COLAB
ActiveThe annual accounts of COLAB for fiscal year 2025 show a net loss of 79% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-19k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 18039 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-62
Solvency26▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 1.0 against 1.02 in 2024; short-term debt: 98.3% and cash: 1.2% of total assets), and 99.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.8%
Return on assets
-3.1%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 18039 sector peers (2025).
NBB · sector comparisonPosition among 18039 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-09-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
48 d early
2023
36 d early
2022
2 d late
2021
2 d late
2020
26 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 78.7%
2024 · €24k
2019: €-5k
2020: €-35k
2021: €-33k
2022: €-30k
2023: €-15k
2024: €24k
2019 → 2025
Total assets
€615k▲ 5.5%
2024 · €583k
2019: €569k
2020: €616k
2021: €657k
2022: €619k
2023: €592k
2024: €583k
2019 → 2025
Net result
€-19k
2024 · €40k
2019: €3k
2020: €-30k
2021: €2k
2022: €3k
2023: €15k
2024: €40k
2019 → 2025
Working capital
€-2k
2024 · €14k
2019: €-23k
2020: €-49k
2021: €-53k
2022: €-47k
2023: €-27k
2024: €14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-33k-€-30k▲ 9.3%€-15k▲ 50.3%€24k€5k▼ 78.7%
Operating result€3k-€4k▲ 27.8%€17k▲ 334%€48k▲ 185%€-18k
Net result€2k-€3k▲ 38.9%€15k▲ 392%€40k▲ 166%€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €48k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €615k
Fixed assets
€12k▼ 33.7%
Current assets
€603k▲ 6.8%
Equity and liabilities €615k
Equity
€5k▼ 78.7%
Debt
€610k▲ 9.2%
The debt ratio rises from 95.8% to 99.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-11k▼
2024 · €55k
Cash flow
€-12k▼
2024 · €47k
Solvency
0.8%▼
2024 · 4.2%
Current ratio
1.00▼
2024 · 1.02
Quick ratio
0.12▲
2024 · 0.12
ROE
-369.9%▼
2024 · 164.5%
ROA
-3.1%▼
2024 · 6.9%
Interest coverage
-14.35▼
2024 · 42.13
Debt
€610k▲
2024 · €558k
Debt ≤ 1 year
€605k▲
2024 · €551k
Income taxes
€363▼
2024 · €7k
Staff costs
€48k▲
2024 · €45k
A ratio outside any meaningful range has been withheld (balance sheet total €615k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€583k€615k▲
Fixed assets21/28€19k€12k▼
Tangible fixed assets22/27€19k€12k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€16k€10k▼
Current assets29/58€564k€603k▲
Stocks and contracts in progress3€497k€528k▲
Stocks30/36€497k€528k▲
Amounts receivable within one year40/41-€67k
Trade receivables40-€67k
Cash at bank and in hand54/58€63k€8k▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€583k€615k▲
Equity10/15€24k€5k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€4k€-15k▼
Amounts payable17/49€558k€610k▲
Amounts payable within one year42/48€551k€605k▲
Trade debts44€159k€12k▼
Suppliers440/4€159k€12k▼
Taxes, remuneration and social security45€34k€28k▼
Taxes450/3€27k€19k▼
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€357k€565k▲
Accrued charges and deferred income492/3€8k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€45k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€102k€38k▼
Operating profit (loss)9901€48k€-18k▼
Financial income75/76B€0€26▲
Recurring financial income75€0€26▲
Financial charges65/66B€1k€775▼
Recurring financial charges65€1k€775▼
Profit (loss) for the period before taxes9903€47k€-19k▼
Income taxes67/77€7k€363▼
Profit (loss) for the period9904€40k€-19k▼
Profit (loss) for the period to be appropriated9905€40k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-15k▼
Profit (loss) brought forward from the previous period14P€-35k€4k▲
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €40k ▲166%
Operating result €48k, net result €40k, both a record.
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
31-03
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
31-03
Financial
Weakest financial yearnet €-30k ▼1211%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vilvoordsesteenweg 1101860 MeiseGround area
1,353 m²
Building footprint
258 m²
Volume, LiDAR
1,157 m³
Parcel 23050F0150/00C000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COLAB CV
since 19912.053.082.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0150/00C000 | Flanders | 1,353 m² | 1 · 258 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRADUCOM
BE 0628.553.664
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BE 1017.549.103
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KOZ-ELEC
BE 0563.924.148
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DBC BELGIUM
BE 1027.248.806
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WEBSISTO CONSULT
BE 0603.986.732
Watermaal-Bosvoorde · Eq €5k
Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 669 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded01-05-1991
Fiscal year end31-03
Activities, NACEBEL
47400Retail sale of information and communication equipment
47430Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:colab@mac.com
Phone:+32495504747