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Cogerim

Active
Public limited companyfounded 198046 years activeRijkswachtdreef 23, 9600 Ronse, BelgiumKBO/BCE: BE 0420.483.221
Summary

Cogerim has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €363,650 and a net result of €5,392. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 1,010 sector peers (NACE 41, fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
General construction of residential buildings
NACE 41001
#5 oldest company in Ronse, Construction sector1 site
Size
€744,481total assets 2025
Equity
€363,650
Profit
€5,392
Financial health
86 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.2%
Structure
Accounts 24 days early0 of 6 deeds read
Why 86- Sector Construction of residential and non-residential buildings (NACE 41)- Liquidity: current ratio 1.01, cash €16,421+ Size: total assets €744,481+ Figures for FY 2025 (filed 07-07-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 36% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Average
Solvency 74+1
equity 48.8% of total assets
Liquidity 27+1
short-term debt 51.2% · cash 2.2%
Profitability 40+5
return on assets 0.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,367 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.5 percentage points vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit up to €30,000 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.7 in 2024; short-term debt: 51.2% and cash: 2.2% of total assets), and 51.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 57% on solvency, 22% on liquidity, 24% on profitability and 39% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €744,481
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.01, cash €16,421
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 07-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
28 days late
2023
19 days late
2022
26 days early
2021
9 days late
2020
26 days late
2019
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: Oldest company in Ronse, Construction sectorin the Checked rankings #5 View
  • Positive: 8 profitable years in a rowprofit 2025: €5,392 8 years View
  • Active since 1980founded 03-04-1980 46 years View

By topic

Financials

Fiscal year
2025
Total assets
€744,481
Profit
€5,392
Solvency
48.8%
Total assets▼ 1.1%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 05-07-2023Annual accounts filed
  2. 31-12-2022Highest result since 2018
  3. 09-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General construction of residential buildingsNACE 41001
Founded
03-04-1980
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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