COFINAS

Active Risk: not assessed

Private limited companyfounded 1989active for 37 yearsAvenue des Ardennes 30, 4500 Huy, BelgiumKBO/BCE: BE 0437.046.762

Summary

COFINAS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €186,456 and a net result of €35,718. Equity is shrinking by about 3.3% per year across the filed financial years. Its solvency ranks better than 75% of 3,039 sector peers (NACE 66, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

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COFINASActive

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Activity

Insurance agents and brokers

NACE 66220

5th oldest company in Huy, Finance and insurance sector1 site

Size

€0turnover 2025

Staff: 1 FTE
Equity: €186,456
Profit: €35,718

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Georges Henri FOSSOULDirector

2025 accounts filed 60 days late

Signalsraises risk2025 accounts filed 60 days latelowers riskGrowing equityShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.

lowers riskraises risk

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €186,456

2025 accounts filed 60 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

60 days late

2024

27 days late

2023

29 days late

2022

30 days late

2021

26 days late

2020

30 days late

2019

88 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-09-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Liquidity more than doubledcurrent ratio 1.67
27-08-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: 5th oldest company in Huy, Finance and insurance sectorin the Checked rankings No. 5 View
Positive: 8 profitable years in a rowprofit 2025: €35,718 8 years View
Active since 1989founded 02-03-1989 37 years View

By topic

Financials

Financial year: 2025
Turnover: €0
Profit: €35,718
Solvency: 75.1%

Turnover

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

Georges Henri FOSSOULDirector

Go to Board & ownership

Timeline

Events: 41
Since: 1990
Next accounts: by 31-07-2027

31-12-2024Highest result from 2018 to 2025
29-08-2024Annual accounts filed
31-12-2023Liquidity more than 6 times

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Insurance agents and brokersNACE 66220
Founded: 02-03-1989
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Articles of association

Provisions read: 28

Annual meeting: Second Friday of June at 18:00
Purpose: “L'agence d'affaire; La gestion; Les assurances; Les opérations immobilières; Les prêts et…” (deed in French)

Go to Articles of association

Key facts about COFINAS

What is the company number of COFINAS?: 0437.046.762. In Belgium the VAT number is the company number with BE in front: BE 0437.046.762.
Where is COFINAS based?: The registered office is at Avenue des Ardennes 30, 4500 Huy.Company details
What does COFINAS do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of COFINAS?: Private limited company (BV).
When was COFINAS founded?: On 02-03-1989.
Is COFINAS still active?: Yes, COFINAS is an active enterprise in the KBO register.
How many employees does COFINAS have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of COFINAS?: €0 in financial year 2025, according to the filed annual accounts.
Is COFINAS profitable?: In financial year 2025, COFINAS made a profit of €35,718.
Where can I find the annual accounts of COFINAS?: COFINAS filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COFINAS due?: By 31-07-2027, for financial year 2026.Timeline