COENS JOHAN
ActiveCOENS JOHAN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €9k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 60% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+3
Solvency81▼-6
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 2.53 in 2024; short-term debt: 43.6% and cash: 38.8% of total assets), and 43.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.4%
Return on assets
4.6%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
37 d early
2023
97 d early
2022
52 d early
2021
31 d early
2020
16 d early
2019
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▲ 8.8%
2024 · €103k
2018: €150k
2019: €113k
2020: €106k
2021: €64k
2022: €97k
2023: €118k
2024: €103k
2018 → 2025
Total assets
€198k▲ 19.1%
2024 · €166k
2018: €169k
2019: €144k
2020: €147k
2021: €177k
2022: €215k
2023: €192k
2024: €166k
2018 → 2025
Net result
€9k▲ 273%
2024 · €2k
2018: €3k
2019: €561
2020: €6k
2021: €5k
2022: €36k
2023: €23k
2024: €2k
2018 → 2025
Working capital
€87k▲ 8.0%
2024 · €81k
2018: €93k
2019: €73k
2020: €76k
2021: €40k
2022: €72k
2023: €95k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€97k▲ 51.2%€118k▲ 20.9%€103k▼ 12.8%€112k▲ 8.8%
Operating result€8k-€56k▲ 605%€39k▼ 30.1%€-240€15k
Net result€5k-€36k▲ 639%€23k▼ 36.6%€2k▼ 89.5%€9k▲ 273%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €240 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€25k▼ 25.3%
Current assets
€174k▲ 30.0%
Equity and liabilities €198k
Equity
€112k▲ 8.8%
Debt
€86k▲ 35.7%
The debt ratio rises from 38.3% to 43.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €16k
Cash flow
€22k▲
2024 · €18k
Solvency
56.4%▼
2024 · 61.7%
Current ratio
2.01▼
2024 · 2.53
Quick ratio
1.84▼
2024 · 2.42
Debt / equity
0.77▲
2024 · 0.62
ROE
8.1%▲
2024 · 2.4%
ROA
4.6%▲
2024 · 1.5%
Interest coverage
30.52▲
2024 · 12.59
Debt
€86k▲
2024 · €64k
Debt ≤ 1 year
€86k▲
2024 · €53k
Debt > 1 year
€0▼
2024 · €11k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€198k▲
Fixed assets21/28€33k€25k▼
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€33k€24k▼
Plant, machinery and equipment23€5k€7k▲
Furniture and vehicles24€26k€17k▼
Other tangible fixed assets26€1k€124▼
Financial fixed assets28€135€135=
Current assets29/58€134k€174k▲
Stocks and contracts in progress3€6k€15k▲
Stocks30/36€6k€5k▼
Contracts in progress37-€10k
Amounts receivable within one year40/41€105k€80k▼
Trade receivables40€98k€69k▼
Other amounts receivable41€7k€11k▲
Cash at bank and in hand54/58€19k€77k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€166k€198k▲
Equity10/15€103k€112k▲
Contributions10/11€7k€7k=
Reserves13€96k€105k▲
Tax-exempt reserves132€0-
Distributable reserves133€96k€105k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€64k€86k▲
Amounts payable after more than one year17€11k€0▼
Financial debts170/4€11k€0▼
Amounts payable within one year42/48€53k€86k▲
Current portion of amounts payable after more than one year42€11k€11k▼
Trade debts44€26k€70k▲
Suppliers440/4€26k€70k▲
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Other amounts payable47/48€6k€637▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€13k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€18k€30k▲
Operating profit (loss)9901€-240€15k▲
Financial income75/76B€67€4▼
Recurring financial income75€67€4▼
Financial charges65/66B€1k€912▼
Recurring financial charges65€1k€912▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-1k€14k▲
Transfer from deferred taxes780€6k€0▼
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€2k€9k▲
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€2k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€9k▲
Transfer from equity791/2€11k€0▼
Transfer to equity691/2€0€9k▲
To other reserves6921€0€9k▲
Profit to be distributed694/7€13k€0▼
Return on contributions (dividend)694€13k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €118k ▲20.9%
6 profitable years in a row build equity to €118k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €36k ▲639%
Operating result €56k, net result €36k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €561 ▼78.8%
Net result drops to €561, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spanjaardshoek 169991 MaldegemGround area
1,202 m²
Building footprint
161 m²
Volume, LiDAR
816 m³
Parcel 43001H0614/00G000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COENS JOHAN BVBA
since 20082.172.202.261
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001H0614/00G000 | Flanders | 1,201 m² | 1 · 161 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEMS PROFESSIONAL SOLUTIONS
BE 0643.895.502
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DEER ENERGY
BE 1005.342.345
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MANUTHERM
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Thuin · Eq €112k
VELGHE INGO
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V en V INSTALLATIEBEDRIJF
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Antwerpen · Eq €112k
Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 3,052 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2008
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.