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Complete company report
Generated 29-06-2026
Active BE 0445.887.125Private limited company

COGEFIL

Boulevard Joseph Tirou 20 ·6000 Charleroi, Belgium· 34 yrs active
Sector: Wholesale trade (46190)
Conclusion Checked

The computed 12-month bankruptcy probability of COGEFIL is 0.5% (very low). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 34 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1991 — 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company — latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-08-2025 2025-00451458
31-12-2023 micro 27-08-2024 2024-00397987
31-12-2022 micro 29-08-2023 2023-00366406
31-12-2021 micro 31-07-2022 2022-20263870
31-12-2020 micro 24-08-2021 2021-52300596
31-12-2019 micro 26-08-2020 2020-44400535
31-12-2018 micro 28-08-2019 2019-51900412
31-12-2017 micro 17-08-2018 2018-47200109
31-12-2016 volledig 28-08-2017 2017-51200120
31-12-2015 volledig 24-08-2016 2016-45400496
Legal Structure
NACE primary Wholesale trade(46190)
Legal form Private limited company(610)
Incorporation11-12-1991
StatusActive
Postal code6000
Establishment units 1 location
Rue Eau-sur-Elle 43, 6043 Charleroi
Vervaardiging van motoren met inwendige verbranding en onderdelen daarvan, voor divers gebruik :voor railvoertuigen, landbouwwerktuigen en machines voor de bouwnijverheid, scheepsmotoren en buitenboot
since 19912.055.362.692
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52058A0497/00D002 Wallonia 2,650 m² 1 · 58 m² 11.6 m · 3 fl.
52011D0248/00X000 Wallonia 2,139 m² 1 · 1,915 m² 28.0 m · 7 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-11-2023
State Gazette act Director changes
Bernard LEMAIGRE
29-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
24-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
26-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
28-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
17-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
28-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
24-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad — acts 1 acts
All acts · 1 updated 2 years ago
2023
28-11-2023 2 directors appointed, 1 resigning Director changes·Bernard LEMAIGRE
  • BERGER Lina Irène Marie Antoinette Ghislaine — Bestuurder
  • GENNAUX Philippe — Bestuurder
  • CORNIL Jacqueline Renée Hermine — Bestuurder
Notary: Bernard LEMAIGRE · Charleroi
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "CORNIL Jacqueline Ren\u00E9e Hermine",
        "address": "6043 Ransart (Charleroi), Rue Eau-sur-Elle, 43",
        "birth_date": "1944-06-06",
        "profession": null,
        "birth_place": "Jumet"
      },
      "reason": "death",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "BERGER Lina Ir\u00E8ne Marie Antoinette Ghislaine",
        "address": "6000 Charleroi, Boulevard Joseph Tirou, 20/042",
        "birth_date": "1936-01-26",
        "profession": null,
        "birth_place": "Ch\u00E2telineau"
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "GENNAUX Philippe",
        "address": "229158 Singapour (Singapour), 3 Hullet Road, 04-05",
        "birth_date": "1972-03-16",
        "profession": null,
        "birth_place": "Charleroi"
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Bernard LEMAIGRE",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Charleroi",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-28",
    "filing_date": "2023-11-24",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-20",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0445.887.125",
    "name_full": "COGEFIL",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Bernard Lemaigre",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaire"
  },
  "co_filed_documents": [
    "Une exp\u00E9dition de l\u0027acte",
    "Pour extrait conforme"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms — you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Handelsbemiddeling in goederen, algemeen assortiment51190
Primary activity highlighted.
Names & trade names
Legal nameFR COGEFIL
Registered office
Boulevard Joseph Tirou 20 bus 8
6000 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative