Equity
€1.6m from €4.9m in 2020
Equity fell by 67% in 5 years.
COCO
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 2000peak €620,485 (2024)
€361,048▼ 41.8%
lowest -€447,848 (2021)
-€81,892▼ €317,849
peak €4.9m (2020)
€1.6m▼ 4.9%
€3.7m▲ 8.3%
peak 3.6 FTE (2023)
3.6 FTEunchanged
Board3 names since 2007
2 directorsCOLSON Lode and 1 other
Documentsfilings and deeds
14-08-202614 days late
2025abbreviated format
Gross margin from €620,485 to €361,048Loss of €81,892Investments €402,000Cash from €406,311 to €34,985
Key points
from the 2025 annual accountsResult
-€81,892 -€81,892
From profit to loss in 2025, after a profit of €235,956 in 2024.
Securities
€2.0m
Pledge on other assets, new in 2025. 1.2 times equity · not in the 2024 accounts.
Filings
26 annual accounts since 2000
Four of the last ten came late. The 2019 accounts came latest: 91 days after the end of the period.
Group
3 companies controlled
Heads a group.
Position in the sector
-€81,892
Lower net result than 94% of companies in retail trade. Sector median €27,458 · 12,841 companies.
Checked score
81
Excellent
Financially stronger than 34% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.19, cash €34,985, halved
lowers risk
Founded in 1999
Size: 3.6 FTE, total assets €5.4m
Figures for financial year 2025 (filed on 18-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 45% of them on solvency, 36% on liquidity, 23% on profitability and 31% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.19 (0.15 in 2024), below 1. Short-term debt is 29.8% and cash 0.6% of total assets. 70.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
14 days late
2024
2 days early
2023
30 days late
2022
30 days late
2021
32 days early
2020
2 days early
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0466243960
Changes of role: COLSON Lode (director) and COLIMO (director)
Permanent representative: PANNEMANS Sabine · Director discharge: COLSON Lode · Director discharge: COLIMO · General meeting of 19-06-2023 · Gazette deed
1 director appointed, 1 resignation
Resignation: Sabine Pannemans · Appointment: COLIMO BV · Permanent representatives: Sabine Pannemans and Lode Colson · Board meeting of 07-07-2020 · Gazette deed
First establishment
Europalaan 121, Dilsen-Stokkem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COCO Dilsen-Stokkem | €5.4m | €0.4m | 29.8% | 3.6 |
| BLOOM Nieuwpoort | €4.8m | €1.8m | 56.7% | 3.9 |
| BABY'S CORNER Nazareth-De Pinte | €2.6m | €0.6m | -4.7% | 15.3 |
| MARMAT Schoten | €2.7m | €0.2m | 89.4% | - |
| Alfa Tongeren-Borgloon | €9.3m | €0.4m | 42.4% | 1.5 |
| CWF Belgique Brussels | €2.7m | €1.0m | 2.9% | 15.4 |
| Baby Company Roeselare | €2.2m | €0.3m | 18.3% | 2.4 |
These companies have the same main activity as COCO: retail trade (NACE 47713). They are comparable in size and age: total assets between €2.2m and €9.3m, founded between 1954 and 2015.
Official details
Source: KBO- Status
- Active since 14-06-1999Normal situation
- Activity
- Retail tradeNACE 47713and 1 other
- Joint committees
- 200Auxiliary committee for white-collar workers
- 149Sectors related to metal, mechanical and electrical engineering · annual accounts 2024
- Establishment unit
- 2.092.012.5593650 Dilsen-Stokkem, since 27-08-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Annual accounts 2025
- ≈ €1.3mestimated
- €5.4m▲ 3.8%
- Employeeson 31-12-2025
- 4=
- Filing
- Filed on 14-08-2026
Insights on COCO
COCO files the abbreviated format. That format states no turnover. The gross margin rose from €9,201 in 2006 to €361,048 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COCO
- What is the company number of COCO?
- The company number of COCO is 0466.243.960. The VAT number is the same number with BE in front: BE 0466.243.960.
- Where is COCO based?
- The registered office is at Europalaan 121, 3650 Dilsen-Stokkem.Company details
- What does COCO do?
- According to the KBO register, the main activity is retail trade (NACE 47713).
- What is the legal form of COCO?
- COCO is a private limited company (BV).
- When was COCO founded?
- COCO was founded on 14-06-1999.
- Is COCO still active?
- Yes, COCO is an active enterprise in the KBO register.
- How many employees does COCO have?
- COCO had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does COCO fall under?
- In its 2024 annual accounts, COCO states joint committees 200 (Auxiliary committee for white-collar workers) and 149 (Sectors related to metal, mechanical and electrical engineering).
- What is the turnover of COCO?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €361,048 and 47 comparable companies (NACE 477). It probably lies between €980,000 and €2.0m. In financial year 2019 turnover was €662,500.
- Is COCO profitable?
- In financial year 2025, COCO made a loss of €81,892.
- Where can I find the annual accounts of COCO?
- COCO filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COCO due?
- COCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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