COFINIMMO LEASE FINANCE
ActiveSummary
COFINIMMO LEASE FINANCE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €30k. Equity is growing by ~4.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38=
Solvency26=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.14 against 5.32 in 2024; short-term debt: 24.1% and cash: 47% of total assets), but 99.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.8%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
36 d early
2023
51 d early
2022
290 d late
2021
5 d late
2020
9 d late
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€30k▲ 357%
2024 · €7k
2018: €-35k
2022: €202k
2023: €-137k
2024: €7k
2018 → 2025
Working capital
€12.69M▼ 23.8%
2024 · €16.64M
2018: €29.52M
2022: €23.33M
2023: €20.47M
2024: €16.64M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182022202320242025Trend
Equity€90k-€236k▲ 161%€99k▼ 58.1%€105k▲ 6.6%€135k▲ 28.3%
Operating result€-42k-€-40k▲ 5.3%€153k€-25k€-31k▼ 22.7%
Net result€-35k-€202k€-137k€7k€30k▲ 357%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €25k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €16.73M
Equity
€135k ▲ 28.3%
Debt
€16.59M ▼ 18.6%
Debt's share of the balance-sheet total falls from 99.5% to 99.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
4.14▼
2024 · 5.32
ROE
22.1%▲
2024 · 6.2%
ROA
0.2%▲
2024 · 0.0%
Debt ≤ 1 year
€4.04M▲
2024 · €3.86M
Debt > 1 year
€4.18M▼
2024 · €8.14M
A ratio outside any meaningful range has been withheld (balance sheet total €16.73M, equity €135k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€20.49M€16.73M▼
Current assets29/58€20.49M€16.73M▼
Amounts receivable after more than one year29€8.56M€4.40M▼
Other amounts receivable291€8.56M€4.40M▼
Amounts receivable within one year40/41€4.05M€4.33M▲
Trade receivables40€116k€175k▲
Other amounts receivable41€3.93M€4.15M▲
Current investments50/53€10k€10k=
Cash at bank and in hand54/58€7.60M€7.85M▲
Deferred charges and accrued income490/1€282k€131k▼
Equity and liabilities
Total equity and liabilities10/49€20.49M€16.73M▼
Equity10/15€105k€135k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€37k€67k▲
Amounts payable17/49€20.39M€16.59M▼
Amounts payable after more than one year17€8.14M€4.18M▼
Financial debts170/4€8.14M€4.18M▼
Amounts payable within one year42/48€3.86M€4.04M▲
Current portion of amounts payable after more than one year42€3.74M€3.95M▲
Trade debts44€15k€12k▼
Suppliers440/4€15k€12k▼
Taxes, remuneration and social security45-€22k
Taxes450/3-€22k
Other amounts payable47/48€100k€50k▼
Accrued charges and deferred income492/3€8.40M€8.37M▼
Income statement
Code20242025
Other operating charges640/8€968-
Gross operating margin9900€-24k€-31k▼
Operating profit (loss)9901€-25k€-31k▼
Financial income75/76B€4.29M€4.12M▼
Recurring financial income75€4.29M€4.12M▼
Financial charges65/66B€4.26M€4.06M▼
Recurring financial charges65€4.26M€4.06M▼
Profit (loss) for the period before taxes9903€7k€30k▲
Profit (loss) for the period9904€7k€30k▲
Profit (loss) for the period to be appropriated9905€7k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€67k▲
Profit (loss) brought forward from the previous period14P€31k€37k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Equity above €100kEq €105k ▲6.6%
Equity rises from €99k to €105k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 290 days late
2023
31-12
Financial
Weakest financial yearnet €-137k ▼168%
Net result drops to €-137k, the lowest in the series; recovery starts the following year.
2022
31-12
Financial
Back to profitnet €202k
Net result €202k after one loss-making year.
31-12
Financial
Equity above €200kEq €236k ▲161%
Equity rises from €90k to €236k.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 5 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 9 days late
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
20 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 2701150 Sint-Pieters-WoluweGround area
1.9 ha
Building footprint
4,055 m²
Volume, LiDAR
65,676 m³
Parcel 21019A0155/00Z000, Brussels · tallest building 28.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Tervurenlaan 270, 1150 Sint-Pieters-Woluwe
since 20012.098.253.025
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0155/00Z000 | Brussels | 1.9 ha | 1 · 4,055 m² | 28.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Ownership & control
1 parent companyControl over this companyparent company per the LEI register1
Woluwe-Saint-Pierre
controls
COFINIMMO LEASE FINANCEBE 0475.161.032
Recognitions · licences · registrations
Legal Entity Identifier
549300X115HS7XG0SA40
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-07-2001
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.