Checked.be
Active
BE 1005.386.984Private limited company
Cobras Architects
Warande(Heu) 93 ·8501 Kortrijk, Belgium· 2 yrs active
Sector: Architecture & engineering
(71111)
Conclusion
The computed 12-month bankruptcy probability of Cobras Architects is 0.8% (low). The 2025 annual accounts show negative equity (€-30k) and a net result of €-35k. Its solvency ranks better than 10% of 109 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €-30k |
| Net result | €-35k |
| Staff (FTE) | 3.3 |
| Better than sector | 10% |
Snowflake analysis
55
/ 100
Mixed profile: strong on profitability, weaker on health.
Health
23
Profitability
100
Solvency
33
Growth
50
Stability
67
Bankruptcy probability (12 mo)
0.8%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
23
/ 100
Critical
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See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 17-02-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 71, Architecture & engineering · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -3.7% | 36.7% | |
| Net result | €-35k | €23k | |
| Equity | €-30k | €119k | |
| Gross operating margin | €319k | €86k | |
| Staff costs | €289k | €207k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €29k |
| Net profit | €-35k |
| Cash flow | €18k |
| Staff costs | €289k |
| Income taxes | €360 |
| Dividends | - |
| Total assets | €799k |
| Equity | €-30k |
| Debt | €829k |
| of which ≤ 1y | €533k |
| of which > 1y | €296k |
| Working capital | €-299k |
| Employees (FTE) | 3.3 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.44 |
| Quick ratio | 0.44 |
| Working capital ratio | -37.4% |
| Solvency | -3.7% |
| Debt / equity | -28.05 |
| Long-term debt ratio | -10.01 |
| Interest coverage | 2.76 |
| Gross margin | - |
| Net margin | - |
| ROA | -4.3% |
| ROE | 116.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €799k |
| Fixed assets | 21/28 | €565k |
| Intangible fixed assets | 21 | €523k |
| Tangible fixed assets | 22/27 | €42k |
| Current assets | 29/58 | €234k |
| Amounts receivable within one year | 40/41 | €132k |
| Cash & bank | 54/58 | €89k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €799k |
| Equity | 10/15 | €-30k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €-35k |
| Amounts payable | 17/49 | €829k |
| Amounts payable after one year | 17 | €296k |
| Amounts payable within one year | 42/48 | €533k |
| Trade debts payable within one year | 44 | €84k |
| Income statement | ||
| Gross operating margin | 9900 | €319k |
| Operating result | 9901 | €-24k |
| Financial charges | 65 | €11k |
| Result before taxes | 9903 | €-34k |
| Income taxes | 67/77 | €360 |
| Net result for the period | 9904 | €-35k |
| Result to be appropriated | 9905 | €-35k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Architecture & engineering(71111) |
| Legal form | Private limited company(610) |
| Incorporation | 30-01-2024 |
| Status | Active |
| Postal code | 8501 |
Establishment units
Cobras Architects
since 20242.355.555.621
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C1080/00B000 | Flanders | 2,405 m² | 1 · 2,558 m² | 8.4 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
17-02-2026
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Bouwarchitecten71111Activiteiten van bouwarchitecten71111
Primary activity highlighted.
Names & trade names
| Legal nameNL | Cobras Architects |
Registered office
Warande(Heu) 93
8501 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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