CODEM CONSULTANCY
ActiveSummary
CODEM CONSULTANCY has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €80k. Its solvency ranks better than 73% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 4.7; short-term debt: 21% and cash: 85.9% of total assets), and 21% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
76.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€83k
Total assets
€105k
Net result
€80k
Working capital
€81k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €105k
Fixed assets
€2k
Current assets
€103k
Equity and liabilities €105k
Equity
€83k
Debt
€22k
Debt finances 21.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€101k
Cash flow
€80k
Current ratio
4.70
Debt to equity
0.27
ROE
96.4%
ROA
76.2%
Interest coverage
2563.06
Debt ≤ 1 year
€22k
Income taxes
€21k
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet
Code2025
Assets
Total assets20/58€105k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Other tangible fixed assets26€2k
Current assets29/58€103k
Amounts receivable within one year40/41€13k
Trade receivables40€13k
Cash at bank and in hand54/58€90k
Deferred charges and accrued income490/1€492
Equity and liabilities
Total equity and liabilities10/49€105k
Equity10/15€83k
Contributions10/11€3k
Reserves13€80k
Distributable reserves133€80k
Amounts payable17/49€22k
Amounts payable within one year42/48€22k
Trade debts44€0
Suppliers440/4€0
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Other amounts payable47/48€854
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€18k
Gross operating margin9900€119k
Operating profit (loss)9901€101k
Financial charges65/66B€39
Recurring financial charges65€39
Profit (loss) for the period before taxes9903€101k
Income taxes67/77€21k
Profit (loss) for the period9904€80k
Profit (loss) for the period to be appropriated9905€80k
Appropriation of the result
Profit (loss) to be appropriated9906€80k
Transfer to equity691/2€80k
To other reserves6921€80k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €66 |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €18k |
| Gross operating margin9900 | €119k |
| Operating profit (loss)9901 | €101k |
| Financial charges65/66B | €39 |
| Recurring financial charges65 | €39 |
| Profit (loss) for the period before taxes9903 | €101k |
| Income taxes67/77 | €21k |
| Profit (loss) for the period9904 | €80k |
| Profit (loss) for the period to be appropriated9905 | €80k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €105k | |
| Fixed assets21/28 | €2k | |
| Tangible fixed assets22/27 | €2k | |
| Other tangible fixed assets26 | €2k | |
| Current assets29/58 | €103k | |
| Amounts receivable within one year40/41 | €13k | |
| Trade receivables40 | €13k | |
| Cash at bank and in hand54/58 | €90k | |
| Deferred charges and accrued income490/1 | €492 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €105k | |
| Equity10/15 | €83k | |
| Contributions10/11 | €3k | |
| Reserves13 | €80k | |
| Distributable reserves133 | €80k | |
| Amounts payable17/49 | €22k | |
| Amounts payable within one year42/48 | €22k | |
| Trade debts44 | €0 | |
| Suppliers440/4 | €0 | |
| Taxes, remuneration and social security45 | €21k | |
| Taxes450/3 | €21k | |
| Other amounts payable47/48 | €854 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €80k |
| + Depreciation and write-downs630 | €66 |
| Operating cash flow (approximation) | €80k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2024
Ground area
904 m²
Building footprint
152 m²
Parcel 13039E0061/00L002, Flanders. Linked by address, not a title deed.
1 establishment unit
CODEM CONSULTANCY
since 20242.358.464.433
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13039E0061/00L002 | Flanders | 904 m² | 1 · 152 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,582 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.