SCHOLS NRJ
ActiveSCHOLS NRJ has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €234k and a net result of €56k. Equity is growing by ~43% per year across the filed fiscal years. Its solvency ranks better than 88% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 9.65 against 9.39 in 2024; short-term debt: 10.2% and cash: 90.1% of total assets), and 10.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.8%
Return on assets
21.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
6 d early
2024
34 d early
2023
8 d early
2022
13 d early
2021
9 d late
2020
1 d early
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€234k▲ 31.6%
2024 · €178k
2019: €29k
2020: €44k
2021: €53k
2022: €85k
2023: €123k
2024: €178k
2019 → 2025
Total assets
€261k▲ 31.3%
2024 · €199k
2019: €98k
2020: €108k
2021: €114k
2022: €123k
2023: €152k
2024: €199k
2019 → 2025
Net result
€56k▲ 1.3%
2024 · €55k
2019: €23k
2020: €17k
2021: €9k
2022: €32k
2023: €38k
2024: €55k
2019 → 2025
Working capital
€229k▲ 32.4%
2024 · €173k
2019: €21k
2020: €33k
2021: €45k
2022: €79k
2023: €119k
2024: €173k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€85k▲ 60.1%€123k▲ 44.3%€178k▲ 45.3%€234k▲ 31.6%
Operating result€14k-€37k▲ 158%€55k▲ 50.2%€70k▲ 26.7%€71k▲ 1.4%
Net result€9k-€32k▲ 248%€38k▲ 18.1%€55k▲ 47.6%€56k▲ 1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€5k▲ 3.0%
Current assets
€256k▲ 32.0%
Equity and liabilities €261k
Equity
€234k▲ 31.6%
Debt
€26k▲ 28.4%
The debt ratio falls from 10.4% to 10.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €71k
Cash flow
€61k▲
2024 · €56k
Solvency
89.8%▲
2024 · 89.6%
Current ratio
9.65▲
2024 · 9.39
Quick ratio
9.65▲
2024 · 9.39
Debt / equity
0.11▼
2024 · 0.12
ROE
24.0%▼
2024 · 31.2%
ROA
21.6%▼
2024 · 27.9%
Interest coverage
179.25▼
2024 · 181.41
Debt
€26k▲
2024 · €21k
Debt ≤ 1 year
€26k▲
2024 · €21k
Income taxes
€15k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€199k€261k▲
Fixed assets21/28€5k€5k▲
Tangible fixed assets22/27€5k€5k▲
Furniture and vehicles24€5k€5k▲
Current assets29/58€194k€256k▲
Amounts receivable within one year40/41€15k€18k▲
Trade receivables40€13k€13k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€176k€235k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€199k€261k▲
Equity10/15€178k€234k▲
Contributions10/11€6k€6k=
Reserves13€172k€228k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€171k€227k▲
Amounts payable17/49€21k€26k▲
Amounts payable within one year42/48€21k€26k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€7k€7k▼
Other amounts payable47/48€11k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€491€5k▲
Other operating charges640/8€957€930▼
Gross operating margin9900€71k€77k▲
Operating profit (loss)9901€70k€71k▲
Financial income75/76B€637€927▲
Recurring financial income75€637€927▲
Financial charges65/66B€389€422▲
Recurring financial charges65€389€422▲
Profit (loss) for the period before taxes9903€70k€71k▲
Income taxes67/77€15k€15k▲
Profit (loss) for the period9904€55k€56k▲
Profit (loss) for the period to be appropriated9905€55k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€56k▲
Transfer to equity691/2€55k€56k▲
To other reserves6921€55k€56k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €56k ▲1.3%
Operating result €71k, net result €56k, both a record.
31-12
Financial
Equity above €200kEq €234k ▲31.6%
7 profitable years in a row build equity to €234k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €178k ▲45.3%
6 profitable years in a row build equity to €178k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €123k ▲44.3%
5 profitable years in a row build equity to €123k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Weakest financial yearnet €9k ▼46.3%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Oudartstraat 221030 SchaarbeekGround area
96 m²
Building footprint
60 m²
Volume, LiDAR
659 m³
Parcel 21905C0025/00L000, Brussels · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SCHOLS NRJ
since 20192.288.320.565
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0025/00L000 | Brussels | 96 m² | 1 · 60 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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energytix
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STERK.BE
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SiMa Technologies Belgium
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-04-2019
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:nicolas@webzebra.net
Phone:0479/88.32.35