Cofo
ActiveCofo has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.71M and a net result of €1.66M. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 90% of 3256 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €270k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 13.18 in 2024), and 10.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.6%
Return on assets
54.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
37 d early
2023
21 d early
2022
21 d early
2021
17 d early
2020
30 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.71M▲ 127%
2024 · €1.19M
2018: €225k
2019: €367k
2020: €507k
2021: €726k
2022: €921k
2023: €1.00M
2024: €1.19M
2018 → 2025
Total assets
€3.02M▲ 116%
2024 · €1.40M
2018: €295k
2019: €657k
2020: €793k
2021: €987k
2022: €1.14M
2023: €1.22M
2024: €1.40M
2018 → 2025
Net result
€1.66M▲ 611%
2024 · €233k
2018: €42k
2019: €142k
2020: €168k
2021: €218k
2022: €196k
2023: €211k
2024: €233k
2018 → 2025
Working capital
€651k▼ 32.1%
2024 · €959k
2018: €190k
2019: €194k
2020: €307k
2021: €404k
2022: €597k
2023: €739k
2024: €959k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€726k-€921k▲ 27.0%€1.00M▲ 8.8%€1.19M▲ 19.0%€2.71M▲ 127%
Operating result€105k-€71k▼ 32.1%€112k▲ 57.1%€122k▲ 8.6%€15k▼ 87.6%
Net result€218k-€196k▼ 10.4%€211k▲ 8.0%€233k▲ 10.3%€1.66M▲ 611%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.02M
Fixed assets
€2.17M▲ 495%
Current assets
€849k▼ 18.2%
Equity and liabilities €3.02M
Equity
€2.71M▲ 127%
Debt
€314k▲ 50.2%
The debt ratio falls from 14.9% to 10.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€28k▼
2024 · €143k
Cash flow
€1.67M▲
2024 · €255k
Solvency
89.6%▲
2024 · 85.1%
Current ratio
4.29▼
2024 · 13.18
Quick ratio
4.29▼
2024 · 13.18
Debt / equity
0.12▼
2024 · 0.18
ROE
61.2%▲
2024 · 19.5%
ROA
54.8%▲
2024 · 16.6%
Interest coverage
8.13▼
2024 · 33.10
Debt
€314k▲
2024 · €209k
Debt ≤ 1 year
€198k▲
2024 · €79k
Debt > 1 year
€116k▼
2024 · €131k
Income taxes
€173k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.40M€3.02M▲
Fixed assets21/28€365k€2.17M▲
Tangible fixed assets22/27€235k€227k▼
Land and buildings22€221k€214k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€9k€9k▲
Financial fixed assets28€130k€1.95M▲
Current assets29/58€1.04M€849k▼
Amounts receivable after more than one year29€321k€271k▼
Other amounts receivable291€321k€271k▼
Amounts receivable within one year40/41€110k€22k▼
Trade receivables40€110k€15k▼
Other amounts receivable41-€7k
Current investments50/53€409k€364k▼
Cash at bank and in hand54/58€29k€175k▲
Deferred charges and accrued income490/1€169k€17k▼
Equity and liabilities
Total equity and liabilities10/49€1.40M€3.02M▲
Equity10/15€1.19M€2.71M▲
Contributions10/11€19k€19k=
Reserves13€1.17M€2.69M▲
Distributable reserves133€1.17M€2.69M▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€209k€314k▲
Amounts payable after more than one year17€131k€116k▼
Financial debts170/4€131k€116k▼
Amounts payable within one year42/48€79k€198k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€59k€176k▲
Taxes450/3€59k€176k▲
Other amounts payable47/48€90€689▲
Accrued charges and deferred income492/3-€218
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€13k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€147k€32k▼
Operating profit (loss)9901€122k€15k▼
Financial income75/76B€167k€1.82M▲
Recurring financial income75€167k€18k▼
Non-recurring financial income76B-€1.80M
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€284k€1.83M▲
Income taxes67/77€51k€173k▲
Profit (loss) for the period9904€233k€1.66M▲
Profit (loss) for the period to be appropriated9905€233k€1.66M▲
Appropriation of the result
Profit (loss) to be appropriated9906€237k€1.66M▲
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer from equity791/2€42k€142k▲
Transfer to equity691/2€233k€1.66M▲
To other reserves6921€233k€1.66M▲
Profit to be distributed694/7€42k€142k▲
Return on contributions (dividend)694€42k€142k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €1.66M ▲611%
Net result €1.66M, the highest in the series.
31-12
Financial
Equity above €2MEq €2.71M ▲127%
8 profitable years in a row build equity to €2.71M.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.00M ▲8.8%
6 profitable years in a row build equity to €1.00M.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €507k ▲38.2%
3 profitable years in a row build equity to €507k.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voetbalstraat 102580 PutteGround area
992 m²
Building footprint
147 m²
Volume, LiDAR
182 m³
Parcel 12429A0116/00R002, Flanders · tallest building 3.1 m. Linked by address, not a title deed.
1 establishment unit
COFO
since 20102.185.292.313
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12429A0116/00R002 | Flanders | 992 m² | 1 · 147 m² | 3.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 2,446 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2010
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.