L’Apartement BE

Active

Private limited companyfounded 2017active for 9 yearsReyndersstraat 30, 2000 Antwerpen, Belgium23 active companies are registered at this addressKBO/BCE: BE 0680.993.349

Summary

The computed 12-month bankruptcy probability of L’Apartement BE is 10.0% (elevated). The 2024 annual accounts show equity of €5,915 and a net result of €4,646. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 10% of 8,969 sector peers (NACE 46, financial year 2024). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

L’Apartement BEActiveChecked score 32/100

Risk analysis Report Compare

Activity

Non-specialised wholesale trade

NACE 46900

Size

€343,426total assets 2024

Equity: €5,915
Profit: €4,646

Turnover not published (abbreviated format)

Financial health

32 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 10.0%

Structure

Parent: L'Apartement Ltd

EDGEDALE Mirabel Jean ElaineDirector

2025 accounts not filed, 87 days past the deadline1 of 3 deeds summarised

Why 32raises riskFigures for financial year 2024 (filed 22-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 81 days late; 2 of the last 3 lateNo registered site in the KBOLiquidity: current ratio 1.02, cash €253, halvedShow the evidence

Checked score

Score 2024

32 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 38% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Weak

Solvency 27+2

equity 1.7% of total assets

Liquidity 0-1

short-term debt 98.3% · cash 0.1%

Profitability 41+11

return on assets 1.4%

Bankruptcy probability, 12 months

10.0% Elevated

0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,883 companies, NACE 46, micro)

Last 24 months 11-2024: 2.0%lowest value 12-2024: 2.4%▲ +0.4 percentage points vs 11-2024 01-2025: 4.4%▲ +2.0 percentage points vs 12-2024 02-2025: 4.5%▲ +0.1 percentage points vs 01-2025 03-2025: 5.8%▲ +1.3 percentage points vs 02-2025 04-2025: 7.6%▲ +1.8 percentage points vs 03-2025 05-2025: 7.6%● unchanged vs 04-2025 06-2025: 8.0%▲ +0.4 percentage points vs 05-2025 07-2025: 7.3%▼ -0.7 percentage points vs 06-2025 08-2025: 7.3%● unchanged vs 07-2025 09-2025: 7.2%▼ -0.1 percentage points vs 08-2025 10-2025: 14.7%▲ +7.5 percentage points vs 09-2025highest value 11-2025: 5.5%▼ -9.2 percentage points vs 10-2025 12-2025: 5.5%● unchanged vs 11-2025 01-2026: 5.5%● unchanged vs 12-2025 02-2026: 5.4%▼ -0.1 percentage points vs 01-2026 03-2026: 5.4%● unchanged vs 02-2026 04-2026: 5.3%▼ -0.1 percentage points vs 03-2026 05-2026: 5.2%▼ -0.1 percentage points vs 04-2026 06-2026: 5.0%▼ -0.2 percentage points vs 05-2026 07-2026: 4.7%▼ -0.3 percentage points vs 06-2026 08-2026: 5.8%▲ +1.1 percentage points vs 07-2026 09-2026: 6.6%▲ +0.8 percentage points vs 08-2026 10-2026: 10.0%▲ +3.4 percentage points vs 09-2026

No publishable credit limit; credit only on tighter terms

Liquidity tight (current ratio 1.02, compared with 1.13 in 2023, below the usual 1.5; short-term debt: 98.3% and cash: 0.1% of total assets), and 98.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 18% on solvency, 2% on liquidity, 33% on profitability and 98% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

raises risk

Figures for financial year 2024 (filed 22-10-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 81 days late; 2 of the last 3 late

NBB · filings

No registered site in the KBO

KBO · seat and establishments

Liquidity: current ratio 1.02, cash €253, halved

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8969 sector peers (2024).

NBB · sector comparison

Position among 8969 sector peers

Solvency

better than 10%

← weakest strongest →

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.

NBB · 7 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline26-10-2026 today

2024 accounts filed 81 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-10-2025, 81 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 7 filings

Deviation from the deadline

2025

not filed

2024

81 days late

2023

404 days late

2023

1 day early

2022

1 day early

2021

8 days early

2020

9 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 81 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

20-10-2025 Annual accounts filedfinancial year 2024 · abbreviated…
08-09-2025 Annual accounts filedfinancial year 2023 · abbreviated…
31-12-2024 Back to profitnet €4,646

Key points

Caution: Among the weakest 10% on equitysector median €491,874 · 8,973 companies €5,915 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
Controlled by L'Apartement Ltd parent View

By topic

Financials

Financial year: 2024
Total assets: €343,426
Profit: €4,646
Solvency: 1.7%

Go to Financials

Board & ownership

Board: 1 member
Parent: L'Apartement Ltd

EDGEDALE Mirabel Jean ElaineDirector

Go to Board & ownership

Timeline

Events: 12
Since: 2019

31-12-2023Weakest financial year
30-10-2023Annual accounts filed
11-09-2023Appointments: ELLISON Peter Charles (director) and EDGEDALE…

Go to Timeline

Company details

Legal form: Private limited company
Activity: Non-specialised wholesale tradeNACE 46900
Founded: 13-09-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 25

Annual meeting: Third Friday of June at 17:00
Purpose: “Distributie en groothandel van mode-producten en accessoires,kleding,fashion- en…” (deed in Dutch)

Go to Articles of association

Key facts about L’Apartement BE

What is the company number of L’Apartement BE?: 0680.993.349. In Belgium the VAT number is the company number with BE in front: BE 0680.993.349.
Where is L’Apartement BE based?: The registered office is at Reyndersstraat 30, 2000 Antwerpen.Company details
What does L’Apartement BE do?: According to the KBO register, the main activity is non-specialised wholesale trade (NACE 46900).
What is the legal form of L’Apartement BE?: Private limited company (BV).
When was L’Apartement BE founded?: On 13-09-2017.
Is L’Apartement BE still active?: Yes, L’Apartement BE is an active enterprise in the KBO register.
What is the turnover of L’Apartement BE?: €227,999 in financial year 2023, according to the filed annual accounts.Financials
Is L’Apartement BE profitable?: In financial year 2024, L’Apartement BE made a profit of €4,646.
Where can I find the annual accounts of L’Apartement BE?: L’Apartement BE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2024.