CKS SERVICE
ActiveCKS SERVICE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €973k and a net result of €254k. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-11
Solvency78=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 3.71 against 3.66 in 2024; short-term debt: 26.8% and cash: 4.4% of total assets), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
13.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
2 d early
2023
30 d late
2022
30 d late
2021
32 d early
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€973k▲ 14.5%
2024 · €849k
2018: €81k
2019: €173k
2020: €227k
2021: €271k
2022: €366k
2023: €635k
2024: €849k
2018 → 2025
Total assets
€1.85M▲ 14.6%
2024 · €1.62M
2018: €634k
2019: €842k
2020: €742k
2021: €555k
2022: €854k
2023: €1.20M
2024: €1.62M
2018 → 2025
Net result
€254k▼ 30.4%
2024 · €364k
2018: €30k
2019: €242k
2020: €54k
2021: €44k
2022: €94k
2023: €269k
2024: €364k
2018 → 2025
Working capital
€1.35M▲ 16.0%
2024 · €1.16M
2018: €309k
2019: €407k
2020: €429k
2021: €387k
2022: €623k
2023: €905k
2024: €1.16M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€271k-€366k▲ 34.8%€635k▲ 73.6%€849k▲ 33.8%€973k▲ 14.5%
Operating result€55k-€122k▲ 123%€372k▲ 204%€443k▲ 19.3%€303k▼ 31.6%
Net result€44k-€94k▲ 112%€269k▲ 185%€364k▲ 35.4%€254k▼ 30.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.85M
Fixed assets
€10k▼ 48.3%
Current assets
€1.84M▲ 15.3%
Equity and liabilities €1.85M
Equity
€973k▲ 14.5%
Provisions
€94k=
Debt
€784k▲ 16.7%
The debt ratio rises from 41.6% to 42.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€312k▼
2024 · €455k
Cash flow
€263k▼
2024 · €376k
Solvency
52.6%=
2024 · 52.6%
Current ratio
3.71▲
2024 · 3.66
Quick ratio
3.62▲
2024 · 3.54
Debt / equity
0.81▲
2024 · 0.79
ROE
26.1%▼
2024 · 42.9%
ROA
13.7%▼
2024 · 22.6%
Interest coverage
86.83▼
2024 · 105.40
Debt
€784k▲
2024 · €672k
Debt ≤ 1 year
€496k▲
2024 · €437k
Income taxes
€46k▼
2024 · €76k
Staff costs
€537k▲
2024 · €476k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.62M€1.85M▲
Fixed assets21/28€19k€10k▼
Tangible fixed assets22/27€19k€10k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€12k€7k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€1.60M€1.84M▲
Stocks and contracts in progress3€48k€47k▼
Stocks30/36€48k€47k▼
Amounts receivable within one year40/41€1.04M€1.71M▲
Trade receivables40€362k€634k▲
Other amounts receivable41€682k€1.08M▲
Cash at bank and in hand54/58€504k€82k▼
Deferred charges and accrued income490/1€831€0▼
Equity and liabilities
Total equity and liabilities10/49€1.62M€1.85M▲
Equity10/15€849k€973k▲
Contributions10/11€15k€15k=
Reserves13€834k€958k▲
Tax-exempt reserves132€105k€168k▲
Distributable reserves133€729k€790k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€94k€94k=
Provisions for liabilities and charges160/5€94k€94k=
Other liabilities and charges164/5€94k€94k=
Amounts payable17/49€672k€784k▲
Amounts payable within one year42/48€437k€496k▲
Trade debts44€117k€284k▲
Suppliers440/4€117k€284k▲
Taxes, remuneration and social security45€65k€82k▲
Taxes450/3€27k€38k▲
Remuneration and social security454/9€38k€44k▲
Other amounts payable47/48€255k€130k▼
Accrued charges and deferred income492/3€235k€288k▲
Income statement
Code20242025
Remuneration, social security and pensions62€476k€537k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Other operating charges640/8€12k€12k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€943k€861k▼
Operating profit (loss)9901€443k€303k▼
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€441k€300k▼
Income taxes67/77€76k€46k▼
Profit (loss) for the period9904€364k€254k▼
Transfer to tax-exempt reserves689€105k€63k▼
Profit (loss) for the period to be appropriated9905€259k€190k▼
Appropriation of the result
Profit (loss) to be appropriated9906€259k€190k▼
Transfer to equity691/2€109k€60k▼
To other reserves6921€109k€60k▼
Profit to be distributed694/7€150k€130k▼
Directors or managers695€150k€130k▼
Social balance
Average headcount (FTE)90877.07.8▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €364k ▲35.4%
Operating result €443k, net result €364k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Equity above €500kEq €635k ▲73.6%
6 profitable years in a row build equity to €635k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €227k ▲30.9%
3 profitable years in a row build equity to €227k.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
31-12
Financial
Equity above €150kEq €173k ▲113%
2 profitable years in a row build equity to €173k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruishoefstraat 373650 Dilsen-StokkemGround area
1.6 ha
Building footprint
3,212 m²
Volume, LiDAR
49,241 m³
Parcel 72005C0610/00P000, Flanders · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CKS Service
since 20092.179.417.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005C0610/00P000 | Flanders | 1.6 ha | 1 · 3,212 m² | 23.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 11,924 EUR awarded · 6,086 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,838 EUR | 0 EUR |
| 2024 | 2 | 4,282 EUR | 5,272 EUR |
| 2023 | 1 | 990 EUR | 814 EUR |
| 2022 | 1 | 814 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Recognised contractor
4 categoriesCKS SERVICE BV44026
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SBR invest
BE 0826.134.845
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 4,735 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2009
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
25530Machining of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:sabine@cks.be
Phone:089/410805
Phone:0475/582088