Summary
COEMAN TRADING has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.66M and a net result of €3.01M. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 3187 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-09-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
36 d early
2023
33 d early
2022
133 d early
2021
41 d early
2020
26 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€15.97M▼ 8.4%
2024 · €17.43M
2020: €19.77M
2021: €18.35M
2022: €26.54M
2023: €25.43M
2024: €17.43M
2020 → 2025
EBIT margin
7.2%▲ 0.2pp
2024 · 7.0%
2020: 5.4%
2021: 7.2%
2022: 9.3%
2023: 6.9%
2024: 7.0%
2020 → 2025
Net result
€3.01M▼ 23.4%
2024 · €3.93M
2019: €197k
2020: €880k
2021: €1.11M
2022: €2.05M
2023: €25.41M
2024: €3.93M
2019 → 2025
Working capital
€3.67M▼ 13.9%
2024 · €4.26M
2019: €-6k
2020: €873k
2021: €1.99M
2022: €4.06M
2023: €4.78M
2024: €4.26M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€18.35M-€26.54M▲ 44.6%€25.43M▼ 4.2%€17.43M▼ 31.5%€15.97M▼ 8.4%
Equity€8.06M-€10.11M▲ 25.4%€6.78M▼ 33.0%€6.21M▼ 8.4%€5.66M▼ 8.8%
Operating result€1.32M-€2.47M▲ 87.1%€1.75M▼ 29.0%€1.23M▼ 30.0%€1.15M▼ 6.2%
Net result€1.11M-€2.05M▲ 84.6%€25.41M▲ 1,139%€3.93M▼ 84.5%€3.01M▼ 23.4%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 6% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.02M
Fixed assets
€6.06M =
Current assets
€3.97M ▼ 15.3%
Equity and liabilities €10.02M
Equity
€5.66M ▼ 8.8%
Debt
€4.36M ▼ 3.8%
Debt's share of the balance-sheet total rises from 42.2% to 43.5%. Equity and debt are lower.
Key figures and ratios
ROE
53.2%▼
2024 · 63.3%
ROA
30.0%▼
2024 · 36.6%
Debt ≤ 1 year
€295k▼
2024 · €419k
Debt > 1 year
€4.00M=
2024 · €4.00M
Income taxes
€255k▼
2024 · €279k
Staff costs
€270k▲
2024 · €261k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 79 lines
Balance sheet
Code20242025
Assets
Total assets20/58€10.74M€10.02M▼
Fixed assets21/28€6.06M€6.06M=
Financial fixed assets28€6.06M€6.06M=
Affiliated companies280/1€6.06M€6.06M=
Participating interests280€6.06M€6.06M=
Current assets29/58€4.68M€3.97M▼
Stocks and contracts in progress3€678k€902k▲
Stocks30/36€678k€902k▲
Goods purchased for resale34€678k€902k▲
Amounts receivable within one year40/41€1.32M€896k▼
Trade receivables40€1.19M€876k▼
Other amounts receivable41€132k€20k▼
Current investments50/53€2.25M€1.50M▼
Other investments51/53€2.25M€1.50M▼
Cash at bank and in hand54/58€438k€670k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€10.74M€10.02M▼
Equity10/15€6.21M€5.66M▼
Contributions10/11€4.75M€4.75M=
Capital10€4.75M€4.75M=
Issued capital100€4.75M€4.75M=
Outside capital11€0-
Other1109/19€0-
Reserves13€498k€681k▲
Non-distributable reserves130/1€100k€461k▲
Legal reserve130-€461k
Reserves not available under the articles1311€100k€0▼
Tax-exempt reserves132€398k€220k▼
Distributable reserves133€48€48=
Profit (loss) carried forward14€958k€231k▼
Amounts payable17/49€4.53M€4.36M▼
Amounts payable after more than one year17€4.00M€4.00M=
Financial debts170/4€4.00M€4.00M=
Other loans174€4.00M€4.00M=
Amounts payable within one year42/48€419k€295k▼
Financial debts43€128k€0▼
Credit institutions430/8€128k€0▼
Trade debts44€241k€242k▲
Suppliers440/4€241k€242k▲
Taxes, remuneration and social security45€49k€53k▲
Taxes450/3€3k€3k▲
Remuneration and social security454/9€47k€51k▲
Accrued charges and deferred income492/3€114k€67k▼
Income statement
Code20242025
Operating income70/76A€17.43M€15.97M▼
Turnover70€17.43M€15.97M▼
Other operating income74€5k€5k▼
Operating charges60/66A€16.21M€14.82M▼
Goods for resale, raw materials and consumables60€15.69M€14.28M▼
Purchases600/8€16.01M€14.51M▼
Change in stocks: decrease (increase)609€-322k€-224k▲
Services and other goods61€254k€266k▲
Remuneration, social security and pensions62€261k€270k▲
Other operating charges640/8€1k€1k▲
Operating profit (loss)9901€1.23M€1.15M▼
Financial income75/76B€3.18M€2.31M▼
Recurring financial income75€3.18M€2.31M▼
Income from financial fixed assets750€3.10M€2.25M▼
Income from current assets751€82k€56k▼
Other financial income752/9€0€0▲
Financial charges65/66B€200k€193k▼
Recurring financial charges65€200k€193k▼
Debt charges650€199k€192k▼
Other financial charges652/9€1k€829▼
Profit (loss) for the period before taxes9903€4.21M€3.27M▼
Income taxes67/77€279k€255k▼
Taxes670/3€279k€255k▼
Profit (loss) for the period9904€3.93M€3.01M▼
Transfer from tax-exempt reserves789€96k€178k▲
Profit (loss) for the period to be appropriated9905€4.03M€3.19M▼
Appropriation of the result
Profit (loss) to be appropriated9906€5.46M€4.15M▼
Profit (loss) brought forward from the previous period14P€1.43M€958k▼
Transfer from equity791/2€0-
From reserves792€0-
Transfer to equity691/2-€361k
To the legal reserve6920-€361k
Profit to be distributed694/7€4.50M€3.55M▼
Return on contributions (dividend)694€4.50M€3.55M▼
Employees696-€5k
Social balance
Average headcount (FTE)90873.53.5=
The notes to these accounts (44 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Highest result since 2019net €25.41M ▲1139%
Net result €25.41M, the highest in the series.
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial
Liquidity times 11current ratio 29.48
Current ratio from 2.69 to 29.48; short-term debt falls from €1.18M to €142k.
31-03
Financial
Equity above €10MEq €10.11M ▲25.4%
4 profitable years in a row build equity to €10.11M.
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Textielstraat 178790 WaregemGround area
1.6 ha
Building footprint
8,460 m²
Volume, LiDAR
83,151 m³
Parcel 34453F0309/00M000, Flanders · tallest building 16.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COEMAN TRADING
since 20082.168.516.855
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34453F0309/00M000 | Flanders | 1.6 ha | 1 · 8,460 m² | 16.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 821 EUR awarded · 865 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 207 EUR | 207 EUR |
| 2024 | 1 | 105 EUR | 105 EUR |
| 2023 | 1 | 441 EUR | 485 EUR |
| 2022 | 1 | 68 EUR | 68 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 10,332 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-12-2007
Fiscal year end31-03
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
70200Business and other management consultancy
64210Activities of holding companies
73200Market research and public opinion polling
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.