Equity
€131,438 ▼ 65.9%
COFFICE paid out €425,800 in dividends. That is 248% of the 2025 profit.
COFFICE
Lifetime
7 annual accounts with figures on one time axispeak €1.1m (2025)
€1.1m▲ 16.7%
lowest -€121,661 (2019)
€171,438▲ 12.5%
peak €385,800 (2024)
€131,438▼ 65.9%
€669,959▲ 13.9%
peak 18.8 FTE (2025)
18.8 FTE▲ 9.3%
Board2 names since 2018
2 directorsHENS Lennard Maria Gerarda and 1 other
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Gross margin from €901,178 to €1.1mStaff from 17.2 FTE to 18.8 FTEReappointment: HENS Lennard (director) 15-05Dividend €425,800Equity from €385,800 to €131,438Cash from €290,209 to €134,776
Key points
from the 2025 annual accountsDebts
€669,959 84% of the balance sheet
Financial debts 29%Suppliers 21%Taxes and wages 26%Other 24%
Of this, €476,239 falls due within a year.
Staff
35 employees on 31-12-2025
In 2025, 248 short contracts started and 241 ended, on average 119 hours worked per contract. Staff averaged 19 full-time equivalents.
Liquidity
0.97 was 1.65 in 2024
Short-term debts rose from €354,872 to €476,239.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 8 to 63 days before the end of the period.
Position in the sector
€171,438
Higher net result than 91% of companies in food and beverage service. Sector median €10,278 · 4,838 companies.
Checked score
66
Healthy
Financially stronger than 42% of small companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 1,614 companies (NACE 56, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.6%▼ -0.1 percentage points vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.7%▲ +0.1 percentage points vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.6%▼ -0.1 percentage points vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.5%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 0.7%▲ +0.2 percentage points vs 06-2026
08-2026: 1.3%▲ +0.6 percentage points vs 07-2026highest value
09-2026: 1.3%● unchanged vs 08-2026highest value
10-2026: 1.1%▼ -0.2 percentage points vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Equity €131,438 (16.4% of total assets)
Size: 18.8 FTE, total assets €801,397
lowers risk
Figures for financial year 2025 (filed on 23-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, small). It does better than 34% of them on solvency, 34% on liquidity, 90% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as COFFICE has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COFFICE itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for COFFICE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.97 (1.65 in 2024), below 1. Short-term debt is 59.4% and cash 16.8% of total assets. 83.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
8 days early
2024
38 days early
2023
63 days early
2022
32 days early
2021
60 days early
2020
51 days early
2019
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 41 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0704579690
Reappointment: HENS Lennard (director)
“voorwerp” (deed in Dutch) · Gazette deed
Incorporation
Founders: HENS Lennard Maria Gerarda, HENS Eduard Irma, HENS Nena Maria Dirk and 2 others · Founding capital of €50,000, 100 shares, €25,000 paid up · Appointment: HENS Lennard Maria Gerarda (manager) · published on 17-09-2018 · Gazette deed
First establishment
IJzerenleen 33, Mechelen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COFFICE Mechelen | €801,397 | €1.1m | 16.4% | 18.8 |
| ZINDO Genk | €819,470 | €1.0m | 47.9% | 19.8 |
| KV FOOD La Louvière | €799,535 | €0.9m | -6.2% | 20.3 |
| SILEO UNO Leuven | €768,278 | €1.0m | 46.9% | 17.5 |
| CHINKY Ixelles | €906,818 | €1.1m | 42.7% | 18.4 |
| TRAZCELLES Overijse | €704,918 | €1.1m | 42.3% | 22.1 |
| RINAREST Aiseau-Presles | €655,390 | €0.9m | 7.1% | 17.8 |
These companies have the same main activity as COFFICE: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €655,000 and €907,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 13-09-2018Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 2 others
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.279.515.6382800 Mechelen, since 13-09-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 27-10-2025
Annual accounts 2025
- ≈ €1.8mestimated
- €801,397▼ 17.7%
- Employeeson 31-12-2025
- 35▲ 25.0%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on COFFICE
COFFICE files the abbreviated format. That format states no turnover. The gross margin rose from €78,354 in 2019 to €1.1m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COFFICE
- What is the company number of COFFICE?
- The company number of COFFICE is 0704.579.690. The VAT number is the same number with BE in front: BE 0704.579.690.
- Where is COFFICE based?
- The registered office is at IJzerenleen 33, 2800 Mechelen.Company details
- What does COFFICE do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of COFFICE?
- COFFICE is a private limited company (BV).
- When was COFFICE founded?
- COFFICE was founded on 13-09-2018.
- Is COFFICE still active?
- Yes, COFFICE is an active enterprise in the KBO register.
- How many employees does COFFICE have?
- COFFICE had an average of 18.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does COFFICE fall under?
- In its 2025 annual accounts, COFFICE states joint committee 302 (Hotels and catering).
- What is the turnover of COFFICE?
- The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €1.1m and 1,585 comparable companies of the same size. It probably lies between €1.2m and €3.0m. It is a rough estimate.
- Is COFFICE profitable?
- In financial year 2025, COFFICE made a profit of €171,438.
- Where can I find the annual accounts of COFFICE?
- COFFICE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COFFICE due?
- COFFICE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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