€2,321
Total assets
€145,479▼ 1.2%
2024 · €147,179
Net result
-€9,791▼ 96.1%
2024 · -€4,993
Working capital
€145,388
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€2,282--€4,916▼ 115%-€9,720▼ 97.7%
Net result-€2,328--€4,993▼ 114%-€9,791▼ 96.1%
Equity€2,672--€2,321-€12,112▼ 422%
Total assets€2,672-€147,179▲ 5,409%€145,479▼ 1.2%
Debt€149,500€157,591▲ 5.4%
Working capital€145,388
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€7,500-€5,000-€2,500€0Operating result 2023: -€2,282-€2,282Net result 2023: -€2,328-€2,328Operating result 2024: -€4,916-€4,916Net result 2024: -€4,993-€4,993Operating result 2025: -€9,720-€9,720Net result 2025: -€9,791-€9,791202320242025-€10,000-€7,500-€5,000-€2,500€0Operating result 2023: -€2,282-€2,280Net result 2023: -€2,328-€2,330Operating result 2024: -€4,916-€4,920Net result 2024: -€4,993-€4,990Operating result 2025: -€9,720-€9,720Net result 2025: -€9,791-€9,790202320242025
The operating result stays negative: a loss of €9,720 in 2025 against €4,916 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
2025 value · change against 2024
Solvency
-8.3%▼
2024 · -1.6%
Quick ratio
36.56
Debt to equity
-13.01▲
2024 · -64.42
ROA
-6.7%▼
2024 · -3.4%
Debt ≤ 1 year
€91
Debt > 1 year
€157,500▲
2024 · €149,500
A ratio outside any meaningful range has been withheld (balance sheet total €145,479, equity -€12,112).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€147,179€145,479▼
Current assets29/58€147,179€145,479▼
Stocks and contracts in progress3€142,164€142,164=
Stocks30/36€142,164€142,164=
Amounts receivable within one year40/41€1,575-
Trade receivables40€1,575-
Cash at bank and in hand54/58€3,440€3,315▼
Equity and liabilities
Total equity and liabilities10/49€147,179€145,479▼
Equity10/15-€2,321-€12,112▼
Contributions10/11€5,000€5,000=
Outside capital11€5,000€5,000=
Other1109/19€5,000€5,000=
Profit (loss) carried forward14-€7,321-€17,112▼
Amounts payable17/49€149,500€157,591▲
Amounts payable after more than one year17€149,500€157,500▲
Financial debts170/4€149,500€157,500▲
Amounts payable within one year42/48-€91
Trade debts44-€91
Suppliers440/4-€91
Income statement Code20242025
Other operating charges640/8€387€1,703▲
Gross operating margin9900-€4,528-€8,017▼
Operating profit (loss)9901-€4,916-€9,720▼
Financial charges65/66B€77€71▼
Recurring financial charges65€77€71▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903-€4,993-€9,791▼
Profit (loss) for the period9904-€4,993-€9,791▼
Profit (loss) for the period to be appropriated9905-€4,993-€9,791▼
Appropriation of the result
Profit (loss) to be appropriated9906-€7,321-€17,112▼
Profit (loss) brought forward from the previous period14P-€2,328-€7,321▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Other operating charges640/8€384€387€1,703▲ 340%
Gross operating margin9900-€1,898-€4,528-€8,017▼ 77.1%
Operating profit (loss)9901-€2,282-€4,916-€9,720▼ 97.7%
Financial charges65/66B€46€77€71▼ 8.5%
Recurring financial charges65€46€77€71▼ 8.4%
Non-recurring financial charges66B-€0--
Profit (loss) for the period before taxes9903-€2,328-€4,993-€9,791▼ 96.1%
Profit (loss) for the period9904-€2,328-€4,993-€9,791▼ 96.1%
Profit (loss) for the period to be appropriated9905-€2,328-€4,993-€9,791▼ 96.1%
Line202320242025Change
Assets
Total assets20/58€2,672€147,179€145,479▼ 1.2%
Current assets29/58€2,672€147,179€145,479▼ 1.2%
Stocks and contracts in progress3-€142,164€142,164=
Stocks30/36-€142,164€142,164=
Amounts receivable within one year40/41-€1,575--
Trade receivables40-€1,575--
Cash at bank and in hand54/58€2,672€3,440€3,315▼ 3.6%
Equity and liabilities
Total equity and liabilities10/49€2,672€147,179€145,479▼ 1.2%
Equity10/15€2,672-€2,321-€12,112▼ 422%
Contributions10/11€5,000€5,000€5,000=
Outside capital11€5,000€5,000€5,000=
Other1109/19€5,000€5,000€5,000=
Profit (loss) carried forward14-€2,328-€7,321-€17,112▼ 134%
Amounts payable17/49-€149,500€157,591▲ 5.4%
Amounts payable after more than one year17-€149,500€157,500▲ 5.4%
Financial debts170/4-€149,500€157,500▲ 5.4%
Amounts payable within one year42/48--€91-
Trade debts44--€91-
Suppliers440/4--€91-
Line202320242025Change
Profit (loss) for the period9904-€2,328-€4,993-€9,791▼ 96.1%
Operating cash flow (approximation)-€2,328-€4,993-€9,791▼ 96.1%
Change in cash-€768-€125▼ 116%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial Weakest financial yearnet -€9,791
Net result drops to -€9,791, the lowest in the series.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
480 m²
Building footprint
52 m²
Volume, LiDAR
346 m³
Parcel 62015A0354/00P000, Wallonia · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Ruelles 11, 4610 Beyne-Heusay
Real estate development
since 20232.347.217.084
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62015A0354/00P000 Wallonia 480 m² 1 · 52 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 10,412 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.