Equity
€15,724 from €101,552 in 2023
Equity fell by 85% in 2 years.
COCKX
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak €240,136 (2010)
€75,136▲ €94,073
lowest -€120,133 (2013)
€4,816▲ €95,459
peak €101,552 (2023)
€15,724▲ 44.1%
€298,156▲ 6.8%
peak 5.6 FTE (2007)
-not published
Board1 name since 2021
1 directorCOCKX Pascal Frans Alina
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Gross margin from -€18,937 to €75,136Back to profit: €4,816Equity from €10,908 to €15,724
Key points
from the 2025 annual accountsResult
€4,816 €4,816
Back in profit in 2025, after a loss of €90,644 in 2024.
Debts
€298,156 95% of the balance sheet
Suppliers 92%Taxes and wages 8%
Of this, €297,756 falls due within a year.
Staff
1 FTE from 5.6 in 2007
Between 2007 and 2025, 82% of the full-time equivalents disappeared.
Filings
28 annual accounts since 1998
Two of the last ten came late. The 2018 accounts came latest: 57 days after the end of the period.
Position in the sector
5.0%
Lower solvency than 85% of companies in construction of buildings. Sector median 42.9% · 9,462 companies.
Checked score
68
Healthy
Financially stronger than 33% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025lowest value
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.7%▲ +0.1 percentage points vs 04-2025
06-2025: 0.6%▼ -0.1 percentage points vs 05-2025
07-2025: 0.9%▲ +0.3 percentage points vs 06-2025
08-2025: 1.3%▲ +0.4 percentage points vs 07-2025
09-2025: 1.4%▲ +0.1 percentage points vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.4%● unchanged vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.5%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.6%▼ -0.9 percentage points vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.7%▲ +0.1 percentage points vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Equity €15,724 (5.0% of total assets)
lowers risk
Size: total assets €313,879
Founded in 1998
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 15% of them on solvency, 9% on liquidity, 29% on profitability and 77% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,083 companies had the same profile as COCKX has now. Each dot stands for 3 companies, two years later.
96.8%
were still trading
2.2%
stopped another way
0.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COCKX itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,083 companies, not a prediction for COCKX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.8 (0.76 in 2024), below 1. Short-term debt is 94.9% and cash 8.2% of total assets. 95% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9462 sector peers (2025).
NBB · sector comparisonPosition among 9462 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 days early
2024
20 days late
2023
13 days early
2022
on the day
2021
2 days early
2020
25 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0463238940
Change of role: Pascal COCKX, from manager to director
“Algemeen aannemer; Projectontwikkeling; Aannemer metsel en betonwerken; Aannemer schrijnwerker-timmerman…” (deed in Dutch) · Director discharge: Pascal COCKX · General meeting of 28-04-2022 · Gazette deed
First establishment
Butschovestraat 1 A, Glabbeek
Incorporation
published on 15-05-1998 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COCKX Glabbeek | €313,879 | €75,136 | 5.0% | - |
| Garant Bouw Leuven | €279,416 | €74,079 | 88.5% | - |
| TROONBEECKX Rotselaar | €290,328 | €65,533 | -29.5% | - |
| LUIJTEN Zoutleeuw | €303,319 | €69,411 | 36.3% | - |
| LUC SOMERS Dilbeek | €279,301 | €91,445 | 57.9% | - |
| JF Konstrukt & Solutions Beersel | €358,704 | €87,033 | 6.6% | 1 |
| BOUWWERKEN VAN DER ELST GINO Grobbendonk | €292,929 | €78,825 | 19.6% | - |
These companies have the same main activity as COCKX: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €279,000 and €359,000, founded between 1993 and 2001.
Official details
Source: KBO- Status
- Active since 08-05-1998Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.088.476.4153384 Glabbeek, since 23-09-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 12-06-2024
Annual accounts 2025
- ≈ €390,000estimated
- €313,879▲ 8.2%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on COCKX
COCKX files the micro format. That format states no turnover. The gross margin fell from €209,107 in 2006 to €75,136 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COCKX
- What is the company number of COCKX?
- The company number of COCKX is 0463.238.940. The VAT number is the same number with BE in front: BE 0463.238.940.
- Where is COCKX based?
- The registered office is at Butschovestraat 1A, 3384 Glabbeek.Company details
- What does COCKX do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of COCKX?
- COCKX is a private limited company (BV).
- When was COCKX founded?
- COCKX was founded on 08-05-1998.
- Is COCKX still active?
- Yes, COCKX is an active enterprise in the KBO register.
- How many employees does COCKX have?
- COCKX had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does COCKX fall under?
- In its 2025 annual accounts, COCKX states joint committee 124 (Construction).
- What is the turnover of COCKX?
- The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €75,136 and 111 comparable companies (NACE 41001). It probably lies between €290,000 and €650,000.
- Is COCKX profitable?
- In financial year 2025, COCKX made a profit of €4,816.
- Where can I find the annual accounts of COCKX?
- COCKX filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COCKX due?
- COCKX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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