COLDIMMO
ActiveSummary
COLDIMMO has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144,087 and a net result of €237,887. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 23% of 17,145 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 17-05-2019 Normal situation
- Registered office
- 13 active companies are registered at this address Source: KBO register, as of 2 November 2026.
- Activity
- Renting and operating of own or leased non-residential real estate, excluding land NACE 68203and 2 others
- Establishment unit
- 2.289.285.815 9031 Gent, since 17-05-2019
- Financial year end
- 30 September
- Peppol
- Reachable since 20-05-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €807,384
- ▲ 40.2%
- Turnover
- ≈ €900,000
- estimated
- Profit
- €237,887
- ▼ 2.3%
- Equity
- €144,087
- ▲ 23×
- Total assets
- €8.5m
- ▲ 9.8%
- Staff
- ≈ 0.9 FTE
- estimated
Score breakdownraises riskLiquidity: current ratio 0.17, cash €263,879Equity €144,087 (1.7% of total assets)lowers riskSize: total assets €8.5mSector: Real estate activities (NACE 68)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 18% of them on solvency, 25% on liquidity, 58% on profitability and 99% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 23 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 27-03-2026 PDF all 6 filings
2021 to 2025, 5 financial years 2020 to 2025, 6 financial years
The operating result for 2025 is 18% higher than in 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | €2.6m | €926,767 |
| Financial fixed assets | - | €6,350 | €82 | - |
| Depreciation and write-downs of the year | €46,528 | €46,528 | €75,060 | €164,440 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €14,494 | €58,195 | ▲ 302% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €409,587 | €46,528 | €46,528 | €46,528 | €75,060 | €164,440 | ▲ 119% |
| Other operating charges640/8 | - | - | €14,857 | €15,935 | €87,639 | €113,990 | ▲ 30.1% |
| Gross operating margin9900 | €500,491 | €498,069 | €496,525 | €466,987 | €575,983 | €807,384 | ▲ 40.2% |
| Operating profit (loss)9901 | €80,111 | €438,421 | €435,140 | €404,524 | €398,790 | €470,759 | ▲ 18.0% |
| Financial income75/76B | - | - | €1,970 | €393 | €0 | - | - |
| Recurring financial income75 | - | - | €1,970 | €393 | €0 | - | - |
| Financial charges65/66B | - | - | €50,810 | €48,524 | €71,564 | €143,763 | ▲ 101% |
| Recurring financial charges65 | €71,184 | €60,933 | €50,810 | €48,524 | €71,564 | €143,763 | ▲ 101% |
| Profit (loss) for the period before taxes9903 | €8,927 | €377,487 | €386,300 | €356,393 | €327,226 | €326,996 | ▼ 0.1% |
| Income taxes67/77 | €2,637 | €93,757 | €107,088 | €95,123 | €83,739 | €89,109 | ▲ 6.4% |
| Profit (loss) for the period9904 | €6,290 | €283,730 | €279,212 | €261,270 | €243,487 | €237,887 | ▼ 2.3% |
| Profit (loss) for the period to be appropriated9905 | €6,290 | €283,730 | €279,212 | €261,270 | €243,487 | €237,887 | ▼ 2.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €4.9m | €4.8m | €4.6m | €4.6m | €7.7m | €8.5m | ▲ 9.8% |
| Fixed assets21/28 | €4.6m | €4.6m | €4.5m | €4.5m | €7.0m | €7.8m | ▲ 10.8% |
| Tangible fixed assets22/27 | €4.6m | €4.6m | €4.5m | €4.5m | €7.0m | €7.8m | ▲ 10.8% |
| Land and buildings22 | - | - | €4.5m | €4.5m | €7.0m | €7.8m | ▲ 10.8% |
| Financial fixed assets28 | - | - | - | €0.006m | €0.006m | €0.006m | = |
| Current assets29/58 | €0.2m | €0.2m | €0.09m | €0.1m | €0.7m | €0.7m | ▼ 1.4% |
| Amounts receivable within one year40/41 | - | €0.05m | €0.05m | €0 | €0.6m | €0.4m | ▼ 36.4% |
| Trade receivables40 | - | - | - | - | €0.2m | €0.2m | ▲ 32.2% |
| Other amounts receivable41 | - | - | €0.05m | €0 | €0.4m | €0.1m | ▼ 64.6% |
| Cash at bank and in hand54/58 | €0.2m | €0.2m | €0.04m | €0.1m | €0.06m | €0.3m | ▲ 322% |
| Deferred charges and accrued income490/1 | - | - | €0.005m | €0.005m | €0.03m | €0.03m | ▲ 17.3% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €4.9m | €4.8m | €4.6m | €4.6m | €7.7m | €8.5m | ▲ 9.8% |
| Equity10/15 | €0.01m | €0.3m | €0.6m | €0.8m | €0.006m | €0.1m | ▲ 23× |
| Contributions10/11 | - | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Profit (loss) carried forward14 | €0.006m | €0.3m | €0.6m | €0.8m | €0 | €0.1m | - |
| Amounts payable17/49 | €4.9m | €4.5m | €4.0m | €3.8m | €7.7m | €8.3m | ▲ 8.0% |
| Amounts payable after more than one year17 | €1.7m | €1.5m | €3.6m | €3.3m | €3.0m | €4.4m | ▲ 47.3% |
| Financial debts170/4 | - | - | €3.6m | €3.3m | €3.0m | €4.4m | ▲ 47.3% |
| Amounts payable within one year42/48 | €3.1m | €2.9m | €0.4m | €0.4m | €4.7m | €3.9m | ▼ 16.6% |
| Current portion of amounts payable after more than one year42 | - | - | €0.3m | €0.3m | €0.3m | €0.5m | ▲ 59.8% |
| Trade debts44 | €0.01m | €0.001m | - | €0.03m | €0.1m | €0.009m | ▼ 91.3% |
| Suppliers440/4 | - | - | - | €0.03m | €0.1m | €0.009m | ▼ 91.3% |
| Taxes, remuneration and social security45 | - | - | €0.06m | €0.1m | €0.05m | €0.09m | ▲ 96.8% |
| Taxes450/3 | - | - | €0.06m | €0.1m | €0.04m | €0.09m | ▲ 104% |
| Remuneration and social security454/9 | - | - | - | - | €0.004m | €0.005m | ▲ 19.2% |
| Other amounts payable47/48 | - | - | €0.001m | €0.01m | €4.2m | €3.3m | ▼ 21.3% |
| Accrued charges and deferred income492/3 | - | - | €0.1m | €0.05m | €0.04m | €0.02m | ▼ 56.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.006m | €0.3m | €0.3m | €0.3m | €0.2m | €0.2m | ▼ 2.3% |
| + Depreciation and write-downs630 | €0.4m | €0.05m | €0.05m | €0.05m | €0.08m | €0.2m | ▲ 119% |
| Operating cash flow (approximation) | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | €0.4m | ▲ 26.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€0.006m | -€2.6m | -€0.9m | ▲ 64.7% |
| Change in cash | - | -€0.08m | -€0.1m | €0.08m | -€0.05m | €0.2m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 143 companies had the same profile as COLDIMMO has now. Two years later, 95.8% were still going and 2.1% had gone bankrupt.
- Medium-sized
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
The bankruptcy probability of COLDIMMO itself is lower: 0.1% within 12 months. It rests on far more data about COLDIMMO than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 143 companies, not a prediction for COLDIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 27-03-2026 | 2026-00063694 | |
| 30-09-2024 | micro format | 28-03-2025 | 2025-00056385 | |
| 30-09-2023 | micro format | 29-04-2024 | 2024-00072767 | |
| 30-09-2022 | micro format | 28-04-2023 | 2023-00070773 | |
| 30-09-2021 | micro format | 24-03-2022 | 2022-09400469 | |
| 30-09-2020 | micro format | 28-03-2021 | 2021-09000489 |
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Carmat |
|
| Matthys Joris |
|
Network & group
COLDIMMO shares no director with another company.
Companies at the same address
12 other companies- TRIMATT Registered office · since 2016 0659693634
- CARFRIG Registered office · since 2012 0845916115
- CARMAT Registered office · since 2007 0892468294
- Vako Webbings & Accessories BV Establishment · since 2005 0875208828
- MEINDERS JOHANNES FRANCISCUS (sole trader) Establishment · since 1997 0739402393
- DURABLE BELGIUM Establishment · since 1997 0460814831
- Maenhout, Dominiek (sole trader) Establishment · since 1996 0679328711
- CARROSSERIE MATTHYS Registered office · since 1992 0445751820
- S AND P Networks Registered office · since 1992 0446880681
- A.E.D. Registered office · since 1991 0444120141
Connections & network
2 current directorsThe network starts from the directors of COLDIMMO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBEnvironmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44017D0932/00M000 | Flanders | 8,481 m² | 1 · 4,039 m² | 10.4 m · 3 |