COACH-IT
ActiveCOACH-IT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225k and a net result of €-27k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.92 against 1.03 in 2024; short-term debt: 21.5% and cash: 18.4% of total assets), and 23.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
192122232425
2019 to 2025 · latest year €-27k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
28 d late
2023
27 d late
2022
10 d late
2021
2 d early
2019
31 d early
2018
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€225k▼ 10.8%
2024 · €252k
2019: €197k
2021: €217k
2022: €261k
2023: €281k
2024: €252k
2019 → 2025
Total assets
€292k▼ 11.7%
2024 · €331k
2019: €450k
2021: €424k
2022: €456k
2023: €434k
2024: €331k
2019 → 2025
Net result
€-27k▲ 8.4%
2024 · €-30k
2019: €3k
2021: €20k
2022: €44k
2023: €20k
2024: €-30k
2019 → 2025
Working capital
€-5k
2024 · €2k
2019: €-108k
2021: €-126k
2022: €-54k
2023: €-9k
2024: €2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€217k-€261k▲ 20.3%€281k▲ 7.8%€252k▼ 10.5%€225k▼ 10.8%
Operating result€37k-€76k▲ 104%€38k▼ 49.8%€-30k€-27k▲ 9.8%
Net result€20k-€44k▲ 121%€20k▼ 54.0%€-30k€-27k▲ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2025 against €30k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €292k
Fixed assets
€234k▼ 8.6%
Current assets
€58k▼ 22.3%
Equity and liabilities €292k
Equity
€225k▼ 10.8%
Debt
€68k▼ 14.6%
The debt ratio falls from 23.9% to 23.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-595▲
2024 · €-3k
Cash flow
€-306▲
2024 · €-2k
Solvency
76.9%▲
2024 · 76.1%
Current ratio
0.92▼
2024 · 1.03
Quick ratio
0.92▼
2024 · 1.03
Debt / equity
0.30▼
2024 · 0.31
ROE
-12.1%▼
2024 · -11.8%
ROA
-9.3%▼
2024 · -8.9%
Interest coverage
-2.55▲
2024 · -7.64
Debt
€68k▼
2024 · €79k
Debt ≤ 1 year
€63k▼
2024 · €73k
Debt > 1 year
€2k=
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€331k€292k▼
Fixed assets21/28€256k€234k▼
Tangible fixed assets22/27€256k€234k▼
Land and buildings22€222k€216k▼
Furniture and vehicles24€34k€18k▼
Current assets29/58€75k€58k▼
Amounts receivable within one year40/41€1k€2k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€71k€54k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€331k€292k▼
Equity10/15€252k€225k▼
Contributions10/11€98k€98k=
Reserves13€156k€156k=
Distributable reserves133€156k€156k=
Profit (loss) carried forward14€-2k€-30k▼
Amounts payable17/49€79k€68k▼
Amounts payable after more than one year17€2k€2k=
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€73k€63k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€698€420▼
Taxes450/3€698€420▼
Other amounts payable47/48€69k€60k▼
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▼
Other operating charges640/8€11k€3k▼
Gross operating margin9900€7k€3k▼
Operating profit (loss)9901€-30k€-27k▲
Financial income75/76B€1k€522▼
Recurring financial income75€1k€522▼
Financial charges65/66B€423€233▼
Recurring financial charges65€423€233▼
Profit (loss) for the period before taxes9903€-29k€-27k▲
Income taxes67/77€119-
Profit (loss) for the period9904€-30k€-27k▲
Profit (loss) for the period to be appropriated9905€-30k€-27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-30k=
Profit (loss) brought forward from the previous period14P-€-2k
Transfer from equity791/2€27k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-30k ▼246%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2022
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
31-03
Financial
Highest result since 2019net €44k ▲121%
Operating result €76k, net result €44k, both a record.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €200kEq €217k ▲10.1%
2 profitable years in a row build equity to €217k.
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
2015
08-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Horebeke · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koekoekstraat 1/A9667 HorebekeGround area
2,639 m²
Building footprint
238 m²
Volume, LiDAR
957 m³
Parcel 45048B0145/00D000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
COACH-IT
since 20052.144.823.022
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45048B0145/00D000 | Flanders | 2,639 m² | 1 · 238 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tronet
BE 0761.770.494
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SYMONN
BE 0896.626.329
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SARASA
BE 0848.030.418
Merelbeke-Melle · Eq €225k
Macula Consulting
BE 0525.730.793
Overijse · Eq €224k
DHDC - SERVICE
BE 0476.980.276
Koksijde · Eq €224k
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 14,422 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2005
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.