Coaching-uni-vers-elles
The computed 12-month bankruptcy probability of Coaching-uni-vers-elles is 2.1% (average). The 2024 annual accounts show equity of €6k and a net result of €-868. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 351 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €6k |
| Net result | €-868 |
| Better than sector | 57% |
| Active | 3 yrs |
Fragile profile — watch profitability in particular.
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 20.1% | 14.0% | |
| Net result | €-868 | €1k | |
| Equity | €6k | €5k | |
| Gross operating margin | €106 | €13k | |
| Total assets | €32k | €40k |
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | €106 |
| Net profit | €-868 |
| Cash flow | €-40 |
| Staff costs | — |
| Income taxes | — |
| Dividends | — |
| Total assets | €32k |
| Equity | €6k |
| Debt | €25k |
| of which ≤ 1y | €25k |
| of which > 1y | — |
| Working capital | €4k |
| Employees (FTE) | — |
| 2024 | |
|---|---|
| Current ratio | 1.16 |
| Quick ratio | 0.35 |
| Working capital ratio | 13.1% |
| Solvency | 20.1% |
| Debt / equity | 3.98 |
| Long-term debt ratio | — |
| Interest coverage | 0.72 |
| Gross margin | — |
| Net margin | — |
| ROA | -2.7% |
| ROE | -13.7% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €32k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €29k |
| Stocks & contracts in progress | 3 | €21k |
| Amounts receivable within one year | 40/41 | €5k |
| Cash & bank | 54/58 | €4k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €32k |
| Equity | 10/15 | €6k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €3k |
| Amounts payable | 17/49 | €25k |
| Amounts payable within one year | 42/48 | €25k |
| Trade debts payable within one year | 44 | €15 |
| Income statement | ||
| Gross operating margin | 9900 | €106 |
| Operating result | 9901 | €-722 |
| Financial charges | 65 | €146 |
| Result before taxes | 9903 | €-868 |
| Net result for the period | 9904 | €-868 |
| Result to be appropriated | 9905 | €-868 |
-
Current01-04-2024 → present
Former directors (1)
-
Former— → 31-03-2024
| NACE primary | Personal services(96999) |
| Legal form | Private limited company(610) |
| Incorporation | 01-12-2022 |
| Status | Active |
| Postal code | 1640 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004C0677/00T000 | Flanders | 210 m² | 1 · 89 m² | 10.1 m · 3 fl. |
| 23043B0432/00K002 | Flanders | 107 m² | 1 · 69 m² | 11.0 m · 3 fl. |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
25-11-2025 Publication in the Belgian Official Gazette — Minor change
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"detected_kind": "other",
"effective_date": null,
"mandate_renewal": null,
"subject_company": {
"kbo": "0794.313.402",
"name_full": "COACHING-UNI-VERS-ELLES",
"legal_form": "BV"
},
"liquidation_closure": null,
"officer_designation": null,
"special_procuration": null,
"single_shareholder_declaration": null
}25-11-2025 Publication in the Belgian Official Gazette — Minor change
Technical details
{
"notary": {
"name": "Estelle BOUFFIER",
"firm_city": null,
"firm_name": "Van Halteren notarissen",
"office_city": "Brussel",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2025-11-25",
"filing_date": "2025-11-21",
"act_kind_objet": "DOEL"
},
"decision": {
"body": "algemene_vergadering",
"date": "2025-11-19",
"unanimous": null
},
"agm_change": {
"new_schedule": null,
"old_schedule": null,
"effective_from_year": null,
"rule_changes_summary": "Vervanging van artikel 3 van de statuten met een uitgebreide definitie van het voorwerp van de vennootschap, die een breed scala aan activiteiten omsluit, waaronder coaching, e-commerce, verkoop van cosmetica en wellnessproducten, en online webshops. De vennootschap krijgt ook de bevoegdheid om zich te borgstellen en zekerheden te stellen."
},
"detected_kind": "agm_rules_change",
"other_address": null,
"mandate_renewal": null,
"subject_company": {
"kbo": "0794.313.402",
"name_full": "Coaching-universelles",
"legal_form": "BV"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [
"expeditie",
"verslag"
],
"fiscal_year_change": null,
"liquidation_closure": null,
"officer_designation": null,
"special_procuration": null,
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}25-11-2025 Publication in the Belgian Official Gazette — Miscellaneous
Technical details
{
"notary": {
"name": "Estelle BOUFFIER",
"firm_city": null,
"firm_name": "Van Halteren notarissen",
"office_city": "Brussel",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-11-25",
"filing_date": "2025-11-21",
"act_kind_objet": "DOEL"
},
"key_dates": [
{
"date": "2025-11-19",
"label": "akte date"
},
{
"date": "2025-11-21",
"label": "Neergelegd"
},
{
"date": "2025-11-25",
"label": "Bijlagen bij het Belgisch Staatsblad"
}
],
"key_parties": [
{
"kind": "person",
"name": "Estelle BOUFFIER",
"role": "Notaris"
},
{
"kind": "person",
"name": "Samuel WYNANT",
"role": "Notaris"
},
{
"kind": "org",
"name": "Van Halteren notarissen",
"role": "Notarisfirma"
}
],
"key_amounts_eur": [],
"subject_company": {
"kbo": "0794.313.402",
"name_full": "Coaching-uni-vers-elles",
"legal_form": "Bloten Vennootschap"
},
"publication_proxy": {
"kind": null
},
"summary_narrative": "",
"co_filed_documents": [],
"detected_real_type": "statutes_change"
}17-01-2025 Registered office moved from Lembeek to Saint Genesius Rode
- Steengroefstraat 16A 1502 Lembeek → 1640 Saint Genesius Rode Lindestraat 42
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "1640 Saint Genesius Rode Lindestraat 42",
"city": "Saint Genesius Rode",
"region": "vlaams_gewest",
"street": "Lindestraat",
"country": "BE",
"postcode": "1640",
"box_number": null,
"street_number": "42",
"locality_suffix": null
},
"old_address": {
"raw": "Steengroefstraat 16A 1502 Lembeek",
"city": "Lembeek",
"region": "vlaams_gewest",
"street": "Steengroefstraat",
"country": "BE",
"postcode": "1502",
"box_number": null,
"street_number": "16A",
"locality_suffix": null
},
"effective_date": "2025-01-01",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-01-17",
"filing_date": "2025-01-09",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2024-12-18",
"unanimous": null
},
"subject_company": {
"kbo": "0794.313.402",
"name_full": "COACHING-UNI-VERS-ELLES",
"legal_form": "B.V."
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "El Ma\u00E2ch Bilal",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}17-01-2025 Registered office moved from Lembeek to Saint Genesius Rode
- Steengroefstraat 16A, 1502 Lembeek → Lindestraat 42, 1640 Saint Genesius Rode
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Saint Genesius Rode",
"region": null,
"street": "Lindestraat",
"country": "BE",
"postcode": "1640",
"box_number": null,
"street_number": "42"
},
"old_address": {
"city": "Lembeek",
"region": null,
"street": "Steengroefstraat",
"country": "BE",
"postcode": "1502",
"box_number": null,
"street_number": "16A"
},
"effective_date": "2025-01-01",
"evidence_quote": "Als gevolg van de buiten algemene vergadering van 18 december 2024 op het hoofdkantoor, de maatschapelijk zetel is overgebracht naar 1640 Saint Genesius Rode Lindestraat 42 vanaf 1/01/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0794.313.402",
"name_full": "COACHING-UNI-VERS-ELLES",
"legal_form": "BV"
}
}11-04-2024 1 director appointed, 1 resigning
- EL MAACH Bilal — Zaakvoerder
- MARSOU Najwa — Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "MARSOU Najwa",
"address": null,
"birth_date": null
},
"effective_date": "2024-03-31",
"evidence_quote": "Als gevolg van de buiten algemene vergadering van 31 maart 2024 op het hoofdkantoor, is unaniem ingestemd met het ontslag van Mevrouw MARSOU Najwa uit zijn functie van bestuurder op 31 maart 2024 werd unaniem aanvaard. Hem wordt kwijting verleend voor zijn bestuur.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "EL MAACH Bilal",
"address": null,
"birth_date": null
},
"effective_date": "2024-04-01",
"evidence_quote": "Op beslissing van de bestuurder, is unaniem ingestemd met de benoeming van de heer EL MAACH Bilal tot zaakvoerder van de 01 april 2024 die het aanvaardt."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0794.313.402",
"name_full": "COACHING-UNI-VERS-ELLES",
"legal_form": "BV"
}
}05-12-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "1502 Halle, Steengroefstraat 16 A",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1989-02-24",
"name": "MARSOU Najwa",
"niss": null,
"address": "1502 Halle (Lembeek), Steengroefstraat 16 A"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3000,
"holder_person_name": "MARSOU Najwa",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0794.313.402",
"name_full": "Coaching-uni-vers-elles",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-11-30",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Coaching-uni-vers-elles |