Optio Consulting
ActiveOptio Consulting has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60k and a net result of €29. Equity is shrinking by ~15% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 29% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-3
Solvency40▼-2
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.38 against 0.5 in 2023), and 67.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.4%
Return on assets
0%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
35 d early
2022
49 d early
2021
40 d early
2020
5 d early
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€60k▼ 2.6%
2023 · €61k
2018: €225k
2019: €201k
2020: €203k
2021: €189k
2022: €63k
2023: €61k
2018 → 2024
Total assets
€184k▲ 2.6%
2023 · €180k
2018: €376k
2019: €357k
2020: €307k
2021: €312k
2022: €159k
2023: €180k
2018 → 2024
Net result
€29▼ 92.7%
2023 · €390
2018: €5k
2019: €2k
2020: €2k
2021: €13k
2022: €9k
2023: €390
2018 → 2024
Working capital
€-69k▼ 53.6%
2023 · €-45k
2018: €151k
2019: €124k
2020: €109k
2021: €93k
2022: €-35k
2023: €-45k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€203k-€189k▼ 6.9%€63k▼ 66.9%€61k▼ 1.9%€60k▼ 2.6%
Operating result€-1k-€14k€9k▼ 37.6%€5k▼ 44.1%€5k▲ 3.5%
Net result€2k-€13k▲ 628%€9k▼ 31.4%€390▼ 95.5%€29▼ 92.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 4% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €184k
Fixed assets
€141k▲ 5.4%
Current assets
€43k▼ 5.6%
Equity and liabilities €184k
Equity
€60k▼ 2.6%
Debt
€124k▲ 5.2%
The debt ratio rises from 65.9% to 67.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€22k▲
2023 · €19k
Cash flow
€17k▲
2023 · €14k
Solvency
32.4%▼
2023 · 34.1%
Current ratio
0.38▼
2023 · 0.50
Quick ratio
0.38▼
2023 · 0.50
Debt / equity
2.08▲
2023 · 1.93
ROE
0.0%▼
2023 · 0.6%
ROA
0.0%▼
2023 · 0.2%
Interest coverage
5.03▼
2023 · 5.07
Debt
€124k▲
2023 · €118k
Debt ≤ 1 year
€113k▲
2023 · €91k
Debt > 1 year
€12k▼
2023 · €27k
Income taxes
€673▼
2023 · €771
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€180k€184k▲
Fixed assets21/28€134k€141k▲
Tangible fixed assets22/27€132k€139k▲
Land and buildings22€120k€110k▼
Furniture and vehicles24€12k€29k▲
Financial fixed assets28€2k€2k=
Current assets29/58€46k€43k▼
Amounts receivable within one year40/41€13k€20k▲
Trade receivables40€10k€18k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€31k€20k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€180k€184k▲
Equity10/15€61k€60k▼
Contributions10/11€6k€6k=
Reserves13€47k€47k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€46k€46k=
Profit (loss) carried forward14€8k€6k▼
Amounts payable17/49€118k€124k▲
Amounts payable after more than one year17€27k€12k▼
Financial debts170/4€27k€12k▼
Amounts payable within one year42/48€91k€113k▲
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€10k€15k▲
Suppliers440/4€10k€15k▲
Taxes, remuneration and social security45€12k€12k▼
Taxes450/3€12k€12k▼
Other amounts payable47/48€54k€71k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€17k▲
Other operating charges640/8€6k€2k▼
Gross operating margin9900€25k€24k▼
Operating profit (loss)9901€5k€5k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€1k€702▼
Income taxes67/77€771€673▼
Profit (loss) for the period9904€390€29▼
Profit (loss) for the period to be appropriated9905€390€29▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Profit (loss) brought forward from the previous period14P€9k€8k▼
Transfer to equity691/2€390-
To other reserves6921€390-
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €29 ▼92.7%
Net result drops to €29, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €13k ▲628%
Operating result €14k, net result €13k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Campagne des Rites 301421 Braine-l'AlleudGround area
2,962 m²
Building footprint
134 m²
Volume, LiDAR
676 m³
Parcel 25078A0706/00E004, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Optio Consulting
since 20112.198.993.265
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25078A0706/00E004 | Wallonia | 2,962 m² | 1 · 134 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500FQDX6LX9JSWD25
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 38,872 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-05-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73200Market research and public opinion polling
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.