DEBICO
ActiveDEBICO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €463k and a net result of €-34k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 2671 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€34k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
17 d early
2023
20 d early
2022
1 d early
2021
13 d early
2020
10 d early
2019
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€463k▼ 6.8%
2024 · €497k
2019: €381k
2020: €410k
2021: €452k
2022: €472k
2023: €499k
2024: €497k
2019 → 2025
Total assets
€463k▼ 6.9%
2024 · €498k
2019: €418k
2020: €428k
2021: €460k
2022: €483k
2023: €504k
2024: €498k
2019 → 2025
Net result
€-34k▼ 1,899%
2024 · €-2k
2019: €23k
2020: €29k
2021: €42k
2022: €20k
2023: €26k
2024: €-2k
2019 → 2025
Working capital
€183k▼ 15.8%
2024 · €217k
2019: €-11k
2020: €41k
2021: €110k
2022: €157k
2023: €191k
2024: €217k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€452k-€472k▲ 4.4%€499k▲ 5.5%€497k▼ 0.3%€463k▼ 6.8%
Operating result€58k-€28k▼ 51.2%€40k▲ 41.4%€-5k€-35k▼ 631%
Net result€42k-€20k▼ 52.6%€26k▲ 29.6%€-2k€-34k▼ 1,899%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35k in 2025 against €5k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €463k
Fixed assets
€280k▲ 0.1%
Current assets
€183k▼ 15.9%
Equity and liabilities €463k
Equity
€463k▼ 6.8%
Debt
€421▼ 47.6%
The debt ratio falls from 0.2% to 0.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-802▼
2024 · €26k
Cash flow
€320▼
2024 · €29k
Solvency
99.9%▲
2024 · 99.8%
Debt / equity
0.00▼
2024 · 0.00
ROE
-7.3%▼
2024 · -0.3%
ROA
-7.3%▼
2024 · -0.3%
Interest coverage
-11.15▼
2024 · 170.15
Debt
€421▼
2024 · €804
Debt ≤ 1 year
€421▼
2024 · €804
Income taxes
€-148▲
2024 · €-353
A ratio outside any meaningful range has been withheld (balance sheet total €463k, equity €463k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€498k€463k▼
Fixed assets21/28€280k€280k▲
Tangible fixed assets22/27€280k€280k▲
Land and buildings22€263k€268k▲
Plant, machinery and equipment23€17k-
Furniture and vehicles24-€12k
Financial fixed assets28€45-
Current assets29/58€218k€183k▼
Amounts receivable after more than one year29€353-
Other amounts receivable291€353-
Amounts receivable within one year40/41-€40k
Other amounts receivable41-€40k
Current investments50/53-€100k
Cash at bank and in hand54/58€217k€40k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€498k€463k▼
Equity10/15€497k€463k▼
Contributions10/11€19k€19k=
Reserves13€478k€444k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€475k€441k▼
Amounts payable17/49€804€421▼
Amounts payable within one year42/48€804€421▼
Other amounts payable47/48€804€421▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€34k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€29k€2k▼
Operating profit (loss)9901€-5k€-35k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€153€72▼
Recurring financial charges65€153€72▼
Profit (loss) for the period before taxes9903€-2k€-34k▼
Income taxes67/77€-353€-148▲
Profit (loss) for the period9904€-2k€-34k▼
Profit (loss) for the period to be appropriated9905€-2k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-34k▼
Transfer from equity791/2€2k€34k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series.
14-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 8current ratio 270.64
Current ratio from 33.99 to 270.64; short-term debt falls from €6k to €804.
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity doublescurrent ratio 33.99
Current ratio from 16.17 to 33.99; short-term debt falls from €10k to €6k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €42k ▲43.9%
Operating result €58k, net result €42k, both a record.
30-06
Financial
Liquidity times 5current ratio 15.64
Current ratio from 3.29 to 15.64; short-term debt falls from €18k to €7k.
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity times 5current ratio 3.29
Current ratio from 0.68 to 3.29; short-term debt falls from €35k to €18k.
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stuivenbergvaart 622800 MechelenGround area
132 m²
Building footprint
58 m²
Volume, LiDAR
468 m³
Parcel 12404F0564/00F004, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Debico BVBA
since 20062.154.465.317
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0564/00F004 | Flanders | 132 m² | 1 · 58 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KEEP-IT
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Ludwig Rent
BE 0897.627.508
Gent · Eq €463k
J.V. IT CONSULTING
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NANO
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 12,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2006
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
52487
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72220
72300
72500
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.