Santhonis
ActiveSanthonis has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €16k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+4
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 7.88 against 5.74 in 2024; short-term debt: 11.1% and cash: 1.3% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
7.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
110 d late
2022
122 d late
2021
267 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€177k▲ 10.0%
2024 · €161k
2018: €104k
2019: €113k
2020: €123k
2021: €125k
2022: €140k
2023: €151k
2024: €161k
2018 → 2025
Total assets
€224k▼ 1.3%
2024 · €227k
2018: €140k
2019: €138k
2020: €212k
2021: €215k
2022: €166k
2023: €296k
2024: €227k
2018 → 2025
Net result
€16k▲ 61.4%
2024 · €10k
2018: €8k
2019: €8k
2020: €10k
2021: €14k
2022: €16k
2023: €11k
2024: €10k
2018 → 2025
Working capital
€171k▲ 10.6%
2024 · €155k
2018: €103k
2019: €110k
2020: €118k
2021: €111k
2022: €132k
2023: €144k
2024: €155k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€140k▲ 12.5%€151k▲ 7.8%€161k▲ 6.6%€177k▲ 10.0%
Operating result€21k-€25k▲ 17.8%€12k▼ 53.6%€12k▲ 1.2%€17k▲ 45.1%
Net result€14k-€16k▲ 10.9%€11k▼ 30.2%€10k▼ 8.4%€16k▲ 61.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€28k▼ 29.4%
Current assets
€196k▲ 4.6%
Equity and liabilities €224k
Equity
€177k▲ 10.0%
Debt
€46k▼ 29.2%
The debt ratio falls from 28.9% to 20.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €23k
Cash flow
€28k▲
2024 · €22k
Solvency
79.3%▲
2024 · 71.1%
Current ratio
7.88▲
2024 · 5.74
Quick ratio
7.88▲
2024 · 5.74
Debt / equity
0.26▼
2024 · 0.41
ROE
9.1%▲
2024 · 6.2%
ROA
7.2%▲
2024 · 4.4%
Interest coverage
13.94▲
2024 · 8.84
Debt
€46k▼
2024 · €65k
Debt ≤ 1 year
€25k▼
2024 · €33k
Debt > 1 year
€21k▼
2024 · €33k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€227k€224k▼
Fixed assets21/28€39k€28k▼
Tangible fixed assets22/27€39k€28k▼
Leasing and similar rights25€39k€28k▼
Current assets29/58€187k€196k▲
Amounts receivable within one year40/41€173k€189k▲
Trade receivables40€45k€32k▼
Other amounts receivable41€128k€157k▲
Current investments50/53€4k€4k=
Cash at bank and in hand54/58€11k€3k▼
Equity and liabilities
Total equity and liabilities10/49€227k€224k▼
Equity10/15€161k€177k▲
Contributions10/11€12k€12k=
Reserves13€149k€165k▲
Distributable reserves133€149k€165k▲
Amounts payable17/49€65k€46k▼
Amounts payable after more than one year17€33k€21k▼
Financial debts170/4€33k€21k▼
Amounts payable within one year42/48€33k€25k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Financial debts43€5k€5k▼
Other loans439€5k€5k▼
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€25k€30k▲
Operating profit (loss)9901€12k€17k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€15k€22k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€10k€16k▲
Profit (loss) for the period to be appropriated9905€10k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€16k▲
Transfer to equity691/2€10k€16k▲
To other reserves6921€10k€16k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €16k ▲61.4%
Net result €16k, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 5.74
Current ratio from 2.42 to 5.74; short-term debt falls from €101k to €33k.
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 110 days late
2023
31-12
Financial
Equity above €150kEq €151k ▲7.8%
6 profitable years in a row build equity to €151k.
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
24-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 267 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 6.35
Current ratio from 2.28 to 6.35; short-term debt falls from €87k to €25k.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €8k ▼2.3%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 572390 MalleGround area
397 m²
Building footprint
101 m²
Volume, LiDAR
670 m³
Parcel 11032D0178/00E002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Santhonis
since 20092.182.466.643
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032D0178/00E002 | Flanders | 397 m² | 1 · 101 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PLOUETTE-DETALLE
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Olivier Jacqmain
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NC Invest
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Of 7,036 companies in sector 43221 we hold annual accounts for 3,468. 2,940 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2009
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.