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Complete company report
Generated 05-08-2026
Active BE 0793.956.579Private limited company

COJAAC

Rue des Aubépines 1 ·4577 Modave, Belgium· 3 yrs active
Sector: Retail trade (47621)
Conclusion Checked

The computed 12-month bankruptcy probability of COJAAC is 4.1% (elevated). The 2023 annual accounts show equity of €15k and a net result of €-4k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €15k
Net result €-4k
Active 3 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health65Profitability0Solvency100Growth50Stability79
59 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 65
Profitability 0
Solvency 100
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
4.1% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
65 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 22-08-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Revenue-
EBITDA-
Net profit€-4k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€19k
Equity€15k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€15k
Employees (FTE)-
Ratios (computed)
2023
Current ratio5.23
Quick ratio1.10
Working capital ratio80.9%
Solvency80.9%
Debt / equity0.24
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-22.9%
ROE-28.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€19k
Current assets 29/58€19k
Stocks & contracts in progress 3€15k
Amounts receivable within one year 40/41€619
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€19k
Equity 10/15€15k
Contributions / capital 10/11€21k
Accumulated profits (losses) 14€-6k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Income statement
Gross operating margin 9900€-4k
Operating result 9901€-4k
Financial charges 65€316
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
Ratios computed by Checked.
Directors & mandates 2 directors
Former directors (2)
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Retail trade(47621)
Legal form Private limited company(610)
Incorporation25-11-2022
StatusActive
Postal code4577
Establishment units 1 location
ABAQUE DE JAC
Rue des Aubépines 1, 4577 ModaveVervaardiging van andere artikelen van papier of karton
since 20222.339.444.911
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61058A0440/00S002 Wallonia 1,688 m² 1 · 184 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
23-12-2025
State Gazette act Director changes
v3.2
22-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
20-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
20-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
29-11-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 7 months ago
2025
23-12-2025 2 resigning Director changes
  • BOITARD Jacques Wilfrid, Bestuurder
  • BOITARD Coralie Désirée, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BOITARD Jacques Wilfrid",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Est accept\u00E9e la d\u00E9mission de Monsieur BOITARD Jacques Wilfriddomicili\u00E9 \u00E0 55220 Lemmes (France), Grande-rue, 3 et Madame BOITARD Coralie D\u00E9sir\u00E9e, domicili\u00E9e \u00E0 54960 Mercy Le Bas (France), route Nationale, 57."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BOITARD Coralie D\u00E9sir\u00E9e",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Est accept\u00E9e la d\u00E9mission de Monsieur BOITARD Jacques Wilfriddomicili\u00E9 \u00E0 55220 Lemmes (France), Grande-rue, 3 et Madame BOITARD Coralie D\u00E9sir\u00E9e, domicili\u00E9e \u00E0 54960 Mercy Le Bas (France), route Nationale, 57."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0793.956.579",
    "name_full": "COJAAC",
    "legal_form": "SRL"
  }
}
2022
29-11-2022 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Rue des Aub\u00E9pines 1, 4577 Str\u00E9e-lez-Huy",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1975-11-30",
        "name": "Madame ALBERT Caroline Catherine Ferdinande Ghislaine",
        "niss": null,
        "address": "4577 Modave, Rue des Aub\u00E9pines, 1"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 7000,
      "holder_person_name": "Madame ALBERT Caroline Catherine Ferdinande Ghislaine",
      "is_subscriber_only": true,
      "n_shares_subscribed": 40,
      "amount_subscribed_eur": 7000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1953-09-12",
        "name": "Monsieur BOITARD Jacques Wilfrid",
        "niss": null,
        "address": "55220 Lemmes (France), Grande-rue, 3"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 7000,
      "holder_person_name": "Monsieur BOITARD Jacques Wilfrid",
      "is_subscriber_only": true,
      "n_shares_subscribed": 40,
      "amount_subscribed_eur": 7000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1987-12-03",
        "name": "Madame BOITARD Coralie D\u00E9sir\u00E9e",
        "niss": null,
        "address": "54960 Mercy Le Bas (France), route Nationale, 57"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 7000,
      "holder_person_name": "Madame BOITARD Coralie D\u00E9sir\u00E9e",
      "is_subscriber_only": true,
      "n_shares_subscribed": 40,
      "amount_subscribed_eur": 7000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 21000,
  "subject_company": {
    "kbo": "0793.956.579",
    "name_full": "COJAAC",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2022-11-24",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Groothandel in kantoor- en schoolbenodigdheden46492Groothandel in kantoor- en schoolbenodigdheden46492Groothandel in papier- en kartonwaren46493Groothandel in papier- en kartonwaren46493Detailhandel in spellen en speelgoed47640Detailhandel in spellen en speelgoed in gespecialiseerde winkels47650
Primary activity highlighted.
Names & trade names
Legal nameFR COJAAC
Registered office
Rue des Aubépines 1
4577 Modave, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative