Monolith Consult
ActiveMonolith Consult has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.71M and a net result of €671k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 3256 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €270k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 5.3 in 2024), and 27.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.8%
Return on assets
18%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 31-12-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
12 d early
2022
8 d early
2021
8 d early
2020
26 d late
2019
15 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close14-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.71M▼ 1.4%
2024 · €2.75M
2019: €1.09M
2020: €1.36M
2021: €1.50M
2022: €1.88M
2023: €2.50M
2024: €2.75M
2019 → 2025
Total assets
€3.73M▲ 9.2%
2024 · €3.41M
2019: €1.19M
2020: €1.47M
2021: €1.88M
2022: €2.16M
2023: €2.90M
2024: €3.41M
2019 → 2025
Net result
€671k▲ 7.8%
2024 · €622k
2019: €262k
2020: €270k
2021: €394k
2022: €378k
2023: €616k
2024: €622k
2019 → 2025
Working capital
€2.71M▼ 1.2%
2024 · €2.74M
2019: €1.07M
2020: €1.34M
2021: €1.49M
2022: €1.88M
2023: €2.52M
2024: €2.74M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.50M-€1.88M▲ 25.2%€2.50M▲ 32.8%€2.75M▲ 10.2%€2.71M▼ 1.4%
Operating result€523k-€482k▼ 7.7%€817k▲ 69.4%€809k▼ 1.0%€870k▲ 7.5%
Net result€394k-€378k▼ 3.9%€616k▲ 62.9%€622k▲ 1.0%€671k▲ 7.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.73M
Fixed assets
€35k▼ 3.6%
Current assets
€3.69M▲ 9.4%
Equity and liabilities €3.73M
Equity
€2.71M▼ 1.4%
Debt
€1.01M▲ 53.4%
The debt ratio rises from 19.4% to 27.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€889k▲
2024 · €820k
Cash flow
€690k▲
2024 · €633k
Solvency
72.8%▼
2024 · 80.6%
Current ratio
3.74▼
2024 · 5.30
Quick ratio
3.74▼
2024 · 5.30
Debt / equity
0.37▲
2024 · 0.24
ROE
24.7%▲
2024 · 22.6%
ROA
18.0%▼
2024 · 18.2%
Interest coverage
58.51▼
2024 · 60.82
Debt
€1.01M▲
2024 · €660k
Debt ≤ 1 year
€987k▲
2024 · €637k
Income taxes
€309k▲
2024 · €288k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.41M€3.73M▲
Fixed assets21/28€37k€35k▼
Tangible fixed assets22/27€37k€35k▼
Land and buildings22-€3k
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€29k€27k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€3.38M€3.69M▲
Amounts receivable after more than one year29€2.78M€3.00M▲
Other amounts receivable291€2.78M€3.00M▲
Amounts receivable within one year40/41€5k€4k▼
Trade receivables40€374€3k▲
Other amounts receivable41€4k€519▼
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€541k€628k▲
Deferred charges and accrued income490/1€49k€58k▲
Equity and liabilities
Total equity and liabilities10/49€3.41M€3.73M▲
Equity10/15€2.75M€2.71M▼
Contributions10/11€12k€12k=
Reserves13€2.74M€2.70M▼
Distributable reserves133€2.74M€2.70M▼
Amounts payable17/49€660k€1.01M▲
Amounts payable within one year42/48€637k€987k▲
Trade debts44€25k€15k▼
Suppliers440/4€25k€15k▼
Taxes, remuneration and social security45€67k€111k▲
Taxes450/3€67k€107k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€545k€861k▲
Accrued charges and deferred income492/3€23k€26k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€19k▲
Other operating charges640/8€9k€2k▼
Gross operating margin9900€828k€891k▲
Operating profit (loss)9901€809k€870k▲
Financial income75/76B€115k€125k▲
Recurring financial income75€115k€125k▲
Financial charges65/66B€13k€15k▲
Recurring financial charges65€13k€15k▲
Profit (loss) for the period before taxes9903€911k€980k▲
Income taxes67/77€288k€309k▲
Profit (loss) for the period9904€622k€671k▲
Profit (loss) for the period to be appropriated9905€622k€671k▲
Appropriation of the result
Profit (loss) to be appropriated9906€622k€671k▲
Transfer from equity791/2€367k€709k▲
Transfer to equity691/2€622k€671k▲
To other reserves6921€622k€671k▲
Profit to be distributed694/7€367k€709k▲
Return on contributions (dividend)694€367k€709k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-05
Financial
Highest result since 2019net €671k ▲7.8%
Operating result €870k, net result €671k, both a record.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-05
Financial
Equity above €2MEq €2.50M ▲32.8%
5 profitable years in a row build equity to €2.50M.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 15 days late
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
18-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 18 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Watermolenstraat 251742 TernatGround area
1.0 ha
Building footprint
2,870 m²
Volume, LiDAR
57,815 m³
2 parcels, Flanders · tallest building 30.5 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
MONOLITH CONSULT
since 20112.201.283.653
MONOLITH CONSULT
since 20112.201.283.752
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0161/00A006 | Flanders | 9,429 m² | 1 · 2,601 m² | 30.5 m · 8 fl. |
| 23071C0679/00P000 | Flanders | 1,064 m² | 1 · 268 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AXXI
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 2,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2011
Fiscal year end31-05
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.