CoCoMa
ActiveThe computed 12-month bankruptcy probability of CoCoMa is 2.1% (moderate). For CoCoMa, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €100k and a net result of €-23k. Equity is growing by ~44.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 15869 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability9▼-89
Solvency57▼-18
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.3%
Return on assets
-7.5%
Age of the figures
27 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 229 days later.
NBB · 6 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline17-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 28-02-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
28 d late
2023
267 d late
2022
4 d early
2021
21 d late
2020
11 d late
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€100k▼ 18.8%
2023 · €123k
2019: €19k
2020: €21k
2021: €24k
2022: €65k
2023: €123k
2019 → 2024
Total assets
€308k▲ 26.3%
2023 · €244k
2019: €227k
2020: €43k
2021: €88k
2022: €260k
2023: €244k
2019 → 2024
Net result
€-23k
2023 · €58k
2019: €179
2020: €2k
2021: €3k
2022: €41k
2023: €58k
2019 → 2024
Working capital
€99k▼ 18.4%
2023 · €121k
2019: €19k
2020: €21k
2021: €21k
2022: €63k
2023: €121k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€24k▲ 15.9%€65k▲ 172%€123k▲ 89.8%€100k▼ 18.8%
Operating result€2k-€4k▲ 65.5%€62k▲ 1,403%€88k▲ 42.2%€-24k
Net result€2k-€3k▲ 86.4%€41k▲ 1,148%€58k▲ 42.1%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €24k after €88k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €308k
Fixed assets
€457▼ 63.2%
Current assets
€308k▲ 26.8%
Equity and liabilities €308k
Equity
€100k▼ 18.8%
Debt
€209k▲ 72.0%
The debt ratio rises from 49.7% to 67.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-23k▼
2023 · €88k
Cash flow
€-22k▼
2023 · €59k
Solvency
32.3%▼
2023 · 50.3%
Current ratio
1.47▼
2023 · 2.00
Quick ratio
1.47▼
2023 · 2.00
Debt / equity
2.10▲
2023 · 0.99
ROE
-23.2%▼
2023 · 47.3%
ROA
-7.5%▼
2023 · 23.8%
Interest coverage
-212.00▼
2023 · 191.57
Debt
€209k▲
2023 · €121k
Debt ≤ 1 year
€209k▲
2023 · €121k
Income taxes
€-676▼
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€244k€308k▲
Fixed assets21/28€1k€457▼
Tangible fixed assets22/27€1k€457▼
Furniture and vehicles24€1k€457▼
Current assets29/58€243k€308k▲
Amounts receivable within one year40/41€221k€305k▲
Trade receivables40€221k€305k▲
Other amounts receivable41€269€46▼
Cash at bank and in hand54/58€22k€3k▼
Equity and liabilities
Total equity and liabilities10/49€244k€308k▲
Equity10/15€123k€100k▼
Contributions10/11€19k€19k=
Reserves13€99k€99k=
Distributable reserves133€99k€99k=
Profit (loss) carried forward14€5k€-18k▼
Amounts payable17/49€121k€209k▲
Amounts payable within one year42/48€121k€209k▲
Trade debts44€64€91k▲
Suppliers440/4€64€91k▲
Taxes, remuneration and social security45€47k€55k▲
Taxes450/3€30k€29k▼
Remuneration and social security454/9€17k€26k▲
Other amounts payable47/48€75k€63k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€825€784▼
Other operating charges640/8-€50
Non-recurring operating charges66A-€1k
Gross operating margin9900€88k€-22k▼
Operating profit (loss)9901€88k€-24k▼
Financial charges65/66B€461€108▼
Recurring financial charges65€461€108▼
Profit (loss) for the period before taxes9903€87k€-24k▼
Income taxes67/77€29k€-676▼
Profit (loss) for the period9904€58k€-23k▼
Profit (loss) for the period to be appropriated9905€58k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€-18k▼
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer to equity691/2€58k-
To other reserves6921€58k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 267 days late
30-06
Financial
Weakest financial yearnet €-23k ▼140%
Net result drops to €-23k, the lowest in the series.
2023
30-06
Financial
Highest result since 2019net €58k ▲42.1%
Operating result €88k, net result €58k, both a record.
30-06
Financial
Equity above €100kEq €123k ▲89.8%
5 profitable years in a row build equity to €123k.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
17-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edith Cavellstraat 141180 UkkelGround area
3,777 m²
Building footprint
1,828 m²
Volume, LiDAR
48,508 m³
Parcel 21612C0002/00C019, Brussels · tallest building 43.0 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
CoCoMa SPRL
since 20182.298.298.697
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0002/00C019 | Brussels | 3,776 m² | 1 · 1,828 m² | 43.0 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,565 companies in sector 46900 we hold annual accounts for 920. 595 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2018
Fiscal year end30-06
Activities, NACEBEL
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.