COLDIMMO
ActiveCOLDIMMO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €238k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-14
Solvency27▲+2
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.15 in 2024; short-term debt: 46% and cash: 3.1% of total assets), and 98.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.7%
Return on assets
2.8%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 13935 sector peers (2025).
NBB · sector comparisonPosition among 13935 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
34 d early
2024
33 d early
2023
1 d early
2022
2 d early
2021
37 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▲ 2,224%
2024 · €6k
2020: €12k
2021: €296k
2022: €575k
2023: €837k
2024: €6k
2020 → 2025
Total assets
€8.47M▲ 9.8%
2024 · €7.72M
2020: €4.87M
2021: €4.79M
2022: €4.62M
2023: €4.60M
2024: €7.72M
2020 → 2025
Net result
€238k▼ 2.3%
2024 · €243k
2020: €6k
2021: €284k
2022: €279k
2023: €261k
2024: €243k
2020 → 2025
Working capital
€-3.22M▲ 19.3%
2024 · €-3.98M
2020: €-2.89M
2021: €-2.69M
2022: €-261k
2023: €-308k
2024: €-3.98M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€296k-€575k▲ 94.3%€837k▲ 45.4%€6k▼ 99.3%€144k▲ 2,224%
Operating result€438k-€435k▼ 0.7%€405k▼ 7.0%€399k▼ 1.4%€471k▲ 18.0%
Net result€284k-€279k▼ 1.6%€261k▼ 6.4%€243k▼ 6.8%€238k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.47M
Fixed assets
€7.80M▲ 10.8%
Current assets
€676k▼ 1.4%
Equity and liabilities €8.47M
Equity
€144k▲ 2,224%
Debt
€8.33M▲ 8.0%
The debt ratio falls from 99.9% to 98.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€635k▲
2024 · €474k
Cash flow
€402k▲
2024 · €319k
Solvency
1.7%▲
2024 · 0.1%
Current ratio
0.17▲
2024 · 0.15
Quick ratio
0.17▲
2024 · 0.15
Debt / equity
57.79
ROE
165.1%
ROA
2.8%▼
2024 · 3.2%
Interest coverage
4.42▼
2024 · 6.62
Debt
€8.33M▲
2024 · €7.71M
Debt ≤ 1 year
€3.89M▼
2024 · €4.67M
Debt > 1 year
€4.42M▲
2024 · €3.00M
Income taxes
€89k▲
2024 · €84k
Staff costs
€58k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.72M€8.47M▲
Fixed assets21/28€7.03M€7.80M▲
Tangible fixed assets22/27€7.03M€7.79M▲
Land and buildings22€7.03M€7.79M▲
Financial fixed assets28€6k€6k=
Current assets29/58€685k€676k▼
Amounts receivable within one year40/41€593k€377k▼
Trade receivables40€173k€228k▲
Other amounts receivable41€421k€149k▼
Cash at bank and in hand54/58€63k€264k▲
Deferred charges and accrued income490/1€30k€35k▲
Equity and liabilities
Total equity and liabilities10/49€7.72M€8.47M▲
Equity10/15€6k€144k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€0€138k▲
Amounts payable17/49€7.71M€8.33M▲
Amounts payable after more than one year17€3.00M€4.42M▲
Financial debts170/4€3.00M€4.42M▲
Amounts payable within one year42/48€4.67M€3.89M▼
Current portion of amounts payable after more than one year42€293k€469k▲
Trade debts44€107k€9k▼
Suppliers440/4€107k€9k▼
Taxes, remuneration and social security45€48k€94k▲
Taxes450/3€44k€89k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€4.22M€3.32M▼
Accrued charges and deferred income492/3€45k€19k▼
Income statement
Code20242025
Remuneration, social security and pensions62€14k€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€164k▲
Other operating charges640/8€88k€114k▲
Gross operating margin9900€576k€807k▲
Operating profit (loss)9901€399k€471k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€72k€144k▲
Recurring financial charges65€72k€144k▲
Profit (loss) for the period before taxes9903€327k€327k▼
Income taxes67/77€84k€89k▲
Profit (loss) for the period9904€243k€238k▼
Profit (loss) for the period to be appropriated9905€243k€238k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.07M€238k▼
Profit (loss) brought forward from the previous period14P€831k€0▼
Profit to be distributed694/7€1.07M€100k▼
Return on contributions (dividend)694€1.07M€100k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €100kEq €144k ▲2224%
6 profitable years in a row build equity to €144k.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €500kEq €575k ▲94.3%
3 profitable years in a row build equity to €575k.
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2020net €284k ▲4411%
Net result €284k, the highest in the series.
30-09
Financial
Equity above €200kEq €296k ▲2272%
2 profitable years in a row build equity to €296k.
28-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark-Drongen 29031 GentGround area
8,482 m²
Building footprint
4,039 m²
Volume, LiDAR
32,291 m³
Parcel 44017D0932/00M000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COLDIMMO
since 20192.289.285.815
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017D0932/00M000 | Flanders | 8,481 m² | 1 · 4,039 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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F.L.T. IMMO SRL
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Of 12,012 companies in sector 68203 we hold annual accounts for 5,979. 4,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2019
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68321Property management for co-owned buildings (syndics)
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.