Active BE 0452.537.662Public limited company

COBAVEX

Hoogbavegemstraat 26 ·9520 Sint-Lievens-Houtem, Belgium· 32 yrs active

Sector: Financial services (64210)

Conclusion Checked

The computed 12-month bankruptcy probability of COBAVEX is 0.2% (very low). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	32 yrs
Board	3
Locations	1
Publications	5

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Long-established

Founded in 1994 — 32 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company — latest fiscal year 2025 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
30-06-2025	micro	21-01-2026	2026-00011091
30-06-2024	micro	05-02-2025	2025-00028940
30-06-2023	micro	31-12-2023	2023-00540520
30-06-2022	micro	24-01-2023	2023-00002582
30-06-2021	micro	27-01-2022	2022-02100594
30-06-2020	volledig	31-01-2021	2021-03700356
30-06-2019	volledig	05-02-2020	2020-04500030
30-06-2018	volledig	04-01-2019	2019-00300545
30-06-2017	volledig	21-02-2018	2018-05300143
30-06-2016	volledig	24-09-2017	2017-62400171

Directors & mandates 4 directors

Current directors & mandates

Apache ManagementLegal entity
Managing director· perm. rep.: VAN DEN BERGHE Jan
State Gazette act 21031550 (10-03-2021)

Current
23-02-2021 → present
2 events
- 23-02-2021 Appointed· Managing director
- 23-02-2021 Appointed· Director
DO4YOULegal entity
Director· perm. rep.: VAN DEN BERGHE Wim
State Gazette act 21031550 (10-03-2021)

Current
23-02-2021 → present
2 events
- 23-02-2021 Appointed· Director
- 23-02-2021 Appointed· Managing director
Lipa Holding NVLegal entity
Director· perm. rep.: Jan Van den Berghe
State Gazette act 16166425 (05-12-2016)

Current
05-12-2016 → present

Former directors (1)

Lipa HoldingLegal entity
Director· perm. rep.: VAN DEN BERGHE Jan
State Gazette act 21031550 (10-03-2021)

Former
— → 23-02-2021

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor 1 auditor

Statutory auditor	IRE/IBR number	Tenure
Mertens, Dewaele, Achten & C° BedrijfsrevisorenCurrent Statutory auditor · represented by Willy Mertens	—	05-12-2016 → present

Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Legal Structure

NACE primary	Financial services(64210)
Legal form	Public limited company(014)
Incorporation	22-04-1994
Status	Active
Postal code	9520

Connections & network 5 connected companies

Group structure

Apache Management

Parent · 4 subsidiaries · 1 location

Control→

DO4YOU

Parent · 2 subsidiaries · 1 location

Control→

Network connections

EUROFAT

Shared corporate director

→

GRABA TRADING

Shared corporate director

→

myNeo

Shared corporate director

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Establishment units 1 location

Britselei 23 2, 2000 Antwerpen

Verhuur van woningen, exclusief sociale woningen

since 19942.068.258.150

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41007A0190/00M000	Flanders	8,796 m²	1 · 1,467 m²	10.8 m · 3 fl.
11810K2754/00D005	Flanders	891 m²	1 · 642 m²	30.8 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 15 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

03-06-2026

State Gazette act Minor change

Fusion completed

03-06-2026

State Gazette act Miscellaneous

proposal

21-01-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

05-02-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2023

31-12-2023

NBB filing Annual accounts filed

fiscal year 2023 · micro

24-01-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

27-01-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

10-03-2021

State Gazette act Director changes

v3.2

31-01-2021

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2020

16-11-2020

State Gazette act Registered-office change

v3.2

05-02-2020

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2019

04-01-2019

NBB filing Annual accounts filed

fiscal year 2018 · volledig

2018

21-02-2018

NBB filing Annual accounts filed

fiscal year 2017 · volledig

2017

24-09-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

2016

05-12-2016

State Gazette act Director changes

v3.2

Belgisch Staatsblad — acts 5 acts

Address history · 1

16-11-2020

v3.2

All acts · 5 updated 25 days ago

2026

03-06-2026 Publication in the Belgian Official Gazette — Minor change Minor change

Summary: Fusion completed

Original publication ↗

Technical details

{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "St. Lievens Houtem",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-06-03",
    "filing_date": "2026-05-26",
    "act_kind_objet": "Neerlegging voorstel van een met fusie door overneming gelijkgestelde verrichting"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": null,
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "fusion_completed",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0452.537.662",
    "name_full": "COBAVEX NV",
    "legal_form": "NV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}

03-06-2026 Publication in the Belgian Official Gazette — Miscellaneous Miscellaneous

Summary: proposal

Original publication ↗

Technical details

{
  "stage": "proposal",
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "St. Lievens Houtem",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-06-03",
    "filing_date": "2026-05-26",
    "act_kind_objet": "Neerlegging voorstel van een met fusie door overneming gelijkgestelde verrichting"
  },
  "decision": {
    "body": null,
    "act_date": "2026-05-18",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "merger_absorption",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0452.537.662",
        "name": "COBAVEX NV",
        "role": "absorbed",
        "address": "Hoogbavegemstraat 26, 9520 Sint-Lievens-Houtem",
        "is_foreign": false,
        "legal_form": "NV",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": "0806.069.208",
        "name": "LIPA HOLDING NV",
        "role": "acquiring",
        "address": "Hoogbavegemstraat 26, 9520 St. Lievens Houtem",
        "is_foreign": false,
        "legal_form": "NV",
        "is_new_company": false,
        "jurisdiction_country": null
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [
      "12.50"
    ],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": null,
    "exchange_ratio_text": null,
    "new_shares_issued_n": null,
    "real_estate_included": true,
    "patrimony_description": "Het gehele vermogen, zowel de rechten als de verplichtingen, van COBAVEX NV overgaat naar LIPA HOLDING NV.",
    "equity_transferred_eur": null,
    "accounting_effective_date": "2026-07-01"
  },
  "subject_company": {
    "kbo": "0452.537.662",
    "name_full": "COBAVEX",
    "legal_form": "naamloze vennootschap"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "summary_narrative": "De bestuursorganen van de naamloze vennootschappen COBAVEX NV en LIPA HOLDING NV hebben een voorstel opgesteld voor een fusie door overname. Hierbij overgaat het gehele vermogen van COBAVEX NV naar LIPA HOLDING NV. Het voorstel zal aan de algemene vergaderingen van de aandeelhouders worden voorgelegd.",
  "co_filed_documents": [],
  "detected_real_type": "fusion_proposal",
  "referenced_correction": null,
  "should_reroute_to_category": null
}

2021

10-03-2021 4 directors appointed, 1 resigning Director changes

VAN DEN BERGHE Jan — Bestuurder
VAN DEN BERGHE Wim — Bestuurder
VAN DEN BERGHE Jan — Gedelegeerd bestuurder
VAN DEN BERGHE Wim — Gedelegeerd bestuurder
VAN DEN BERGHE Jan — Bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN DEN BERGHE Jan",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0806069208",
        "name": "LIPA HOLDING",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2021-02-23",
      "evidence_quote": "Het ontslag met onmiddellijke ingang van volgende bestuurders: De naamloze vennootschap \u0022LIPA HOLDING\u0022, met zetel te 9520 Sint-Lievens-Houtem, Hoogbavegemstraat 26, ingeschreven in het rechtspersonenregister te Gent, afdeling Oudenaarde onder het nummer BTW BE 0806.069.208, vast vertegenwoordigd doo"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN DEN BERGHE Jan",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0471954983",
        "name": "APACHE MANAGEMENT",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2021-02-23",
      "evidence_quote": "de benoeming met onmiddellijke ingang van volgende bestuurders voor een periode van 5 jaar: - de naamloze vennootschap APACHE MANAGEMENT met maatschappelijke zetel te 9520 Bavegem, Wettersesteenweg 104, ingeschreven in het rechtspersonenregister met ondernemingsnummer BE 0471 954 983 met als vaste v"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN DEN BERGHE Wim",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0739648358",
        "name": "DO4YOU",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2021-02-23",
      "evidence_quote": "- de Besloten Vennootschap DO4YOU met maatschappelijke zetel te 8552 Moen, Moenkouterstraat 5, ingeschreven in het rechtspersonenregister met ondernemingsnummer 0739.648.358 met als vaste vertegenwoordiger de Heer VAN DEN BERGHE Wim, wonende te 9521 Sint-Lievens-Houtem (Letterhoutem), Zandstraat 1."
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN DEN BERGHE Jan",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0471954983",
        "name": "APACHE MANAGEMENT",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2021-02-23",
      "evidence_quote": "1.de naamloze vennootschap APACHE MANAGEMENT met maatschappelijke zetel te 9520 Bavegem, Wettersesteenweg 104, ingeschreven in het rechtspersonenregister met ondernemingsnummer BE 0471 954 983 met als vaste vertegenwoordiger de Heer VAN DEN BERGHE Jan, wonende te Groot-Brittanni\u00EB, Hockeridge, Friezl"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN DEN BERGHE Wim",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0739648358",
        "name": "DO4YOU",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2021-02-23",
      "evidence_quote": "2.de Besloten Vennootschap DO4YOU met maatschappelijke zetel te 8552 Moen, Moenkouterstraat 5. ingeschreven in het rechtspersonenregister met ondernemingsnummer 0739.648.358 met als vaste vertegenwoordiger de Heer VAN DEN BERGHE Wim, wonende te 9521 Sint-Lievens-Houtem (Letterhoutem), Zandstraat 1."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0452.537.662",
    "name_full": "COBAVEX",
    "legal_form": "NV"
  }
}

2020

16-11-2020 Registered office moved within Sint-Lievens-Houtem Registered-office change

Wettersesteenweg 104, 9520 Sint-Lievens-Houtem → Hoogbavegemstraat 26, 9520 Sint-Lievens-Houtem

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Sint-Lievens-Houtem",
        "region": null,
        "street": "Hoogbavegemstraat",
        "country": "BE",
        "postcode": "9520",
        "box_number": null,
        "street_number": "26"
      },
      "old_address": {
        "city": "Sint-Lievens-Houtem",
        "region": null,
        "street": "Wettersesteenweg",
        "country": "BE",
        "postcode": "9520",
        "box_number": null,
        "street_number": "104"
      },
      "effective_date": "2020-10-23",
      "evidence_quote": "Er wordt beslist tot verplaatsing van de maatschappelijke zetel van de Vennootschap van Wettersesteenweg 104, 9520 Sint-Lievens-Houtem naar Hoogbavegemstraat 26, 9520 Sint-Lievens-Houtem."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0452.537.662",
    "name_full": "COBAVEX",
    "legal_form": "NV"
  }
}

2016

05-12-2016 2 reappointed Director changes

Jan Van den Berghe — Bestuurder
Willy Mertens — Commissaris

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jan Van den Berghe",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Lipa Holding NV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "De vergadering verlengt met algemeenheid van stemmen het mandaat van Lipa Holding NV, met als permanente vertegenwoordiger dhr Jan Van den Berghe, als bestuurder voor een periode van 6 jaar"
    },
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Willy Mertens",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Mertens, Dewaele, Achten \u0026 C\u00B0 Bedrijfsrevisoren",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "en het mandaat als commissaris van Mertens, Dewaele, Achten \u0026 C\u00B0 Bedrijfsrevisoren, met als permanente vertegenwoordiger dhr Willy Mertens, voor een periode van 3 jaar."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0452.537.662",
    "name_full": "COBAVEX",
    "legal_form": "NV"
  }
}

Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210Managementactiviteiten van holdings74151

Primary activity highlighted.

Names & trade names

Legal nameNL

COBAVEX

Registered office

Hoogbavegemstraat 26

9520 Sint-Lievens-Houtem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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