Summary
CO - IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €240,141 and a net result of €41,663. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 8091 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
51 d early
2023
54 d early
2022
58 d early
2021
134 d early
2020
53 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 8 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€240,141▲ 7.5%
2024 · €223,478
Net result
€41,663▲ 44.1%
2024 · €28,909
Total assets
€321,483▼ 4.3%
2024 · €335,955
Solvency
74.7%▲ 8.2pp
2024 · 66.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€40,098▲ 1.8%€27,550▼ 31.3%€45,357▲ 64.6%€32,780▼ 27.7%€48,921▲ 49.2%
Net result€33,113within the sector's middle half▲ 12.9%€18,063within the sector's middle half▼ 45.4%€38,252within the sector's middle half▲ 112%€28,909within the sector's middle half▼ 24.4%€41,663within the sector's middle half▲ 44.1%
Equity€193,254within the sector's middle half▲ 10.3%€211,318within the sector's middle half▲ 9.3%€219,569within the sector's middle half▲ 3.9%€223,478within the sector's middle half▲ 1.8%€240,141within the sector's middle half▲ 7.5%
Total assets€364,279below the sector's middle half▼ 10.9%€353,572within the sector's middle half▼ 2.9%€352,429within the sector's middle half▼ 0.3%€335,955within the sector's middle half▼ 4.7%€321,483within the sector's middle half▼ 4.3%
Debt€171,025▼ 26.8%€142,254▼ 16.8%€132,860▼ 6.6%€112,477▼ 15.3%€81,342▼ 27.7%
Working capital-€40,928within the sector's middle half▼ 22.2%-€29,725below the sector's middle half▲ 27.4%-€28,334below the sector's middle half▲ 4.7%-€31,286below the sector's middle half▼ 10.4%€8,235within the sector's middle half
Solvency53.1%within the sector's middle half▲ 10.2pp59.8%within the sector's middle half▲ 6.7pp62.3%within the sector's middle half▲ 2.5pp66.5%within the sector's middle half▲ 4.2pp74.7%within the sector's middle half▲ 8.2pp
Current ratio0.30below the sector's middle half▼ 0.200.54below the sector's middle half▲ 0.250.69below the sector's middle half▲ 0.150.71below the sector's middle half▲ 0.021.10within the sector's middle half▲ 0.39
Return on assets (ROA)9.1%within the sector's middle half▲ 1.9pp5.1%within the sector's middle half▼ 4.0pp10.9%within the sector's middle half▲ 5.7pp8.6%within the sector's middle half▼ 2.2pp13.0%within the sector's middle half▲ 4.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321,483
Fixed assets
€231,906 ▼ 11.0%
Current assets
€89,577 ▲ 19.0%
Equity and liabilities €321,483
Equity
€240,141 ▲ 7.5%
Debt
€81,342 ▼ 27.7%
Debt's share of the balance-sheet total falls from 33.5% to 25.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
17.3%▲
2024 · 12.9%
Debt ≤ 1 year
€81,342▼
2024 · €106,533
Income taxes
€8,888▲
2024 · €5,183
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28,802 | €28,802 | €28,802 | €28,802 | €28,802 | = |
| Other operating charges640/8 | - | €7,358 | €514 | €8,044 | €8,378 | ▲ 4.2% |
| Gross operating margin9900 | €76,031 | €63,711 | €74,674 | €69,626 | €86,101 | ▲ 23.7% |
| Operating profit (loss)9901 | €40,098 | €27,550 | €45,357 | €32,780 | €48,921 | ▲ 49.2% |
| Financial income75/76B | - | €581 | €1,755 | €2,002 | €2,011 | ▲ 0.5% |
| Recurring financial income75 | €678 | €581 | €1,755 | €2,002 | €2,011 | ▲ 0.5% |
| Financial charges65/66B | - | €1,353 | €1,043 | €690 | €380 | ▼ 44.9% |
| Recurring financial charges65 | €1,683 | €1,353 | €1,043 | €690 | €380 | ▼ 44.9% |
| Profit (loss) for the period before taxes9903 | €39,093 | €26,779 | €46,069 | €34,092 | €50,552 | ▲ 48.3% |
| Income taxes67/77 | €5,981 | €8,716 | €7,817 | €5,183 | €8,888 | ▲ 71.5% |
| Profit (loss) for the period9904 | €33,113 | €18,063 | €38,252 | €28,909 | €41,663 | ▲ 44.1% |
| Profit (loss) for the period to be appropriated9905 | €33,113 | €18,063 | €38,252 | €28,909 | €41,663 | ▲ 44.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €364,279 | €353,572 | €352,429 | €335,955 | €321,483 | ▼ 4.3% |
| Fixed assets21/28 | €347,115 | €318,313 | €289,511 | €260,708 | €231,906 | ▼ 11.0% |
| Tangible fixed assets22/27 | €347,115 | €318,313 | €289,511 | €260,708 | €231,906 | ▼ 11.0% |
| Land and buildings22 | - | €318,313 | €289,511 | €260,708 | €231,906 | ▼ 11.0% |
| Current assets29/58 | €17,163 | €35,259 | €62,918 | €75,247 | €89,577 | ▲ 19.0% |
| Amounts receivable within one year40/41 | €16,708 | €13,286 | €36,619 | €43,987 | €57,477 | ▲ 30.7% |
| Trade receivables40 | - | €1,035 | - | €2,084 | €1,172 | ▼ 43.7% |
| Other amounts receivable41 | - | €12,251 | €36,619 | €41,904 | €56,304 | ▲ 34.4% |
| Cash at bank and in hand54/58 | €79 | €21,392 | €24,544 | €29,258 | €30,089 | ▲ 2.8% |
| Deferred charges and accrued income490/1 | - | €581 | €1,755 | €2,002 | €2,011 | ▲ 0.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €364,279 | €353,572 | €352,429 | €335,955 | €321,483 | ▼ 4.3% |
| Equity10/15 | €193,254 | €211,318 | €219,569 | €223,478 | €240,141 | ▲ 7.5% |
| Contributions10/11 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Capital10 | - | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Issued capital100 | - | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Reserves13 | €68,000 | €86,063 | €94,569 | €98,478 | €115,141 | ▲ 16.9% |
| Non-distributable reserves130/1 | - | €22,976 | €61,228 | €90,137 | €115,141 | ▲ 27.7% |
| Legal reserve130 | - | €5,816 | €7,728 | €9,174 | €11,257 | ▲ 22.7% |
| Other1319 | - | €17,160 | €53,499 | €80,963 | €103,884 | ▲ 28.3% |
| Distributable reserves133 | - | €63,087 | €33,342 | €8,342 | - | - |
| Profit (loss) carried forward14 | €254 | €254 | - | - | - | - |
| Amounts payable17/49 | €171,025 | €142,254 | €132,860 | €112,477 | €81,342 | ▼ 27.7% |
| Amounts payable after more than one year17 | €112,933 | €77,270 | €41,607 | €5,944 | - | - |
| Financial debts170/4 | - | €77,270 | €41,607 | €5,944 | - | - |
| Amounts payable within one year42/48 | €58,091 | €64,984 | €91,253 | €106,533 | €81,342 | ▼ 23.6% |
| Current portion of amounts payable after more than one year42 | - | €35,663 | €35,663 | €35,663 | €5,944 | ▼ 83.3% |
| Trade debts44 | €7,428 | €8,605 | €3,056 | €870 | €4,010 | ▲ 361% |
| Suppliers440/4 | - | €8,605 | €3,056 | €870 | €4,010 | ▲ 361% |
| Taxes, remuneration and social security45 | - | €5,716 | €7,533 | - | €1,388 | - |
| Taxes450/3 | - | €5,716 | €7,533 | - | €1,388 | - |
| Other amounts payable47/48 | - | €15,000 | €45,000 | €70,000 | €70,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,113 | €18,063 | €38,252 | €28,909 | €41,663 | ▲ 44.1% |
| + Depreciation and write-downs630 | €28,802 | €28,802 | €28,802 | €28,802 | €28,802 | = |
| Operating cash flow (approximation) | €61,915 | €46,866 | €67,054 | €57,711 | €70,465 | ▲ 22.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €21,313 | €3,152 | €4,714 | €831 | ▼ 82.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €41,663 ▲44.1%
Operating result €48,921, net result €41,663, both a record.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €18,063 ▼45.4%
Net result drops to €18,063, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €200,000Eq €211,318 ▲9.3%
5 profitable years in a row build equity to €211,318.
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €150,000Eq €160,804 ▲22.8%
2 profitable years in a row build equity to €160,804.
04-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2002
Ground area
960 m²
Building footprint
212 m²
Volume, LiDAR
1,110 m³
Parcel 31035C0169/00S000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Bakeroothoek 8, 8490 Jabbeke
since 20022.095.876.129
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31035C0169/00S000 | Flanders | 960 m² | 1 · 212 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 186 companies in sector 64910 we hold annual accounts for 138. 72 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded24-01-2002
Fiscal year end30-09
Activities, NACEBEL 2025
64910Financial service activities, except insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476770539
Also
9925:BE0476770539
Registered
17-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.