COL&CO. SPRL
ActiveSummary
COL&CO. SPRL has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173k and a net result of €67k. Equity is growing by ~42.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 10.15 against 3.53 in 2024; short-term debt: 9% and cash: 3.8% of total assets), and 9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
35.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
42 d early
2023
44 d early
2022
48 d early
2021
41 d early
2020
53 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€173k▲ 31.8%
2024 · €131k
2018: €19k
2019: €18k
2020: €24k
2021: €28k
2022: €48k
2023: €89k
2024: €131k
2018 → 2025
Total assets
€190k▲ 8.8%
2024 · €175k
2018: €46k
2019: €71k
2020: €70k
2021: €67k
2022: €80k
2023: €113k
2024: €175k
2018 → 2025
Net result
€67k▼ 9.8%
2024 · €74k
2018: €46k
2019: €36k
2020: €42k
2021: €34k
2022: €52k
2023: €58k
2024: €74k
2018 → 2025
Working capital
€157k▲ 43.1%
2024 · €110k
2018: €-3k
2019: €-10k
2020: €944
2021: €8k
2022: €38k
2023: €65k
2024: €110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€48k▲ 70.3%€89k▲ 86.5%€131k▲ 47.0%€173k▲ 31.8%
Operating result€46k-€75k▲ 61.6%€84k▲ 12.3%€104k▲ 24.0%€97k▼ 6.7%
Net result€34k-€52k▲ 53.5%€58k▲ 11.3%€74k▲ 28.3%€67k▼ 9.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€16k ▼ 25.3%
Current assets
€174k ▲ 13.7%
Equity and liabilities €190k
Equity
€173k ▲ 31.8%
Debt
€17k ▼ 60.5%
Debt's share of the balance-sheet total falls from 24.8% to 9.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k▼
2024 · €111k
Cash flow
€72k▼
2024 · €81k
Current ratio
10.15▲
2024 · 3.53
Debt to equity
0.10▼
2024 · 0.33
ROE
38.6%▼
2024 · 56.3%
ROA
35.1%▼
2024 · 42.3%
Interest coverage
55.85▲
2024 · 47.30
Debt ≤ 1 year
€17k▼
2024 · €43k
Income taxes
€33k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€175k€190k▲
Fixed assets21/28€22k€16k▼
Tangible fixed assets22/27€22k€16k▼
Land and buildings22€10k€9k▼
Plant, machinery and equipment23€1k€974▼
Furniture and vehicles24€8k€5k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€153k€174k▲
Amounts receivable within one year40/41€11k€22k▲
Trade receivables40€11k€17k▲
Other amounts receivable41-€4k
Current investments50/53€122k€138k▲
Cash at bank and in hand54/58€7k€7k▲
Deferred charges and accrued income490/1€13k€7k▼
Equity and liabilities
Total equity and liabilities10/49€175k€190k▲
Equity10/15€131k€173k▲
Reserves13€106k€173k▲
Distributable reserves133€106k€173k▲
Profit (loss) carried forward14€25k€440▼
Amounts payable17/49€43k€17k▼
Amounts payable within one year42/48€43k€17k▼
Trade debts44€283€2k▲
Suppliers440/4€283€2k▲
Taxes, remuneration and social security45€26k€14k▼
Taxes450/3€26k€14k▼
Other amounts payable47/48€17k€525▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€641€1k▲
Gross operating margin9900€112k€104k▼
Operating profit (loss)9901€104k€97k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€104k€99k▼
Income taxes67/77€30k€33k▲
Profit (loss) for the period9904€74k€67k▼
Profit (loss) for the period to be appropriated9905€74k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€92k▼
Profit (loss) brought forward from the previous period14P€24k€25k▲
Transfer to equity691/2€41k€67k▲
To other reserves6921€41k€67k▲
Profit to be distributed694/7€32k€25k▼
Return on contributions (dividend)694€32k€25k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 10.15
Current ratio from 3.53 to 10.15; short-term debt falls from €43k to €17k.
31-12
Financial
Equity above €150kEq €173k ▲31.8%
8 profitable years in a row build equity to €173k.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €74k ▲28.3%
Operating result €104k, net result €74k, both a record.
31-12
Financial
Equity above €100kEq €131k ▲47%
7 profitable years in a row build equity to €131k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €34k ▼20.1%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2013
Ground area
1,062 m²
Building footprint
126 m²
Volume, LiDAR
794 m³
Parcel 25098D0449/00C005, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COL&CO. SPRL
since 20132.216.842.156
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25098D0449/00C005 | Wallonia | 1,062 m² | 1 · 126 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900FJ9B1UELQO4N81
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,654 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:collardm58@hotmail.com
Phone:0473/606363