COESEMANS
ActiveSummary
The computed 12-month bankruptcy probability of COESEMANS is 2.0% (moderate). The 2024 annual accounts show equity of €251k and a net result of €61k. Equity is growing by ~45.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 9982 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▼-4
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 4.36 against 2.94 in 2023; short-term debt: 17% and cash: 6.4% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
83 d late
2022
135 d late
2021
31 d late
2020
15 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€251k▲ 32.0%
2023 · €190k
2020: €11k
2021: €74k
2022: €132k
2023: €190k
2020 → 2024
Total assets
€303k▲ 21.8%
2023 · €249k
2020: €16k
2021: €117k
2022: €166k
2023: €249k
2020 → 2024
Net result
€61k▲ 4.2%
2023 · €59k
2020: €9k
2021: €63k
2022: €58k
2023: €59k
2020 → 2024
Working capital
€173k▲ 55.0%
2023 · €112k
2020: €9k
2021: €56k
2022: €49k
2023: €112k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€74k▲ 569%€132k▲ 78.6%€190k▲ 44.4%€251k▲ 32.0%
Operating result€11k-€77k▲ 591%€64k▼ 17.0%€69k▲ 7.7%€75k▲ 7.8%
Net result€9k-€63k▲ 595%€58k▼ 7.5%€59k▲ 0.9%€61k▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 8% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €303k
Fixed assets
€78k ▼ 1.6%
Current assets
€225k ▲ 32.8%
Equity and liabilities €303k
Equity
€251k ▲ 32.0%
Debt
€52k ▼ 11.4%
Debt's share of the balance-sheet total falls from 23.6% to 17.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▲
2023 · €75k
Cash flow
€67k▲
2023 · €64k
Current ratio
4.36▲
2023 · 2.94
Debt to equity
0.21▼
2023 · 0.31
ROE
24.3%▼
2023 · 30.8%
ROA
20.1%▼
2023 · 23.5%
Interest coverage
476.54▲
2023 · 232.38
Debt ≤ 1 year
€52k▼
2023 · €58k
Income taxes
€23k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€249k€303k▲
Fixed assets21/28€80k€78k▼
Tangible fixed assets22/27€79k€78k▼
Land and buildings22€77k€75k▼
Plant, machinery and equipment23€569€190▼
Furniture and vehicles24€2k€3k▲
Financial fixed assets28€200€200=
Current assets29/58€170k€225k▲
Amounts receivable within one year40/41€157k€206k▲
Trade receivables40€28k€7k▼
Other amounts receivable41€129k€199k▲
Cash at bank and in hand54/58€13k€19k▲
Equity and liabilities
Total equity and liabilities10/49€249k€303k▲
Equity10/15€190k€251k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€188k€249k▲
Amounts payable17/49€59k€52k▼
Amounts payable within one year42/48€58k€52k▼
Trade debts44€26k€3k▼
Suppliers440/4€26k€3k▼
Taxes, remuneration and social security45€31k€49k▲
Taxes450/3€31k€49k▲
Accrued charges and deferred income492/3€1k€385▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€613€1k▲
Gross operating margin9900€75k€82k▲
Operating profit (loss)9901€69k€75k▲
Financial income75/76B€6k€10k▲
Recurring financial income75€6k€10k▲
Financial charges65/66B€322€168▼
Recurring financial charges65€322€168▼
Profit (loss) for the period before taxes9903€74k€84k▲
Income taxes67/77€16k€23k▲
Profit (loss) for the period9904€59k€61k▲
Profit (loss) for the period to be appropriated9905€59k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€188k€249k▲
Profit (loss) brought forward from the previous period14P€130k€188k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Equity above €200kEq €251k ▲32%
5 profitable years in a row build equity to €251k.
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
2023
31-12
Financial
Equity above €150kEq €190k ▲44.4%
4 profitable years in a row build equity to €190k.
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 135 days late
2022
31-12
Financial
Equity above €100kEq €132k ▲78.6%
3 profitable years in a row build equity to €132k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2020net €63k ▲595%
Operating result €77k, net result €63k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bevelsesteenweg 282560 NijlenGround area
665 m²
Building footprint
105 m²
Volume, LiDAR
311 m³
Parcel 12026D0426/00T004, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Coesemans
since 20202.309.587.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0426/00T004 | Flanders | 665 m² | 1 · 105 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Algemene Bouwwerken Vanluchene Brecht
BE 0745.793.903
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Ets SMETS Christian
BE 0446.645.705
Grez-Doiceau · Eq €251,336
GEBROEDERS CORNELISSEN
BE 0423.401.040
Zonhoven · Eq €251,285
Algemene bouwwerken Stevens William
BE 0449.677.845
Destelbergen · Eq €251,576
DMD CONSTRUCT
BE 0862.140.354
Pajottegem · Eq €251,117
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 11,491 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.