CODEFIN
ActiveThe computed 12-month bankruptcy probability of CODEFIN is 2.5% (moderate). The 2025 annual accounts show equity of €13k and a net result of €13k. Its solvency ranks better than 60% of 7321 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency96
Growth-
Stability67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.13), and 46.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.1%
Return on assets
53.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
18 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€13k
Total assets
€24k
Net result
€13k
Working capital
€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €24k
Equity
€13k
Debt
€11k
Debt finances 46.9% of the balance-sheet total.
Key figures and ratios
Solvency
53.1%
Current ratio
2.13
Quick ratio
2.13
Debt / equity
0.88
ROE
100.0%
ROA
53.1%
Debt
€11k
Debt ≤ 1 year
€11k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€24k
Current assets29/58€24k
Amounts receivable within one year40/41€24k
Trade receivables40€470
Other amounts receivable41€23k
Cash at bank and in hand54/58€16
Deferred charges and accrued income490/1€129
Equity and liabilities
Total equity and liabilities10/49€24k
Equity10/15€13k
Profit (loss) carried forward14€13k
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Trade debts44€1k
Suppliers440/4€1k
Advances received on contracts in progress46€6k
Taxes, remuneration and social security45€4k
Remuneration and social security454/9€4k
Income statement
Code2025
Other operating charges640/8€450
Gross operating margin9900€16k
Operating profit (loss)9901€15k
Financial income75/76B€1k
Recurring financial income75€1k
Financial charges65/66B€16
Recurring financial charges65€16
Profit (loss) for the period before taxes9903€17k
Income taxes67/77€4k
Profit (loss) for the period9904€13k
Profit (loss) for the period to be appropriated9905€13k
Appropriation of the result
Profit (loss) to be appropriated9906€13k
Timeline · acts, filings and financial milestones
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 8971180 UkkelGround area
347 m²
Building footprint
329 m²
Volume, LiDAR
3,129 m³
Parcel 21616A0121/00Y002, Brussels · tallest building 17.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CODEFIN
since 20252.370.858.261
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0121/00Y002 | Brussels | 347 m² | 1 · 329 m² | 17.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MLV BOUW
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SANG NEUF
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Eghezée · Eq €13k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 10,006 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2025
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
43331Floor and wall tiling
43990Other specialised construction activities
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.