Coformaco Manage
ActiveSummary
Coformaco Manage has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.69M and a net result of €5.45M. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+38
Solvency100▲+79
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €360k at 30 days acceptable
Liquidity ample (current ratio 36.22 against 13.55 in 2024; short-term debt: 2% and cash: 1.7% of total assets), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.7%
Return on assets
103.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
34 d early
2023
34 d early
2022
32 d early
2021
31 d early
2020
40 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.69M
2024 · €-767k
2018: €296k
2019: €403k
2020: €505k
2021: €549k
2022: €561k
2023: €90k
2024: €-767k
2018 → 2025
Total assets
€5.28M▼ 69.8%
2024 · €17.49M
2018: €3.62M
2019: €4.16M
2020: €4.41M
2021: €5.07M
2022: €5.74M
2023: €12.43M
2024: €17.49M
2018 → 2025
Net result
€5.45M
2024 · €-857k
2018: €-105k
2019: €106k
2020: €102k
2021: €45k
2022: €12k
2023: €-471k
2024: €-857k
2018 → 2025
Working capital
€3.72M▲ 242%
2024 · €1.09M
2018: €940k
2019: €950k
2020: €1.16M
2021: €1.50M
2022: €1.79M
2023: €1.58M
2024: €1.09M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€549k-€561k▲ 2.1%€90k▼ 84.0%€-767k€4.69M
Operating result€133k-€55k▼ 58.7%€-130k€-190k▼ 46.5%€55k
Net result€45k-€12k▼ 73.6%€-471k€-857k▼ 82.0%€5.45M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €55k after a loss of €190k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.28M
Fixed assets
€1.46M ▼ 91.1%
Current assets
€3.83M ▲ 226%
Equity and liabilities €5.28M
Equity
€4.69M
Debt
€598k
Debt finances 11.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€88k▲
2024 · €-156k
Cash flow
€5.49M▲
2024 · €-824k
Current ratio
36.22▲
2024 · 13.55
Quick ratio
36.19▲
2024 · 13.47
Debt to equity
0.13▲
2024 · -23.79
ROE
116.4%
ROA
103.2%▲
2024 · -4.9%
Interest coverage
0.08▲
2024 · -0.18
Debt ≤ 1 year
€106k▲
2024 · €87k
Debt > 1 year
€456k▼
2024 · €17.29M
Income taxes
€578▲
2024 · €-117k
Staff costs
€82k▼
2024 · €123k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€17.49M€5.28M▼
Fixed assets21/28€16.31M€1.46M▼
Tangible fixed assets22/27€90k€57k▼
Furniture and vehicles24€90k€57k▼
Financial fixed assets28€16.22M€1.40M▼
Current assets29/58€1.18M€3.83M▲
Amounts receivable after more than one year29€418k€0▼
Other amounts receivable291€418k€0▼
Stocks and contracts in progress3€6k€4k▼
Stocks30/36€6k€4k▼
Amounts receivable within one year40/41€530k€3.51M▲
Trade receivables40€401k€172k▼
Other amounts receivable41€129k€3.33M▲
Current investments50/53€163k€163k=
Cash at bank and in hand54/58€48k€88k▲
Deferred charges and accrued income490/1€9k€67k▲
Equity and liabilities
Total equity and liabilities10/49€17.49M€5.28M▼
Equity10/15€-767k€4.69M▲
Contributions10/11€519k€519k=
Reserves13€123€123=
Distributable reserves133€123€123=
Profit (loss) carried forward14€-1.29M€4.17M▲
Amounts payable17/49€18.26M€598k▼
Amounts payable after more than one year17€17.29M€456k▼
Financial debts170/4€17.29M€456k▼
Amounts payable within one year42/48€87k€106k▲
Current portion of amounts payable after more than one year42€31k€32k▲
Trade debts44€25k€36k▲
Suppliers440/4€25k€36k▲
Taxes, remuneration and social security45€31k€37k▲
Taxes450/3€18k€37k▲
Remuneration and social security454/9€12k€0▼
Accrued charges and deferred income492/3€882k€36k▼
Income statement
Code20242025
Non-recurring operating income76A€16k€0▼
Remuneration, social security and pensions62€123k€82k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€33k▼
Other operating charges640/8€119k€255▼
Non-recurring operating charges66A€0-
Gross operating margin9900€86k€170k▲
Operating profit (loss)9901€-190k€55k▲
Financial income75/76B€99k€6.49M▲
Recurring financial income75€99k€671k▲
Non-recurring financial income76B-€5.82M
Financial charges65/66B€884k€1.09M▲
Recurring financial charges65€884k€1.09M▲
Profit (loss) for the period before taxes9903€-975k€5.46M▲
Income taxes67/77€-117k€578▲
Profit (loss) for the period9904€-857k€5.45M▲
Profit (loss) for the period to be appropriated9905€-857k€5.45M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.29M€4.17M▲
Profit (loss) brought forward from the previous period14P€-429k€-1.29M▼
Social balance
Average headcount (FTE)90872.01.3▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
General meeting · Director appointment
Director reappointment · Permanent representative
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €5.45M
Net result €5.45M after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 36.22
Current ratio from 13.55 to 36.22.
31-12
Financial
Equity above €2MEq €4.69M
Equity rises from €-767k to €4.69M.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-857k
Net result drops to €-857k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-10
State Gazette act
General meeting · Director appointment
Permanent representative
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2020
31-12
Financial
Equity above €500kEq €505k ▲25.3%
2 profitable years in a row build equity to €505k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
25-05
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2019
31-12
Financial
Back to profitnet €106k
Net result €106k after one loss-making year.
31-12
Financial
Liquidity times 13current ratio 849.03
Current ratio from 64.22 to 849.03; short-term debt falls from €15k to €1k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 1558800 RoeselareGround area
7,646 m²
Building footprint
828 m²
Volume, LiDAR
6 m³
Parcel 36017A1278/00X003, Flanders · tallest building 0.6 m. Linked by address, not a title deed.
1 establishment unit
Pro-Fund
since 20152.242.355.235
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1278/00X003 | Flanders | 7,646 m² | 1 · 828 m² | 0.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
1 location
1 location
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,003 EUR awarded · 1,003 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 509 EUR | 509 EUR |
| 2024 | 1 | 45 EUR | 45 EUR |
| 2023 | 1 | 323 EUR | 323 EUR |
| 2022 | 1 | 126 EUR | 126 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 11,780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.