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Generated 05-08-2026
Active BE 0644.956.067Private limited company

COBON

Nijverheidstraat 15 ·9220 Hamme (Vl.), Belgium· 10 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of COBON is 1.6% (moderate). The 2022 annual accounts show equity of €220k and a net result of €46k. Equity is growing by ~102.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 2226 sector peers (fiscal year 2022). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €220k
Net result €46k
Better than sector 28%
Active 10 yrs
Snowflake analysis 5 axes · computed by Checked
Health68Profitability100Solvency22Growth78Stability100
74 / 100

Strong profile, led by profitability.

Health 68
Profitability 100
Solvency 22
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.6% Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2015, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2022 · computed
68 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview7 NBB filings
Annual accounts filed on 01-09-2023 with the NBB · fiscal year 2022 · micro
€0€50k€100k€150k€200kOperating result 2018: €8k€8kNet result 2018: €10k€10kOperating result 2019: €19k€19kNet result 2019: €14k€14kOperating result 2020: €12k€12kNet result 2020: €8k€8kOperating result 2021: €189k€189kNet result 2021: €127k€127kOperating result 2022: €56k€56kNet result 2022: €46k€46k20182019202020212022
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~102.5%/year over 5 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k€400k2023: €267k (€250k - €285k)2024: €315k (€298k - €333k)2025: €363k (€345k - €380k)2018: €30k2019: €41k2020: €47k2021: €174k2022: €220k20182019202020212022202320242025
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2022 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 16.3% 35.6%
better than 28% of 2226 sector peers
Net result €46k €10k
better than 88% of 2220 sector peers
Equity €220k €22k
better than 95% of 2231 sector peers
Gross operating margin €422k €25k
better than 95% of 2214 sector peers
Staff costs €338k €22k
higher than 95% of 713 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€79k
-58.8% far above sector median
Net profit
€46k
-64.2% far above sector median
Cash flow
€69k
-47.2% far above sector median
Total assets
€1.35M
+239.1% far above sector median
Equity
€220k
+26.3% +130% vs sector
Working capital
€18k
+650.3% -79% vs sector
Employees (FTE)
1
- -79% vs sector
Staff costs
€338k
+501.0% far above sector median
Income taxes
€5k
-90.9% far above sector median
Debt
€1.13M
+404.2% far above sector median
Debt ≤ 1y
€1.13M
+404.2% far above sector median
Debt > 1y
€100k
0.0% 18-22
Current ratio
1.02
+0.5% -53% vs sector
Quick ratio
1.02
+0.5% -53% vs sector
Solvency
16.3%
-62.8% -70% vs sector
Debt / equity
5.15
+299.4% +291% vs sector
ROE
20.8%
-71.6% far above sector median
ROA
3.4%
-89.4% far above sector median
Interest coverage
15.93
-50.6% far above sector median
Figures by fiscal year
Fiscal year2022
Revenue-
EBITDA€79k
Net profit€46k
Cash flow€69k
Staff costs€338k
Income taxes€5k
Dividends-
Total assets€1.35M
Equity€220k
Debt€1.13M
of which ≤ 1y€1.13M
of which > 1y-
Working capital€18k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.02
Quick ratio1.02
Working capital ratio1.3%
Solvency16.3%
Debt / equity5.15
Long-term debt ratio-
Interest coverage15.93
Gross margin-
Net margin-
ROA3.4%
ROE20.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€1.35M
Fixed assets 21/28€202k
Tangible fixed assets 22/27€202k
Financial fixed assets 28€460
Current assets 29/58€1.15M
Amounts receivable within one year 40/41€1.12M
Cash & bank 54/58€26k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.35M
Equity 10/15€220k
Contributions / capital 10/11€20k
Reserves 13€143k
Accumulated profits (losses) 14€56k
Amounts payable 17/49€1.13M
Amounts payable within one year 42/48€1.13M
Trade debts payable within one year 44€804k
Income statement
Gross operating margin 9900€422k
Operating result 9901€56k
Financial charges 65€5k
Result before taxes 9903€51k
Income taxes 67/77€5k
Net result for the period 9904€46k
Result to be appropriated 9905€46k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Private limited company(610)
Incorporation29-12-2015
StatusActive
Postal code9220
Establishment units 1 location
Nijverheidstraat 15, 9220 Hamme (Vl.)
Bouw van autowegen en andere wegen
since 20152.248.795.738
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42452B1140/00P002 Flanders 862 m² 1 · 268 m² 9.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
01-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
01-06-2023
State Gazette act Registered-office change
2022
04-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
05-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
21-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
22-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
27-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 1 acts
Address history · 1
01-06-2023
Registered-office move
All acts · 1 updated 3 years ago
2023
01-06-2023 Registered office moved within Hamme Registered-office change
  • August Van De Veldestraat 11- 9220 HAMME → Nijverheidsstraat 15 te 9220 Hamme
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Nijverheidsstraat 15 te 9220 Hamme",
        "city": "Hamme",
        "region": "vlaams_gewest",
        "street": "Nijverheidsstraat",
        "country": "BE",
        "postcode": "9220",
        "box_number": null,
        "street_number": "15",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "August Van De Veldestraat 11- 9220 HAMME",
        "city": "HAMME",
        "region": "vlaams_gewest",
        "street": "August Van De Veldestraat",
        "country": "BE",
        "postcode": "9220",
        "box_number": null,
        "street_number": "11",
        "locality_suffix": null
      },
      "effective_date": "2023-05-22",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-06-01",
    "filing_date": "2023-05-22",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2023-05-15",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0644.956.067",
    "name_full": "COBON",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "\u00D6zt\u00FCrk Serdar",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311
Primary activity highlighted.
Names & trade names
Legal nameNL COBON
Trade nameNL COBON
Registered office
Nijverheidstraat 15
9220 Hamme (Vl.), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative